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Pathfinder Bancorp (PBHC) Net Margin: 2013-2024

Historic Net Margin for Pathfinder Bancorp (PBHC) over the last 12 years, with Dec 2024 value amounting to 52.21%.

  • Pathfinder Bancorp's Net Margin rose 28541.00% to 45.20% in Q3 2025 from the same period last year, while for Sep 2025 it was 147.68%, marking a year-over-year increase of 11673.00%. This contributed to the annual value of 52.21% for FY2024, which is 10034.00% down from last year.
  • Latest data reveals that Pathfinder Bancorp reported Net Margin of 52.21% as of FY2024, which was down 65.78% from 152.55% recorded in FY2023.
  • Pathfinder Bancorp's Net Margin's 5-year high stood at 211.60% during FY2022, with a 5-year trough of 52.21% in FY2024.
  • Over the past 3 years, Pathfinder Bancorp's median Net Margin value was 152.55% (recorded in 2023), while the average stood at 138.79%.
  • As far as peak fluctuations go, Pathfinder Bancorp's Net Margin spiked by 8,901bps in 2021, and later slumped by 10,034bps in 2024.
  • Pathfinder Bancorp's Net Margin (Yearly) stood at 99.14% in 2020, then skyrocketed by 8,901bps to 188.15% in 2021, then soared by 2,345bps to 211.60% in 2022, then tumbled by 5,905bps to 152.55% in 2023, then tumbled by 10,034bps to 52.21% in 2024.