Stellar Bancorp (STEL) Interest Expenses (2016 - 2026)

Stellar Bancorp (STEL) reported Interest Expenses of $39.2 million for Q1 2026, down 9.05% on a YoY basis from $43.1 million in Q1 2025, and down 3.67% quarter-over-quarter from $40.7 million in Q4 2025.

Stellar Bancorp (STEL) Interest Expenses (2016 - 2026) Analysis & Trends

Stellar Bancorp has reported Interest Expenses for 11 years, with the latest figure at $39.2 million in Q1 2026.

  • For the quarter ending Q1 2026, Interest Expenses fell 9.05% year-over-year to $39.2 million; the trailing twelve-month figure through Mar 2026 stood at $169.0 million (down 11.62% YoY), and the FY2025 full-year result was $172.8 million, down 11.09% from the prior year.
  • Interest Expenses for Q1 2026 stood at $39.2 million, down from $40.7 million in the prior quarter.
  • The five-year high for Interest Expenses was $50.8 million in Q2 2024, with the low at $5.1 million in Q1 2022.
  • Historically, Interest Expenses has averaged $35.0 million across 5 years, with a median of $43.1 million in 2025.
  • Annual changes were most pronounced in 2022 — Interest Expenses slipped 18.68% — and 2023, when it jumped 621.86%.
  • Stellar Bancorp's Interest Expenses stood at $16.4 million in 2022, then jumped by 182.76% to $46.2 million in 2023, then increased by 1.77% to $47.1 million in 2024, then retreated by 13.62% to $40.7 million in 2025, then fell by 3.67% to $39.2 million in 2026.
  • The last three Interest Expenses figures came in at $39.2 million (Q1 2026), $40.7 million (Q4 2025), and $44.8 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -227,416.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 3.51 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 5.23 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 38.44 Bn
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Stellar Bancorp 1.97 Bn 1.42 Bn - 39.16 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 39.16 Mn
Mar 31, 2026 39.16 Mn
Dec 31, 2025 40.66 Mn
Dec 31, 2025 40.66 Mn
Sep 30, 2025 44.77 Mn
Sep 30, 2025 44.77 Mn
Jun 30, 2025 44.36 Mn
Jun 30, 2025 44.36 Mn
Mar 31, 2025 43.06 Mn
Mar 31, 2025 43.06 Mn
Dec 31, 2024 47.07 Mn
Dec 31, 2024 47.07 Mn
Sep 30, 2024 50.27 Mn
Sep 30, 2024 50.27 Mn
Jun 30, 2024 50.77 Mn
Jun 30, 2024 50.77 Mn
Mar 31, 2024 46.31 Mn
Mar 31, 2024 46.31 Mn
Dec 31, 2023 46.25 Mn
Dec 31, 2023 46.25 Mn