Navient (NAVI) Interest Expenses (2013 - 2026)
Navient's Interest Expenses was $560 million in Q2 2026, down 13.8% from $650 million a year earlier and down 0.7% from the prior quarter.
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Analysis
Navient (NAVI) Interest Expenses (2013 - 2026) Analysis & Trends
On a trailing twelve-month basis, Navient's Interest Expenses was $2.39 billion through Jun 30, 2026, down 16.9% year-over-year; for FY2025, it was $2.59 billion, down 20.9% from FY2024.
- Interest Expenses shows a five-year compound annual growth rate of 4.8% (FY2020 to FY2025).
- In earlier years, Interest Expenses was $3.27 billion in FY2024 (-8.0%), $3.56 billion in FY2023 (+69.2%), $2.1 billion in FY2022 (+59.7%) and $1.32 billion in FY2021 (-35.7%).
- The Q2 2026 figure marks the lowest quarterly Interest Expenses since Q2 2022.
- Compared with a year earlier, Interest Expenses has declined for nine straight quarters, with an average decline of 17.4% over the last eight quarters.
- The best year-over-year quarter for Interest Expenses over five years was Q1 2023 (growth of 189.6%); the worst was Q3 2021 (a decline of 23.3%).
- Per Business Quant data, NAVI's Interest Expenses in the three quarters before Q2 2026 was $564 million (Q1 2026), $628 million (Q4 2025) and $639 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.26 Bn | 28.94 Bn | - | 374.00 Mn |
| 2 | Orix | 42.40 Bn | 42.90 Bn | - | 281.69 Mn |
| 3 | Royalty Pharma | 33.56 Bn | 33.47 Bn | - | 93.62 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 24.47 Bn | 24.47 Bn | - | 33.32 Bn |
| 5 | Affirm Holdings | 23.34 Bn | 17.03 Bn | - | 118.51 Mn |
| 6 | Synchrony Financial | 23.06 Bn | -44.91 Bn | - | 975.00 Mn |
| 7 | Royal Gold | 19.98 Bn | 19.21 Bn | 390.45 Mn | 10.01 Mn |
| 8 | Annaly Capital Management | 14.18 Bn | 5.27 Bn | - | 1.32 Bn |
| 9 | Ares Capital | 13.71 Bn | 11.15 Bn | - | 214.00 Mn |
| 10 | Navient | 850.62 Mn | -1.75 Bn | - | 560.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 560.00 Mn |
| Mar 31, 2026 | 564.00 Mn |
| Dec 31, 2025 | 628.00 Mn |
| Sep 30, 2025 | 639.00 Mn |
| Jun 30, 2025 | 650.00 Mn |
| Mar 31, 2025 | 672.00 Mn |
| Dec 31, 2024 | 726.00 Mn |
| Sep 30, 2024 | 828.00 Mn |
| Jun 30, 2024 | 843.00 Mn |
| Mar 31, 2024 | 875.00 Mn |
| Dec 31, 2023 | 921.00 Mn |
| Sep 30, 2023 | 879.00 Mn |
| Jun 30, 2023 | 919.00 Mn |
| Mar 31, 2023 | 837.00 Mn |
| Dec 31, 2022 | 801.00 Mn |
| Sep 30, 2022 | 641.00 Mn |
| Jun 30, 2022 | 371.00 Mn |
| Mar 31, 2022 | 289.00 Mn |
| Dec 31, 2021 | 321.00 Mn |
| Sep 30, 2021 | 326.00 Mn |
API Access
Navient Interest Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expenses&ticker=NAVI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expenses", "ticker": "NAVI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expenses&ticker=NAVI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();