Navient (NAVI) Free Cash Flow (2017 - 2026)
Navient's Free Cash Flow came in at $143 million for Q2 2026, up 13.5% from $126 million a year earlier.
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Analysis
Navient (NAVI) Free Cash Flow (2017 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Navient reported Free Cash Flow of $340 million, up 74.4% year-over-year; for FY2025, it was $441 million, down 3.9% from FY2024.
- Free Cash Flow carries a five-year compound annual growth rate of -14.9% (FY2020 to FY2025).
- Going back by year, Free Cash Flow was $459 million in FY2024 (-32.1%), $676 million in FY2023 (+121.6%), $305 million in FY2022 (-56.6%) and $702 million in FY2021 (-28.9%).
- The five-year range for quarterly Free Cash Flow is -$109 million (Q1 2022) to $310 million (Q4 2023).
- Year-over-year, Free Cash Flow increased in 1 of the last four quarters, with an average decline of 49.9%.
- The fastest year-over-year change in Free Cash Flow over five years came in Q2 2024 (growth of 181.8%), and the weakest in Q4 2024 (a decline of 97.4%).
- Business Quant data shows NAVI's Free Cash Flow at -$47 million (Q1 2026), $174 million (Q4 2025) and $70 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.26 Bn | 28.94 Bn | - | -1.25 Bn |
| 2 | Orix | 42.40 Bn | 42.90 Bn | - | - |
| 3 | Royalty Pharma | 33.56 Bn | 33.47 Bn | - | 728.46 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 24.47 Bn | 24.47 Bn | - | 9.25 Bn |
| 5 | Affirm Holdings | 23.34 Bn | 17.03 Bn | - | 229.29 Mn |
| 6 | Synchrony Financial | 23.06 Bn | -44.91 Bn | - | 2.42 Bn |
| 7 | Royal Gold | 19.98 Bn | 19.21 Bn | 390.45 Mn | 335.15 Mn |
| 8 | Annaly Capital Management | 14.18 Bn | 5.27 Bn | - | 1.62 Bn |
| 9 | Ares Capital | 13.71 Bn | 11.15 Bn | - | 336.00 Mn |
| 10 | Navient | 850.62 Mn | -1.75 Bn | - | 143.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 143.00 Mn |
| Mar 31, 2026 | -47.00 Mn |
| Dec 31, 2025 | 174.00 Mn |
| Sep 30, 2025 | 70.00 Mn |
| Jun 30, 2025 | 126.00 Mn |
| Mar 31, 2025 | 71.00 Mn |
| Dec 31, 2024 | 8.00 Mn |
| Sep 30, 2024 | -10.00 Mn |
| Jun 30, 2024 | 279.00 Mn |
| Mar 31, 2024 | 182.00 Mn |
| Dec 31, 2023 | 310.00 Mn |
| Sep 30, 2023 | 122.00 Mn |
| Jun 30, 2023 | 99.00 Mn |
| Mar 31, 2023 | 145.00 Mn |
| Dec 31, 2022 | 207.00 Mn |
| Sep 30, 2022 | 68.00 Mn |
| Jun 30, 2022 | 139.00 Mn |
| Mar 31, 2022 | -109.00 Mn |
| Dec 31, 2021 | 168.00 Mn |
| Sep 30, 2021 | 201.00 Mn |
API Access
Navient Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=NAVI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "NAVI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=NAVI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();