Pathfinder Bancorp (PBHC) FCF Margin: 2013-2024

Historic FCF Margin for Pathfinder Bancorp (PBHC) over the last 12 years, with Dec 2024 value amounting to 186.18%.

  • Pathfinder Bancorp's FCF Margin fell 11616.00% to 657.36% in Q3 2025 from the same period last year, while for Sep 2025 it was 127.13%, marking a year-over-year decrease of 28719.00%. This contributed to the annual value of 186.18% for FY2024, which is 10637.00% down from last year.
  • Pathfinder Bancorp's FCF Margin amounted to 186.18% in FY2024, which was down 36.36% from 292.55% recorded in FY2023.
  • Pathfinder Bancorp's 5-year FCF Margin high stood at 830.89% for FY2020, and its period low was 186.18% during FY2024.
  • Over the past 3 years, Pathfinder Bancorp's median FCF Margin value was 292.55% (recorded in 2023), while the average stood at 303.46%.
  • In the last 5 years, Pathfinder Bancorp's FCF Margin skyrocketed by 71,545bps in 2020 and then tumbled by 44,714bps in 2021.
  • Pathfinder Bancorp's FCF Margin (Yearly) stood at 830.89% in 2020, then crashed by 44,714bps to 383.75% in 2021, then surged by 4,791bps to 431.66% in 2022, then crashed by 13,912bps to 292.55% in 2023, then crashed by 10,637bps to 186.18% in 2024.