Navient (NAVI) Debt Ratio (2016 - 2026)
Navient (NAVI) posted quarterly Debt Ratio of 0.12 for Q1 2026, up 28.33% year-over-year from 0.1 in Q1 2025, and up 17.34% on a QoQ basis from 0.1 in Q4 2025.
Navient (NAVI) Debt Ratio (2016 - 2026) Analysis & Trends
Navient (NAVI) has reported Debt Ratio for 11 consecutive years, with 0.12 the latest figure, recorded in Q1 2026.
- In Q1 2026, Debt Ratio rose 28.33% year-over-year to 0.12; the TTM figure through Mar 2026 stood at 0.12 (up 28.33% YoY), while the FY2025 annual figure was 0.1, up 5.12% from the prior year.
- Debt Ratio came in at 0.12 for Q1 2026 at Navient, up from 0.1 in the prior quarter.
- The five-year high for Debt Ratio was 0.12 in Q1 2026, with the low at 0.05 in Q1 2022.
- Average Debt Ratio over 5 years is 0.09, with a median of 0.09 recorded in 2023.
- The largest YoY upside for Debt Ratio was 168.41% in 2022 against a maximum downside of 27.29% in 2022.
- Year by year, Debt Ratio stood at 0.08 in 2022, then slipped by 16.96% to 0.07 in 2023, then surged by 43.97% to 0.1 in 2024, then grew by 5.12% to 0.1 in 2025, then increased by 17.34% to 0.12 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.12, 0.1, and 0.1 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.12 |
| Dec 31, 2025 | 0.10 |
| Sep 30, 2025 | 0.10 |
| Jun 30, 2025 | 0.09 |
| Mar 31, 2025 | 0.10 |
| Dec 31, 2024 | 0.10 |
| Sep 30, 2024 | 0.10 |
| Jun 30, 2024 | 0.09 |
| Mar 31, 2024 | 0.07 |
| Dec 31, 2023 | 0.07 |
| Sep 30, 2023 | 0.07 |
| Jun 30, 2023 | 0.07 |
| Mar 31, 2023 | 0.09 |
| Dec 31, 2022 | 0.08 |
| Sep 30, 2022 | 0.08 |
| Jun 30, 2022 | 0.06 |
| Mar 31, 2022 | 0.05 |
| Dec 31, 2021 | 0.03 |
| Sep 30, 2021 | 0.03 |
| Jun 30, 2021 | 0.05 |