1St Source (SRCE) Interest Coverage Ratio (2010 - 2026)
1St Source (SRCE) posted quarterly Interest Coverage Ratio of 1.98 for Q2 2026, up 23.4% year-on-year from 1.61 in Q2 2025, and up 4.86% on a QoQ basis from 1.89 in Q1 2026.
1St Source (SRCE) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
1St Source (SRCE) has reported Interest Coverage Ratio for 17 consecutive years, with 1.98 the latest figure, recorded in Q2 2026.
- Quarterly Interest Coverage Ratio rose 23.4% year-over-year to 1.98 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 7.16 (up 16.65% YoY) and the FY2025 annual result came in at 2.15, up 11.1% from the prior year.
- Interest Coverage Ratio grew to 1.98 in Q2 2026 per SRCE's latest filing, from 1.89 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for SRCE reached as high as 2.35 in Q4 2025 and fell as low as 3.93 in Q4 2022.
- A 5-year average of 1.19 and a median of 1.34 in 2022 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio sank 138.27% — and 2024, when it jumped 256.25%.
- Year by year, Interest Coverage Ratio stood at 3.93 in 2022, then soared by 114.92% to 0.59 in 2023, then soared by 256.25% to 2.09 in 2024, then grew by 12.51% to 2.35 in 2025, then decreased by 15.52% to 1.98 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.98, 1.89, and 2.35 for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | 1St Source | 2.35 Bn | 2.39 Bn | - | 1.98 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.98 |
| Mar 31, 2026 | 1.89 |
| Dec 31, 2025 | 2.35 |
| Sep 30, 2025 | 1.82 |
| Jun 30, 2025 | 1.61 |
| Mar 31, 2025 | 1.52 |
| Dec 31, 2024 | 2.09 |
| Sep 30, 2024 | 1.47 |
| Jun 30, 2024 | 1.34 |
| Mar 31, 2024 | 1.26 |
| Dec 31, 2023 | 0.59 |
| Sep 30, 2023 | 1.21 |
| Jun 30, 2023 | 1.23 |
| Mar 31, 2023 | 1.24 |
| Dec 31, 2022 | -3.93 |
| Sep 30, 2022 | 1.20 |
| Jun 30, 2022 | 1.27 |
| Mar 31, 2022 | 1.33 |
| Dec 31, 2021 | 10.27 |
| Sep 30, 2021 | 4.69 |