Navient (NAVI) EBT (2013 - 2026)
Navient's EBT was $39 million in Q2 2026, up 116.7% from $18 million a year earlier and up 21.9% from the prior quarter.
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Analysis
Navient (NAVI) EBT (2013 - 2026) Analysis & Trends
On a trailing twelve-month basis, Navient's EBT was -$53 million through Jun 30, 2026; for FY2025, it was -$111 million.
- In earlier years, EBT was $174 million in FY2024 (-44.4%), $313 million in FY2023 (-62.2%), $827 million in FY2022 (-11.6%) and $936 million in FY2021 (+75.9%).
- The Q2 2026 figure marks the highest quarterly EBT since Q2 2024.
- The best year-over-year quarter for EBT over five years was Q2 2026 (growth of 116.7%); the worst was Q3 2024 (a decline of 89.1%).
- Per Business Quant data, NAVI's EBT in the three quarters before Q2 2026 was $32 million (Q1 2026), -$7 million (Q4 2025) and -$117 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 43.85 Bn | 44.35 Bn | - | 2.55 Bn |
| 2 | Rocket Companies | 43.67 Bn | 29.35 Bn | - | 281.00 Mn |
| 3 | Royalty Pharma | 33.56 Bn | 33.48 Bn | - | 81.49 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | 4.99 Bn |
| 5 | Synchrony Financial | 23.24 Bn | -44.73 Bn | - | 1.19 Bn |
| 6 | Affirm Holdings | 22.66 Bn | 16.35 Bn | - | 169.09 Mn |
| 7 | Royal Gold | 20.35 Bn | 19.57 Bn | 390.45 Mn | 295.80 Mn |
| 8 | Annaly Capital Management | 15.27 Bn | 6.37 Bn | - | 834.67 Mn |
| 9 | Ares Capital | 13.74 Bn | 11.17 Bn | - | - |
| 10 | Navient | 830.92 Mn | -1.77 Bn | - | 39.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 39.00 Mn |
| Mar 31, 2026 | 32.00 Mn |
| Dec 31, 2025 | -7.00 Mn |
| Sep 30, 2025 | -117.00 Mn |
| Jun 30, 2025 | 18.00 Mn |
| Mar 31, 2025 | -5.00 Mn |
| Dec 31, 2024 | 26.00 Mn |
| Sep 30, 2024 | 12.00 Mn |
| Jun 30, 2024 | 48.00 Mn |
| Mar 31, 2024 | 88.00 Mn |
| Dec 31, 2023 | -36.00 Mn |
| Sep 30, 2023 | 110.00 Mn |
| Jun 30, 2023 | 96.00 Mn |
| Mar 31, 2023 | 144.00 Mn |
| Dec 31, 2022 | 114.00 Mn |
| Sep 30, 2022 | 137.00 Mn |
| Jun 30, 2022 | 244.00 Mn |
| Mar 31, 2022 | 332.00 Mn |
| Dec 31, 2021 | -9.00 Mn |
| Sep 30, 2021 | 220.00 Mn |
API Access
Navient EBT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt&ticker=NAVI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt", "ticker": "NAVI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt&ticker=NAVI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();