Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
EBIT MarginEBT MarginEnterprise ValueFCF MarginFCF Payout RatioInterest Coverage RatioMarket CapitalizationNet MarginReturn on SalesTimes Interest Earned

Pathfinder Bancorp (PBHC) EBT Margin: 2013-2024

Historic EBT Margin for Pathfinder Bancorp (PBHC) over the last 12 years, with Dec 2024 value amounting to 105.03%.

  • Pathfinder Bancorp's EBT Margin rose 45897.00% to 63.82% in Q3 2025 from the same period last year, while for Sep 2025 it was 262.75%, marking a year-over-year increase of 21035.00%. This contributed to the annual value of 105.03% for FY2024, which is 15098.00% down from last year.
  • Pathfinder Bancorp's EBT Margin amounted to 105.03% in FY2024, which was down 58.97% from 256.01% recorded in FY2023.
  • Over the past 5 years, Pathfinder Bancorp's EBT Margin peaked at 341.44% during FY2022, and registered a low of 105.03% during FY2024.
  • Over the past 3 years, Pathfinder Bancorp's median EBT Margin value was 256.01% (recorded in 2023), while the average stood at 234.16%.
  • Per our database at Business Quant, Pathfinder Bancorp's EBT Margin spiked by 17,134bps in 2021 and then tumbled by 15,098bps in 2024.
  • Pathfinder Bancorp's EBT Margin (Yearly) stood at 152.99% in 2020, then spiked by 17,134bps to 324.33% in 2021, then surged by 1,710bps to 341.44% in 2022, then plummeted by 8,543bps to 256.01% in 2023, then tumbled by 15,098bps to 105.03% in 2024.