Navient (NAVI) Interest Coverage Ratio (2013 - 2026)

Navient (NAVI) has reported Interest Coverage Ratio for 14 consecutive years, with 1.06 the latest figure, recorded in Q1 2026.

• In Q1 2026, Interest Coverage Ratio rose 6.47% year-over-year to 1.06; the TTM figure through Mar 2026 stood at 0.97 (down 5.48% YoY), while the FY2025 annual figure was 0.01, down 100.84% from the prior year.
• Interest Coverage Ratio came in at 1.06 for Q1 2026 at Navient, up from 0.99 in the prior quarter.
• The five-year high for Interest Coverage Ratio was 2.15 in Q1 2022, with the low at 0.82 in Q3 2025.
• Average Interest Coverage Ratio over 5 years is 1.15, with a median of 1.06 recorded in 2024.
• Across the five-year window, Interest Coverage Ratio advanced 17.53% in 2022 and sank 45.46% in 2023, its largest moves.
• Year by year, Interest Coverage Ratio stood at 1.14 in 2022, then slipped by 15.88% to 0.96 in 2023, then rose by 7.79% to 1.04 in 2024, then dropped by 4.53% to 0.99 in 2025, then advanced by 6.86% to 1.06 in 2026.
• According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.06, 0.99, and 0.82 for Q1 2026, Q4 2025, and Q3 2025 respectively.