Navient (NAVI) EBT Margin (2013 - 2026)

Navient (NAVI) has reported EBT Margin for 14 consecutive years, with 21.05% the latest figure, recorded in Q1 2026.

• In Q1 2026, EBT Margin rose 2426.0% year-over-year to 21.05%; the TTM figure through Mar 2026 stood at 12.21% (down 2014.0% YoY), while the FY2025 annual figure was 18.2%, down 3330.0% from the prior year.
• EBT Margin came in at 21.05% for Q1 2026 at Navient, up from 5.11% in the prior quarter.
• The five-year high for EBT Margin was 59.29% in Q1 2022, with the low at 72.67% in Q3 2025.
• Average EBT Margin over 5 years is 16.74%, with a median of 21.05% recorded in 2026.
• Across the five-year window, EBT Margin soared 3622 bps in 2022 and slumped 7570 bps in 2025, its largest moves.
• Year by year, EBT Margin stood at 34.34% in 2022, then sank by 147 bps to 16.22% in 2023, then jumped by 172 bps to 11.66% in 2024, then sank by 144 bps to 5.11% in 2025, then soared by 512 bps to 21.05% in 2026.
• According to Business Quant data, EBT Margin over the past three periods registered 21.05%, 5.11%, and 72.67% for Q1 2026, Q4 2025, and Q3 2025 respectively.