Navient (NAVI) EBIT (2013 - 2026)
Navient (NAVI) posted EBIT of $599 million for Q2 2026, down 10.3% from $668 million a year earlier but up 0.5% from the prior quarter.
Navient (NAVI) EBIT (2013 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBIT at Navient was $2.34 billion, down 20.1% year-over-year; for FY2025, it came in at $2.48 billion, down 28.1% from FY2024.
- Annual EBIT shows a five-year compound annual growth rate of -0.8% (FY2020 to FY2025).
- In prior years, Navient's EBIT was $3.45 billion in FY2024 (-10.9%), $3.87 billion in FY2023 (+32.1%), $2.93 billion in FY2022 (+30.1%) and $2.25 billion in FY2021 (-12.6%).
- Quarterly EBIT has run from a low of $312 million in Q4 2021 to a high of $1.02 billion in Q2 2023 over five years.
- On a year-over-year basis, EBIT has declined in each of the last 11 quarters, with an average decline of 20.3% over the last eight quarters.
- The strongest year-over-year quarter for EBIT in the past five years was Q4 2022, with growth of 193.3%; the weakest was Q4 2021, with a decline of 49.8%.
- According to Business Quant data, EBIT for the three prior quarters was $596 million (Q1 2026), $621 million (Q4 2025) and $522 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 43.85 Bn | 44.35 Bn | - | 840.19 Mn |
| 2 | Rocket Companies | 43.67 Bn | 29.35 Bn | - | 655.00 Mn |
| 3 | Royalty Pharma | 33.56 Bn | 33.48 Bn | - | 133.12 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | 38.30 Bn |
| 5 | Synchrony Financial | 23.24 Bn | -44.73 Bn | - | 2.16 Bn |
| 6 | Affirm Holdings | 22.66 Bn | 16.35 Bn | - | 147.26 Mn |
| 7 | Royal Gold | 20.35 Bn | 19.57 Bn | 390.45 Mn | 279.94 Mn |
| 8 | Annaly Capital Management | 15.27 Bn | 6.37 Bn | - | 2.16 Bn |
| 9 | Ares Capital | 13.74 Bn | 11.17 Bn | - | - |
| 10 | Navient | 830.92 Mn | -1.77 Bn | - | 599.00 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 599.00 Mn |
| Mar 31, 2026 | 596.00 Mn |
| Dec 31, 2025 | 621.00 Mn |
| Sep 30, 2025 | 522.00 Mn |
| Jun 30, 2025 | 668.00 Mn |
| Mar 31, 2025 | 667.00 Mn |
| Dec 31, 2024 | 752.00 Mn |
| Sep 30, 2024 | 840.00 Mn |
| Jun 30, 2024 | 891.00 Mn |
| Mar 31, 2024 | 963.00 Mn |
| Dec 31, 2023 | 885.00 Mn |
| Sep 30, 2023 | 989.00 Mn |
| Jun 30, 2023 | 1.02 Bn |
| Mar 31, 2023 | 981.00 Mn |
| Dec 31, 2022 | 915.00 Mn |
| Sep 30, 2022 | 778.00 Mn |
| Jun 30, 2022 | 615.00 Mn |
| Mar 31, 2022 | 621.00 Mn |
| Dec 31, 2021 | 312.00 Mn |
| Sep 30, 2021 | 546.00 Mn |
Navient EBIT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit&ticker=NAVI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit", "ticker": "NAVI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebit&ticker=NAVI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();