Navient (NAVI) EBT Margin (2013 - 2026)

Navient's EBT Margin history runs 14 years deep, the most recent figure standing at 21.05% for Q1 2026.

• In Q1 2026, EBT Margin rose 2426.0% year-over-year to 21.05%; the TTM figure through Mar 2026 stood at 12.21% (down 2014.0% YoY), while the FY2025 annual figure was 18.2%, down 3330.0% from the prior year.
• EBT Margin was 21.05% for Q1 2026 at Navient, up from 5.11% in the prior quarter.
• In the past five years, EBT Margin ranged from a high of 59.29% in Q1 2022 to a low of 72.67% in Q3 2025.
• Historically, EBT Margin has averaged 16.74% across 5 years, with a median of 21.05% in 2026.
• The sharpest annual moves came in 2022 and 2025: EBT Margin soared 3622 bps in 2022, then sank 7570 bps in 2025.
• A 5-year view of EBT Margin shows it stood at 34.34% in 2022, then plunged by 147 bps to 16.22% in 2023, then jumped by 172 bps to 11.66% in 2024, then plunged by 144 bps to 5.11% in 2025, then soared by 512 bps to 21.05% in 2026.
• The last three EBT Margin figures came in at 21.05% (Q1 2026), 5.11% (Q4 2025), and 72.67% (Q3 2025), per Business Quant data.