Pathfinder Bancorp (PBHC) FCF Payout Ratio: 2013-2024

Historic FCF Payout Ratio for Pathfinder Bancorp (PBHC) over the last 12 years, with Dec 2024 value amounting to 0.21.

  • Pathfinder Bancorp's FCF Payout Ratio rose 66.14% to 0.07 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.39, marking a year-over-year increase of 329.24%. This contributed to the annual value of 0.21 for FY2024, which is 64.47% up from last year.
  • Pathfinder Bancorp's FCF Payout Ratio amounted to 0.21 in FY2024, which was up 64.47% from 0.13 recorded in FY2023.
  • In the past 5 years, Pathfinder Bancorp's FCF Payout Ratio ranged from a high of 0.21 in FY2024 and a low of 0.03 during FY2020.
  • Its 3-year average for FCF Payout Ratio is 0.14, with a median of 0.13 in 2023.
  • In the last 5 years, Pathfinder Bancorp's FCF Payout Ratio crashed by 89.59% in 2020 and then soared by 164.60% in 2021.
  • Pathfinder Bancorp's FCF Payout Ratio (Yearly) stood at 0.03 in 2020, then soared by 164.60% to 0.07 in 2021, then climbed by 24.95% to 0.08 in 2022, then skyrocketed by 51.23% to 0.13 in 2023, then soared by 64.47% to 0.21 in 2024.