Navient (NAVI) FCF Payout Ratio (2017 - 2026)
Navient's FCF Payout Ratio came in at 0.10 for Q2 2026, down 17.4% from 0.13 a year earlier.
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Analysis
Navient (NAVI) FCF Payout Ratio (2017 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Navient reported FCF Payout Ratio of 0.18, down 47.8% year-over-year; for FY2025, it was 0.14, down 6.3% from FY2024.
- Going back by year, FCF Payout Ratio was 0.15 in FY2024 (+32.2%), 0.12 in FY2023 (-61.3%), 0.30 in FY2022 (+95.7%) and 0.15 in FY2021 (+22.3%).
- The five-year range for quarterly FCF Payout Ratio is 0.06 (Q2 2024) to 2.13 (Q4 2024).
- Year-over-year, FCF Payout Ratio increased in two of the last four quarters, with growth averaging 30.7%.
- The fastest year-over-year change in FCF Payout Ratio over five years came in Q3 2022 (growth of 150.1%), and the weakest in Q4 2025 (a decline of 95.9%).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.26 Bn | 28.94 Bn | - | - |
| 2 | Orix | 42.40 Bn | 42.90 Bn | - | - |
| 3 | Royalty Pharma | 33.56 Bn | 33.47 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 24.47 Bn | 24.47 Bn | - | - |
| 5 | Affirm Holdings | 23.34 Bn | 17.03 Bn | - | - |
| 6 | Synchrony Financial | 23.06 Bn | -44.91 Bn | - | 0.04 |
| 7 | Royal Gold | 19.98 Bn | 19.21 Bn | 390.45 Mn | 0.12 |
| 8 | Annaly Capital Management | 14.18 Bn | 5.27 Bn | - | - |
| 9 | Ares Capital | 13.71 Bn | 11.15 Bn | - | - |
| 10 | Navient | 850.62 Mn | -1.75 Bn | - | 0.10 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.10 |
| Dec 31, 2025 | 0.09 |
| Sep 30, 2025 | 0.23 |
| Jun 30, 2025 | 0.13 |
| Mar 31, 2025 | 0.23 |
| Dec 31, 2024 | 2.13 |
| Jun 30, 2024 | 0.06 |
| Mar 31, 2024 | 0.10 |
| Dec 31, 2023 | 0.06 |
| Sep 30, 2023 | 0.16 |
| Jun 30, 2023 | 0.19 |
| Mar 31, 2023 | 0.14 |
| Dec 31, 2022 | 0.11 |
| Sep 30, 2022 | 0.32 |
| Jun 30, 2022 | 0.17 |
| Dec 31, 2021 | 0.15 |
| Sep 30, 2021 | 0.13 |
| Jun 30, 2021 | 0.18 |
| Mar 31, 2021 | 0.16 |
| Dec 31, 2020 | 0.18 |
API Access
Navient FCF Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=NAVI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-payout-ratio", "ticker": "NAVI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=NAVI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();