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EBIT MarginEBT MarginEnterprise ValueFCF MarginFCF Payout RatioInterest Coverage RatioMarket CapitalizationNet MarginReturn on SalesTimes Interest Earned

Pathfinder Bancorp (PBHC) Times Interest Earned: 2013-2024

Historic Times Interest Earned for Pathfinder Bancorp (PBHC) over the last 12 years, with Dec 2024 value amounting to $1.14.

  • Pathfinder Bancorp's Times Interest Earned rose 178.66% to $1.08 in Q3 2025 from the same period last year, while for Sep 2025 it was $1.30, marking a year-over-year increase of 21.82%. This contributed to the annual value of $1.14 for FY2024, which is 19.28% down from last year.
  • Pathfinder Bancorp's Times Interest Earned amounted to $1.14 in FY2024, which was down 19.28% from $1.41 recorded in FY2023.
  • Over the past 5 years, Pathfinder Bancorp's Times Interest Earned peaked at $3.13 during FY2021, and registered a low of $1.14 during FY2024.
  • Moreover, its 3-year median value for Times Interest Earned was $1.41 (2023), whereas its average is $1.72.
  • In the last 5 years, Pathfinder Bancorp's Times Interest Earned skyrocketed by 76.80% in 2021 and then crashed by 46.15% in 2023.
  • Over the past 5 years, Pathfinder Bancorp's Times Interest Earned (Yearly) stood at $1.77 in 2020, then soared by 76.80% to $3.13 in 2021, then fell by 16.23% to $2.62 in 2022, then crashed by 46.15% to $1.41 in 2023, then decreased by 19.28% to $1.14 in 2024.