Navient (NAVI) Liabilities and Shareholders Equity (2016 - 2026)
Navient (NAVI) reported Liabilities and Shareholders Equity of $47.3 billion for Q2 2026, down 5.8% from $50.22 billion a year earlier and down 1.5% from the prior quarter.
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Analysis
Navient (NAVI) Liabilities and Shareholders Equity (2016 - 2026) Analysis & Trends
At the end of FY2025, Navient posted Liabilities and Shareholders Equity of $48.68 billion, down 6.0% from FY2024.
- Liabilities and Shareholders Equity has declined for nine consecutive years, with a five-year compound annual growth rate of -11.0% (FY2020 to FY2025).
- By year, Liabilities and Shareholders Equity came in at $51.79 billion in FY2024 (-15.6%), $61.38 billion in FY2023 (-13.3%), $70.8 billion in FY2022 (-12.2%) and $80.61 billion in FY2021 (-7.8%).
- The Q2 2026 figure ranks as the lowest quarterly Liabilities and Shareholders Equity in data going back to Q4 2016.
- Year over year, Liabilities and Shareholders Equity has now declined in each of the last 31 quarters, with an average decline of 10.2% over the last eight quarters.
- Across the past five years, year-over-year decline in Liabilities and Shareholders Equity ran from 5.8% in Q1 2026 to 15.7% in Q3 2024.
- Per Business Quant data, the three quarters before Q2 2026 came in at $48 billion (Q1 2026), $48.68 billion (Q4 2025) and $49.31 billion (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Liabilities and Shareholders Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.26 Bn | 28.94 Bn | - | 60.98 Bn |
| 2 | Orix | 42.40 Bn | 42.90 Bn | - | 114.54 Bn |
| 3 | Royalty Pharma | 33.56 Bn | 33.47 Bn | - | 19.82 Bn |
| 4 | Federal National Mortgage Association Fannie Mae | 24.47 Bn | 24.47 Bn | - | 4,332.34 Bn |
| 5 | Affirm Holdings | 23.34 Bn | 17.03 Bn | - | 15.79 Bn |
| 6 | Synchrony Financial | 23.06 Bn | -44.91 Bn | - | 121.93 Bn |
| 7 | Royal Gold | 19.98 Bn | 19.21 Bn | 390.45 Mn | 9.45 Bn |
| 8 | Annaly Capital Management | 14.18 Bn | 5.27 Bn | - | 143.74 Bn |
| 9 | Ares Capital | 13.71 Bn | 11.15 Bn | - | 30.50 Bn |
| 10 | Navient | 850.62 Mn | -1.75 Bn | - | 47.30 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 47.30 Bn |
| Mar 31, 2026 | 48.00 Bn |
| Dec 31, 2025 | 48.68 Bn |
| Sep 30, 2025 | 49.31 Bn |
| Jun 30, 2025 | 50.22 Bn |
| Mar 31, 2025 | 50.95 Bn |
| Dec 31, 2024 | 51.79 Bn |
| Sep 30, 2024 | 53.44 Bn |
| Jun 30, 2024 | 56.62 Bn |
| Mar 31, 2024 | 59.03 Bn |
| Dec 31, 2023 | 61.38 Bn |
| Sep 30, 2023 | 63.41 Bn |
| Jun 30, 2023 | 65.60 Bn |
| Mar 31, 2023 | 66.91 Bn |
| Dec 31, 2022 | 70.80 Bn |
| Sep 30, 2022 | 73.63 Bn |
| Jun 30, 2022 | 76.07 Bn |
| Mar 31, 2022 | 78.16 Bn |
| Dec 31, 2021 | 80.61 Bn |
| Sep 30, 2021 | 81.94 Bn |
API Access
Navient Liabilities and Shareholders Equity API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=liabilities-and-shareholders-equity&ticker=NAVI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "liabilities-and-shareholders-equity", "ticker": "NAVI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=liabilities-and-shareholders-equity&ticker=NAVI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();