1St Source (SRCE) Interest Coverage Ratio (2010 - 2026)
1St Source (SRCE) posted Interest Coverage Ratio of 1.98 for Q2 2026, up 4.86% sequentially from 1.89 in Q1 2026, and up 23.4% YoY from 1.61 in Q2 2025.
1St Source (SRCE) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
1St Source has reported Interest Coverage Ratio for 17 years, with the latest figure at 1.98 in Q2 2026.
- Quarterly Interest Coverage Ratio rose 23.4% year-over-year to 1.98 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 4.63 (up 11.14% YoY) and the FY2025 annual result came in at 2.15, up 11.1% from the prior year.
- Interest Coverage Ratio climbed to 1.98 in Q2 2026 per SRCE's latest filing, from 1.89 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 3.6 in Q4 2022 and troughed at 0.55 in Q4 2025.
- A 5-year average of 1.43 and a median of 1.3 in 2022 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2023 and 2026: Interest Coverage Ratio tumbled 83.7% in 2023, then increased 24.53% in 2026.
- Over 5 years, Interest Coverage Ratio stood at 3.6 in 2022, then sank by 83.7% to 0.59 in 2023, then gained by 13.35% to 0.66 in 2024, then fell by 17.39% to 0.55 in 2025, then jumped by 261.58% to 1.98 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.98, 1.89, and 0.55 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.04 Bn | 84.85 Bn | - | - |
| 2 | Pnc Financial Services | 97.70 Bn | 97.70 Bn | - | 2.00 |
| 3 | Us Bancorp | 95.84 Bn | 95.84 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.84 Bn | -144.25 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.93 Bn | -81.39 Bn | - | 1.49 |
| 7 | Nu Holdings | 71.07 Bn | 57.38 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.61 Bn | 61.61 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.53 Bn | 25.81 Bn | - | 1.90 |
| 10 | 1St Source | 2.06 Bn | 2.06 Bn | - | 2.62 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.98 |
| Mar 31, 2026 | 1.89 |
| Dec 31, 2025 | 0.55 |
| Sep 30, 2025 | 1.82 |
| Jun 30, 2025 | 1.61 |
| Mar 31, 2025 | 1.52 |
| Dec 31, 2024 | 0.66 |
| Sep 30, 2024 | 1.47 |
| Jun 30, 2024 | 1.34 |
| Mar 31, 2024 | 1.26 |
| Dec 31, 2023 | 0.59 |
| Sep 30, 2023 | 1.21 |
| Jun 30, 2023 | 1.23 |
| Mar 31, 2023 | 1.24 |
| Dec 31, 2022 | 3.60 |
| Sep 30, 2022 | 1.20 |
| Jun 30, 2022 | 1.27 |
| Mar 31, 2022 | 1.33 |
| Dec 31, 2021 | 10.27 |
| Sep 30, 2021 | 4.69 |