Navient (NAVI) Debt Ratio (2016 - 2026)

Navient's Debt Ratio history runs 11 years deep, the most recent figure standing at 0.12 for Q1 2026.

• In Q1 2026, Debt Ratio rose 28.33% year-over-year to 0.12; the TTM figure through Mar 2026 stood at 0.12 (up 28.33% YoY), while the FY2025 annual figure was 0.1, up 5.12% from the prior year.
• Debt Ratio was 0.12 for Q1 2026 at Navient, up from 0.1 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 0.12 in Q1 2026 to a low of 0.05 in Q1 2022.
• Historically, Debt Ratio has averaged 0.09 across 5 years, with a median of 0.09 in 2023.
• Biggest YoY gain for Debt Ratio was 168.41% in 2022; the steepest drop was 27.29% in 2022.
• A 5-year view of Debt Ratio shows it stood at 0.08 in 2022, then fell by 16.96% to 0.07 in 2023, then surged by 43.97% to 0.1 in 2024, then gained by 5.12% to 0.1 in 2025, then advanced by 17.34% to 0.12 in 2026.
• The last three Debt Ratio figures came in at 0.12 (Q1 2026), 0.1 (Q4 2025), and 0.1 (Q3 2025), per Business Quant data.