Navient (NAVI) Interest Income - Total (2013 - 2026)
Navient's Interest Income - Total was $96 million in Q2 2026, up 5.5% from $91 million a year earlier but down 7.7% from the prior quarter.
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Analysis
Navient (NAVI) Interest Income - Total (2013 - 2026) Analysis & Trends
On a trailing twelve-month basis, Navient's Interest Income - Total was $249 million through Jun 30, 2026, down 30.6% year-over-year; for FY2025, it was $239 million, down 43.5% from FY2024.
- Interest Income - Total has now declined for four consecutive years, with a five-year compound annual growth rate of -26.3% (FY2020 to FY2025).
- In earlier years, Interest Income - Total was $423 million in FY2024 (-42.8%), $739 million in FY2023 (-29.1%), $1.04 billion in FY2022 (-25.2%) and $1.39 billion in FY2021 (+27.0%).
- Quarterly Interest Income - Total has moved between -$26 million (Q3 2025) and $321 million (Q1 2022) over five years.
- Compared with a year earlier, Interest Income - Total was higher in two of the last seven quarters, with an average decline of 19.4%.
- The best year-over-year quarter for Interest Income - Total over five years was Q2 2026 (growth of 5.5%); the worst was Q3 2024 (a decline of 64.4%).
- Per Business Quant data, NAVI's Interest Income - Total in the three quarters before Q2 2026 was $104 million (Q1 2026), $75 million (Q4 2025) and -$26 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Total (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.95 Bn | 30.63 Bn | - | - |
| 2 | Orix | 41.97 Bn | 42.47 Bn | - | - |
| 3 | Royalty Pharma | 33.14 Bn | 33.05 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 24.99 Bn | 24.99 Bn | - | 40.81 Bn |
| 5 | Affirm Holdings | 23.75 Bn | 17.44 Bn | - | 567.29 Mn |
| 6 | Synchrony Financial | 23.25 Bn | -44.72 Bn | - | 5.58 Bn |
| 7 | Royal Gold | 19.67 Bn | 18.90 Bn | 390.45 Mn | - |
| 8 | Annaly Capital Management | 14.04 Bn | 5.13 Bn | - | 1.81 Bn |
| 9 | Ares Capital | 13.76 Bn | 11.19 Bn | - | - |
| 10 | Navient | 854.37 Mn | -1.74 Bn | - | 682.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 682.00 Mn |
| Mar 31, 2026 | 695.00 Mn |
| Dec 31, 2025 | 747.00 Mn |
| Sep 30, 2025 | 781.00 Mn |
| Jun 30, 2025 | 778.00 Mn |
| Mar 31, 2025 | 802.00 Mn |
| Dec 31, 2024 | 861.00 Mn |
| Sep 30, 2024 | 948.00 Mn |
| Jun 30, 2024 | 973.00 Mn |
| Mar 31, 2024 | 1.03 Bn |
| Dec 31, 2023 | 1.08 Bn |
| Sep 30, 2023 | 1.17 Bn |
| Jun 30, 2023 | 1.10 Bn |
| Mar 31, 2023 | 1.07 Bn |
| Dec 31, 2022 | 1.02 Bn |
| Sep 30, 2022 | 881.00 Mn |
| Jun 30, 2022 | 692.00 Mn |
| Mar 31, 2022 | 626.00 Mn |
| Dec 31, 2021 | 635.00 Mn |
| Sep 30, 2021 | 660.00 Mn |
API Access
Navient Interest Income - Total API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-total&ticker=NAVI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-total", "ticker": "NAVI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-total&ticker=NAVI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();