Stellar Bancorp (STEL) Interest Expenses (2016 - 2026)
Stellar Bancorp (STEL) reported Interest Expenses of $39.2 million for Q1 2026, down 9.05% on a YoY basis from $43.1 million in Q1 2025, and down 3.67% quarter-over-quarter from $40.7 million in Q4 2025.
Stellar Bancorp (STEL) Interest Expenses (2016 - 2026) Analysis & Trends
Stellar Bancorp has reported Interest Expenses for 11 years, with the latest figure at $39.2 million in Q1 2026.
- For the quarter ending Q1 2026, Interest Expenses fell 9.05% year-over-year to $39.2 million; the trailing twelve-month figure through Mar 2026 stood at $169.0 million (down 11.62% YoY), and the FY2025 full-year result was $172.8 million, down 11.09% from the prior year.
- Interest Expenses for Q1 2026 stood at $39.2 million, down from $40.7 million in the prior quarter.
- The five-year high for Interest Expenses was $50.8 million in Q2 2024, with the low at $5.1 million in Q1 2022.
- Historically, Interest Expenses has averaged $35.0 million across 5 years, with a median of $43.1 million in 2025.
- Annual changes were most pronounced in 2022 — Interest Expenses slipped 18.68% — and 2023, when it jumped 621.86%.
- Stellar Bancorp's Interest Expenses stood at $16.4 million in 2022, then jumped by 182.76% to $46.2 million in 2023, then increased by 1.77% to $47.1 million in 2024, then retreated by 13.62% to $40.7 million in 2025, then fell by 3.67% to $39.2 million in 2026.
- The last three Interest Expenses figures came in at $39.2 million (Q1 2026), $40.7 million (Q4 2025), and $44.8 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -227,416.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 3.51 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 5.23 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 38.44 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Stellar Bancorp | 1.97 Bn | 1.42 Bn | - | 39.16 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 39.16 Mn |
| Mar 31, 2026 | 39.16 Mn |
| Dec 31, 2025 | 40.66 Mn |
| Dec 31, 2025 | 40.66 Mn |
| Sep 30, 2025 | 44.77 Mn |
| Sep 30, 2025 | 44.77 Mn |
| Jun 30, 2025 | 44.36 Mn |
| Jun 30, 2025 | 44.36 Mn |
| Mar 31, 2025 | 43.06 Mn |
| Mar 31, 2025 | 43.06 Mn |
| Dec 31, 2024 | 47.07 Mn |
| Dec 31, 2024 | 47.07 Mn |
| Sep 30, 2024 | 50.27 Mn |
| Sep 30, 2024 | 50.27 Mn |
| Jun 30, 2024 | 50.77 Mn |
| Jun 30, 2024 | 50.77 Mn |
| Mar 31, 2024 | 46.31 Mn |
| Mar 31, 2024 | 46.31 Mn |
| Dec 31, 2023 | 46.25 Mn |
| Dec 31, 2023 | 46.25 Mn |