Navient (NAVI) Times Interest Earned (2013 - 2026)

Navient's Times Interest Earned history runs 14 years deep, the most recent figure standing at $1.06 for Q1 2026.

• In Q1 2026, Times Interest Earned rose 6.47% year-over-year to $1.06; the TTM figure through Mar 2026 stood at $0.97 (down 5.48% YoY), while the FY2025 annual figure was -$0.01, down 100.84% from the prior year.
• Times Interest Earned was $1.06 for Q1 2026 at Navient, up from $0.99 in the prior quarter.
• In the past five years, Times Interest Earned ranged from a high of $2.15 in Q1 2022 to a low of $0.82 in Q3 2025.
• Historically, Times Interest Earned has averaged $1.15 across 5 years, with a median of $1.06 in 2024.
• The sharpest annual moves came in 2022 and 2023: Times Interest Earned increased 17.53% in 2022, then plunged 45.46% in 2023.
• A 5-year view of Times Interest Earned shows it stood at $1.14 in 2022, then fell by 15.88% to $0.96 in 2023, then climbed by 7.79% to $1.04 in 2024, then retreated by 4.53% to $0.99 in 2025, then increased by 6.86% to $1.06 in 2026.
• The last three Times Interest Earned figures came in at $1.06 (Q1 2026), $0.99 (Q4 2025), and $0.82 (Q3 2025), per Business Quant data.