Navient Corp (NAVI) Debt Ratio (2016 - 2026)

Navient's Debt Ratio history runs 11 years deep, the most recent figure standing at 0.94 for Q1 2026.

• In Q1 2026, Debt Ratio changed 0.32% year-over-year to 0.94; the TTM figure through Mar 2026 stood at 0.94 (changed 0.32% YoY), while the FY2025 annual figure was 0.94, up 0.63% from the prior year.
• Debt Ratio for Q1 2026 stood at 0.94, roughly flat from 0.94 in the prior quarter.
• The five-year high for Debt Ratio was 0.95 in Q1 2022, with the low at 0.93 in Q4 2024.
• The 5-year median for Debt Ratio is 0.94 (2023), against an average of 0.94.
• The sharpest annual moves came in 2023 and 2025: Debt Ratio retreated 1.17% in 2023, then gained 0.63% in 2025.
• Navient's Debt Ratio stood at 0.94 in 2022, then dropped by 0.63% to 0.94 in 2023, then fell by 0.64% to 0.93 in 2024, then gained by 0.63% to 0.94 in 2025, then grew by 0.09% to 0.94 in 2026.
• Business Quant data shows NAVI's Debt Ratio at 0.94 in Q1 2026, 0.94 in Q4 2025, and 0.94 in Q3 2025.