Navient (NAVI) Restructuring Costs (2013 - 2026)
Navient's Restructuring Costs was $18 million in Q2 2026, down 10.0% from $20 million a year earlier and down 14.3% from the prior quarter.
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Analysis
Navient (NAVI) Restructuring Costs (2013 - 2026) Analysis & Trends
On a trailing twelve-month basis, Navient's Restructuring Costs was $80 million through Jun 30, 2026, down 19.2% year-over-year; for FY2025, it came in at $87 million, down 20.2% from FY2024.
- Restructuring Costs shows a five-year compound annual growth rate of 57.4% (FY2020 to FY2025).
- In earlier years, Restructuring Costs was $109 million in FY2024 (-23.2%), $142 million in FY2023 (+294.4%), $36 million in FY2022 (+38.5%) and $26 million in FY2021 (+188.9%).
- The Q2 2026 figure marks the lowest quarterly Restructuring Costs since Q3 2023.
- Compared with a year earlier, Restructuring Costs has declined for seven straight quarters, with growth averaging 45.5% over the last eight quarters.
- The best year-over-year quarter for Restructuring Costs over five years was Q4 2023 (growth of 981.8%); the worst was Q3 2023 (a decline of 81.0%).
- Per Business Quant data, NAVI's Restructuring Costs in the three quarters before Q2 2026 was $21 million (Q1 2026), $20 million (Q4 2025) and $21 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 43.90 Bn | 29.58 Bn | - |
| 2 | Orix | 42.96 Bn | 43.46 Bn | - |
| 3 | Royalty Pharma | 33.48 Bn | 33.39 Bn | - |
| 4 | Federal National Mortgage Association Fannie Mae | 23.94 Bn | 23.94 Bn | - |
| 5 | Affirm Holdings | 23.37 Bn | 17.06 Bn | - |
| 6 | Synchrony Financial | 23.31 Bn | -44.66 Bn | - |
| 7 | Royal Gold | 20.23 Bn | 19.45 Bn | 390.45 Mn |
| 8 | Annaly Capital Management | 15.24 Bn | 6.34 Bn | - |
| 9 | Ares Capital | 13.90 Bn | 11.34 Bn | - |
| 10 | Navient | 850.62 Mn | -1.75 Bn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 18.00 Mn |
| Mar 31, 2026 | 21.00 Mn |
| Dec 31, 2025 | 20.00 Mn |
| Sep 30, 2025 | 21.00 Mn |
| Jun 30, 2025 | 20.00 Mn |
| Mar 31, 2025 | 25.00 Mn |
| Dec 31, 2024 | 28.00 Mn |
| Sep 30, 2024 | 26.00 Mn |
| Jun 30, 2024 | 24.00 Mn |
| Mar 31, 2024 | 31.00 Mn |
| Dec 31, 2023 | 119.00 Mn |
| Sep 30, 2023 | 4.00 Mn |
| Jun 30, 2023 | 15.00 Mn |
| Mar 31, 2023 | 4.00 Mn |
| Dec 31, 2022 | 11.00 Mn |
| Sep 30, 2022 | 21.00 Mn |
| Mar 31, 2022 | 3.00 Mn |
| Dec 31, 2021 | 18.00 Mn |
| Jun 30, 2021 | 2.00 Mn |
| Mar 31, 2021 | 6.00 Mn |
API Access
Navient Restructuring Costs API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=restructuring-costs&ticker=NAVI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "restructuring-costs", "ticker": "NAVI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=restructuring-costs&ticker=NAVI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();