Navient (NAVI) Provisions (2013 - 2026)
Navient (NAVI) reported Provisions of $26 million for Q2 2026, down 29.7% from $37 million a year earlier and down 3.7% from the prior quarter.
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Analysis
Navient (NAVI) Provisions (2013 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Navient's Provisions came in at $265 million, up 72.1% year-over-year; for FY2025, it was $280 million, up 147.8% from FY2024.
- Provisions has a five-year compound annual growth rate of 12.6% (FY2020 to FY2025).
- By year, Provisions came in at $113 million in FY2024 (-8.1%), $123 million in FY2023 (+55.7%), $79 million in FY2022 and -$61 million in FY2021.
- The Q2 2026 figure ranks as the lowest quarterly Provisions since Q2 2024.
- Year over year, Provisions has now declined in each of the last three quarters, with growth averaging 64.1% over the last eight quarters.
- The high point for year-over-year Provisions in five years was Q3 2025 (growth of 300.0%); the low point was Q3 2024 (a decline of 41.7%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $27 million (Q1 2026), $44 million (Q4 2025) and $168 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 43.85 Bn | 44.35 Bn | - | - |
| 2 | Rocket Companies | 43.67 Bn | 29.35 Bn | - | - |
| 3 | Royalty Pharma | 33.56 Bn | 33.48 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | 485.00 Mn |
| 5 | Synchrony Financial | 23.24 Bn | -44.73 Bn | - | 1.20 Bn |
| 6 | Affirm Holdings | 22.66 Bn | 16.35 Bn | - | 223.20 Mn |
| 7 | Royal Gold | 20.35 Bn | 19.57 Bn | 390.45 Mn | - |
| 8 | Annaly Capital Management | 15.27 Bn | 6.37 Bn | - | - |
| 9 | Ares Capital | 13.74 Bn | 11.17 Bn | - | - |
| 10 | Navient | 830.92 Mn | -1.77 Bn | - | 26.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 26.00 Mn |
| Mar 31, 2026 | 27.00 Mn |
| Dec 31, 2025 | 44.00 Mn |
| Sep 30, 2025 | 168.00 Mn |
| Jun 30, 2025 | 37.00 Mn |
| Mar 31, 2025 | 30.00 Mn |
| Dec 31, 2024 | 45.00 Mn |
| Sep 30, 2024 | 42.00 Mn |
| Jun 30, 2024 | 14.00 Mn |
| Mar 31, 2024 | 12.00 Mn |
| Dec 31, 2023 | 55.00 Mn |
| Sep 30, 2023 | 72.00 Mn |
| Jun 30, 2023 | 11.00 Mn |
| Mar 31, 2023 | -14.00 Mn |
| Dec 31, 2022 | 17.00 Mn |
| Sep 30, 2022 | 28.00 Mn |
| Jun 30, 2022 | 18.00 Mn |
| Mar 31, 2022 | 16.00 Mn |
| Dec 31, 2021 | 5.00 Mn |
| Sep 30, 2021 | 22.00 Mn |
API Access
Navient Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provisions&ticker=NAVI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provisions", "ticker": "NAVI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provisions&ticker=NAVI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();