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Amortizatization of IntangiblesBeginning Cash BalanceCapital ExpendituresCash from Financing ActivitiesCash from Investing ActivitiesCash from OperationsChange in Acquisitions & DivestmentsChange in CashChange in Interest ReceivablesChange in LoansChange in Net LoansDepreciation & Amortization (CF)Depreciation and DepletionDividends Paid - CommonFree Cash FlowGains from Investment SecuritiesLong-Term Debt IssuancesLong-Term Debt RepaymentsNet Cash FlowNet IncomeOther financing activitiesShare-based CompensationShares IssuedShort-Term Debt issuances
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Pathfinder Bancorp (PBHC) Change in Net Loans: 2013-2024

Historic Change in Net Loans for Pathfinder Bancorp (PBHC) over the last 12 years, with Dec 2024 value amounting to $31.2 million.

  • Pathfinder Bancorp's Change in Net Loans fell 124.62% to -$10.4 million in Q3 2025 from the same period last year, while for Sep 2025 it was -$15.6 million, marking a year-over-year decrease of 145.42%. This contributed to the annual value of $31.2 million for FY2024, which is 1642.75% up from last year.
  • Per Pathfinder Bancorp's latest filing, its Change in Net Loans stood at $31.2 million for FY2024, which was up 1,642.75% from $1.8 million recorded in FY2023.
  • Over the past 5 years, Pathfinder Bancorp's Change in Net Loans peaked at $81.2 million during FY2020, and registered a low of $1.8 million during FY2023.
  • Moreover, its 3-year median value for Change in Net Loans was $31.2 million (2024), whereas its average is $33.1 million.
  • Its Change in Net Loans has fluctuated over the past 5 years, first slumped by 97.30% in 2023, then soared by 1,642.75% in 2024.
  • Over the past 5 years, Pathfinder Bancorp's Change in Net Loans (Yearly) stood at $81.2 million in 2020, then crashed by 88.11% to $9.6 million in 2021, then spiked by 587.21% to $66.3 million in 2022, then plummeted by 97.30% to $1.8 million in 2023, then surged by 1,642.75% to $31.2 million in 2024.