Navient Corp (NAVI) EBT Margin (2013 - 2026)
Navient (NAVI) posted EBT Margin of 26.00% for Q2 2026, up 14.46 percentage points from 11.54% a year earlier and up 4.95 percentage points from the prior quarter.
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Analysis
Navient Corp (NAVI) EBT Margin (2013 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBT Margin at Navient was -8.83%, down 14.31 percentage points year-over-year; for FY2025, it came in at -18.20%, down 33.30 percentage points from FY2024.
- Annual EBT Margin has declined for three consecutive years, with a five-year change of -49.83 percentage points (FY2020 to FY2025).
- In prior years, Navient's EBT Margin was 15.10% in FY2024 (-9.52 pp), 24.63% in FY2023 (-22.98 pp), 47.61% in FY2022 (+3.83 pp) and 43.78% in FY2021 (+12.15 pp).
- The Q2 2026 figure stands as the highest quarterly EBT Margin since Q1 2024.
- On a year-over-year basis, EBT Margin increased in three of the last eight quarters, with an average year-over-year change of -11.33 percentage points.
- The strongest year-over-year quarter for EBT Margin in the past five years was Q4 2022, with a gain of 36.22 percentage points; the weakest was Q3 2025, with a drop of 75.70 percentage points.
- According to Business Quant data, EBT Margin for the three prior quarters was 21.05% (Q1 2026), -5.11% (Q4 2025) and -72.67% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 26.00% |
| Mar 31, 2026 | 21.05% |
| Dec 31, 2025 | -5.11% |
| Sep 30, 2025 | -72.67% |
| Jun 30, 2025 | 11.54% |
| Mar 31, 2025 | -3.21% |
| Dec 31, 2024 | 11.66% |
| Sep 30, 2024 | 3.03% |
| Jun 30, 2024 | 19.43% |
| Mar 31, 2024 | 30.66% |
| Dec 31, 2023 | -16.22% |
| Sep 30, 2023 | 26.07% |
| Jun 30, 2023 | 31.27% |
| Mar 31, 2023 | 44.72% |
| Dec 31, 2022 | 34.34% |
| Sep 30, 2022 | 35.13% |
| Jun 30, 2022 | 53.63% |
| Mar 31, 2022 | 59.29% |
| Dec 31, 2021 | -1.88% |
| Sep 30, 2021 | 44.53% |
API Access
Navient Corp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=NAVI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "NAVI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=NAVI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();