1St Source (SRCE) Debt Ratio (2010 - 2026)

1St Source (SRCE) posted quarterly Debt Ratio of 0.03 for Q2 2026, up 50.07% year-on-year from 0.02 in Q2 2025, and down 26.98% on a QoQ basis from 0.04 in Q1 2026.

1St Source (SRCE) Debt Ratio (2010 - 2026) Analysis & Trends

1St Source (SRCE) has reported Debt Ratio for 17 consecutive years, with 0.03 the latest figure, recorded in Q2 2026.

  • Quarterly Debt Ratio rose 50.07% year-over-year to 0.03 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.03 (up 50.07% YoY) and the FY2025 annual result came in at 0.03, down 4.75% from the prior year.
  • Debt Ratio slipped to 0.03 in Q2 2026 per SRCE's latest filing, from 0.04 in the prior quarter.
  • Over the last five years, Debt Ratio for SRCE reached as high as 0.05 in Q3 2022 and fell as low as 0.01 in Q1 2025.
  • A 5-year average of 0.03 and a median of 0.03 in 2022 frame the typical range for Debt Ratio.
  • Annual changes were most pronounced in 2025 — Debt Ratio plunged 62.38% — and 2026, when it surged 185.31%.
  • Year by year, Debt Ratio stood at 0.03 in 2022, then rose by 29.28% to 0.04 in 2023, then declined by 18.91% to 0.03 in 2024, then dropped by 4.75% to 0.03 in 2025, then dropped by 15.11% to 0.03 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.03, 0.04, and 0.03 for Q2 2026, Q1 2026, and Q4 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 1St Source 2.35 Bn 2.39 Bn - 0.03

Historic Data

Download Data
DateValue
Jun 30, 2026 0.03
Mar 31, 2026 0.04
Dec 31, 2025 0.03
Sep 30, 2025 0.01
Jun 30, 2025 0.02
Mar 31, 2025 0.01
Dec 31, 2024 0.03
Sep 30, 2024 0.03
Jun 30, 2024 0.04
Mar 31, 2024 0.04
Dec 31, 2023 0.04
Sep 30, 2023 0.04
Jun 30, 2023 0.03
Mar 31, 2023 0.04
Dec 31, 2022 0.03
Sep 30, 2022 0.05
Jun 30, 2022 0.03
Mar 31, 2022 0.03
Dec 31, 2021 0.03
Sep 30, 2021 0.03