Navient (NAVI) EBIT Margin (2013 - 2026)
Navient (NAVI) reported EBIT Margin of 399.33% for Q2 2026, down 28.87 percentage points from 428.21% a year earlier but up 7.23 percentage points from the prior quarter.
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Analysis
Navient (NAVI) EBIT Margin (2013 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Navient's EBIT Margin came in at 389.67%, up 75.27 percentage points year-over-year; for FY2025, it came in at 406.23%, up 107.01 percentage points from FY2024.
- EBIT Margin has a five-year change of +252.96 percentage points (FY2020 to FY2025).
- By year, EBIT Margin came in at 299.22% in FY2024 (-5.27 pp), 304.48% in FY2023 (+135.86 pp), 168.62% in FY2022 (+63.29 pp) and 105.33% in FY2021 (-47.94 pp).
- Five-year quarterly EBIT Margin spans a low of 65.14% in Q4 2021 and a high of 453.28% in Q4 2025.
- Year over year, EBIT Margin gained in four of the last eight quarters, with an average year-over-year change of +29.96 percentage points.
- The high point for year-over-year EBIT Margin in five years was Q4 2022 (a gain of 210.47 percentage points); the low point was Q4 2024 (a drop of 61.43 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 392.11% (Q1 2026), 453.28% (Q4 2025) and 324.22% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 43.85 Bn | 44.35 Bn | - | 15.28% |
| 2 | Rocket Companies | 43.67 Bn | 29.35 Bn | - | 23.53% |
| 3 | Royalty Pharma | 33.56 Bn | 33.48 Bn | - | 19.75% |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | 507.88% |
| 5 | Synchrony Financial | 23.24 Bn | -44.73 Bn | - | 45.54% |
| 6 | Affirm Holdings | 22.66 Bn | 16.35 Bn | - | 12.63% |
| 7 | Royal Gold | 20.35 Bn | 19.57 Bn | 390.45 Mn | 62.13% |
| 8 | Annaly Capital Management | 15.27 Bn | 6.37 Bn | - | - |
| 9 | Ares Capital | 13.74 Bn | 11.17 Bn | - | - |
| 10 | Navient | 830.92 Mn | -1.77 Bn | - | 399.33% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 399.33% |
| Mar 31, 2026 | 392.11% |
| Dec 31, 2025 | 453.28% |
| Sep 30, 2025 | 324.22% |
| Jun 30, 2025 | 428.21% |
| Mar 31, 2025 | 427.56% |
| Dec 31, 2024 | 337.22% |
| Sep 30, 2024 | 212.12% |
| Jun 30, 2024 | 360.73% |
| Mar 31, 2024 | 335.54% |
| Dec 31, 2023 | 398.65% |
| Sep 30, 2023 | 234.36% |
| Jun 30, 2023 | 330.62% |
| Mar 31, 2023 | 304.66% |
| Dec 31, 2022 | 275.60% |
| Sep 30, 2022 | 199.49% |
| Jun 30, 2022 | 135.16% |
| Mar 31, 2022 | 110.89% |
| Dec 31, 2021 | 65.14% |
| Sep 30, 2021 | 110.53% |
API Access
Navient EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=NAVI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "NAVI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=NAVI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();