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Pathfinder Bancorp (PBHC) Interest Coverage Ratio: 2013-2024

Historic Interest Coverage Ratio for Pathfinder Bancorp (PBHC) over the last 12 years, with Dec 2024 value amounting to 1.14.

  • Pathfinder Bancorp's Interest Coverage Ratio rose 178.66% to 1.08 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.30, marking a year-over-year increase of 21.82%. This contributed to the annual value of 1.14 for FY2024, which is 19.28% down from last year.
  • According to the latest figures from FY2024, Pathfinder Bancorp's Interest Coverage Ratio is 1.14, which was down 19.28% from 1.41 recorded in FY2023.
  • Pathfinder Bancorp's 5-year Interest Coverage Ratio high stood at 3.13 for FY2021, and its period low was 1.14 during FY2024.
  • In the last 3 years, Pathfinder Bancorp's Interest Coverage Ratio had a median value of 1.41 in 2023 and averaged 1.72.
  • Per our database at Business Quant, Pathfinder Bancorp's Interest Coverage Ratio skyrocketed by 76.80% in 2021 and then plummeted by 46.15% in 2023.
  • Pathfinder Bancorp's Interest Coverage Ratio (Yearly) stood at 1.77 in 2020, then soared by 76.80% to 3.13 in 2021, then dropped by 16.23% to 2.62 in 2022, then slumped by 46.15% to 1.41 in 2023, then dropped by 19.28% to 1.14 in 2024.