Navient (NAVI) Interest Coverage Ratio (2013 - 2026)

Navient's Interest Coverage Ratio history runs 14 years deep, the most recent figure standing at 1.06 for Q1 2026.

• In Q1 2026, Interest Coverage Ratio rose 6.47% year-over-year to 1.06; the TTM figure through Mar 2026 stood at 0.97 (down 5.48% YoY), while the FY2025 annual figure was 0.01, down 100.84% from the prior year.
• Interest Coverage Ratio was 1.06 for Q1 2026 at Navient, up from 0.99 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 2.15 in Q1 2022 to a low of 0.82 in Q3 2025.
• Historically, Interest Coverage Ratio has averaged 1.15 across 5 years, with a median of 1.06 in 2024.
• The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio increased 17.53% in 2022, then plunged 45.46% in 2023.
• A 5-year view of Interest Coverage Ratio shows it stood at 1.14 in 2022, then fell by 15.88% to 0.96 in 2023, then climbed by 7.79% to 1.04 in 2024, then retreated by 4.53% to 0.99 in 2025, then increased by 6.86% to 1.06 in 2026.
• The last three Interest Coverage Ratio figures came in at 1.06 (Q1 2026), 0.99 (Q4 2025), and 0.82 (Q3 2025), per Business Quant data.