1St Source (SRCE) Interest Coverage Ratio (2010 - 2026)
1St Source's (SRCE) quarterly Interest Coverage Ratio came in at 2.43 in Q1 2026, up 14.14% year-on-year from 2.13 in Q1 2025, and up 3.28% quarter-over-quarter from 2.35 in Q4 2025.
1St Source (SRCE) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
1St Source has disclosed Interest Coverage Ratio across 17 years of filings, most recently posting 2.43 for Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 2.43, up 14.14% year-over-year; the trailing twelve-month figure through Mar 2026 was 2.3 (up 15.12% YoY), and the FY2025 annual result was 2.23, up 15.3% from the prior year.
- Interest Coverage Ratio came in at 2.43 for Q1 2026 at 1St Source, up from 2.35 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 15.48 in Q1 2022 to a low of 1.84 in Q4 2023.
- The 5-year median for Interest Coverage Ratio is 2.3 (2025), against an average of 3.71.
- Across the five-year window, Interest Coverage Ratio soared 81.46% in 2022 and tumbled 83.05% in 2023, its largest moves.
- 1St Source's Interest Coverage Ratio stood at 3.6 in 2022, then slumped by 48.69% to 1.84 in 2023, then climbed by 3.81% to 1.91 in 2024, then increased by 22.69% to 2.35 in 2025, then advanced by 3.28% to 2.43 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.43 (Q1 2026), 2.35 (Q4 2025), and 2.3 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | 1St Source | 1.90 Bn | 1.94 Bn | - | 2.43 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.43 |
| Dec 31, 2025 | 2.35 |
| Sep 30, 2025 | 2.30 |
| Jun 30, 2025 | 2.15 |
| Mar 31, 2025 | 2.13 |
| Dec 31, 2024 | 1.91 |
| Sep 30, 2024 | 1.95 |
| Jun 30, 2024 | 2.01 |
| Mar 31, 2024 | 1.85 |
| Dec 31, 2023 | 1.84 |
| Sep 30, 2023 | 2.12 |
| Jun 30, 2023 | 2.31 |
| Mar 31, 2023 | 2.62 |
| Dec 31, 2022 | 3.60 |
| Sep 30, 2022 | 6.63 |
| Jun 30, 2022 | 9.35 |
| Mar 31, 2022 | 15.48 |
| Dec 31, 2021 | 10.27 |
| Sep 30, 2021 | 10.37 |
| Jun 30, 2021 | 9.20 |