Navient Corp (NAVI) EBT Margin (2013 - 2026)

Navient's EBT Margin history runs 14 years deep, the most recent figure standing at 19.88% for Q1 2026.

• In Q1 2026, EBT Margin rose 2270.0% year-over-year to 19.88%; the TTM figure through Mar 2026 stood at 5.37% (down 991.0% YoY), while the FY2025 annual figure was 14.03%, down 2914.0% from the prior year.
• EBT Margin for Q1 2026 stood at 19.88%, up from 3.5% in the prior quarter.
• The five-year high for EBT Margin was 60.47% in Q1 2022, with the low at 14.18% in Q3 2025.
• The 5-year median for EBT Margin is 19.88% (2026), against an average of 20.85%.
• The sharpest annual moves came in 2022 and 2023: EBT Margin surged 3996 bps in 2022, then slumped 5083 bps in 2023.
• Navient's EBT Margin stood at 37.5% in 2022, then sank by 136 bps to 13.33% in 2023, then surged by 187 bps to 11.66% in 2024, then tumbled by 130 bps to 3.5% in 2025, then surged by 668 bps to 19.88% in 2026.
• Business Quant data shows NAVI's EBT Margin at 19.88% in Q1 2026, 3.5% in Q4 2025, and 14.18% in Q3 2025.