Navient (NAVI) Cash & Equivalents (2014 - 2026)
Navient's Cash & Equivalents was $770 million in Q2 2026, up 8.1% from $712 million a year earlier and up 24.0% from the prior quarter.
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Analysis
Navient (NAVI) Cash & Equivalents (2014 - 2026) Analysis & Trends
At the end of FY2025, Cash & Equivalents at Navient came in at $637 million, down 11.8% from FY2024.
- Cash & Equivalents has now declined for three consecutive years, with a five-year compound annual growth rate of -11.6% (FY2020 to FY2025).
- In earlier years, Cash & Equivalents was $722 million in FY2024 (-13.9%), $839 million in FY2023 (-45.3%), $1.54 billion in FY2022 (+69.6%) and $905 million in FY2021 (-23.5%).
- The Q2 2026 figure marks the highest quarterly Cash & Equivalents since Q3 2024.
- Compared with a year earlier, Cash & Equivalents was higher in two of the last eight quarters, with an average decline of 13.8%.
- The best year-over-year quarter for Cash & Equivalents over five years was Q4 2022 (growth of 69.6%); the worst was Q1 2022 (a decline of 52.7%).
- Per Business Quant data, NAVI's Cash & Equivalents in the three quarters before Q2 2026 was $621 million (Q1 2026), $637 million (Q4 2025) and $571 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.94 Bn | 29.62 Bn | - | 3.10 Bn |
| 2 | Orix | 41.70 Bn | 42.20 Bn | - | 6.08 Bn |
| 3 | Royalty Pharma | 32.87 Bn | 32.78 Bn | - | 811.99 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | - |
| 5 | Affirm Holdings | 23.86 Bn | 17.55 Bn | - | 1.63 Bn |
| 6 | Synchrony Financial | 23.33 Bn | -44.64 Bn | - | 16.19 Bn |
| 7 | Royal Gold | 19.87 Bn | 19.09 Bn | 390.45 Mn | 182.47 Mn |
| 8 | Annaly Capital Management | 13.89 Bn | 4.98 Bn | - | 2.91 Bn |
| 9 | Ares Capital | 13.54 Bn | 10.98 Bn | - | 383.00 Mn |
| 10 | Navient | 861.87 Mn | -1.74 Bn | - | 770.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 770.00 Mn |
| Mar 31, 2026 | 621.00 Mn |
| Dec 31, 2025 | 637.00 Mn |
| Sep 30, 2025 | 571.00 Mn |
| Jun 30, 2025 | 712.00 Mn |
| Mar 31, 2025 | 642.00 Mn |
| Dec 31, 2024 | 722.00 Mn |
| Sep 30, 2024 | 1.14 Bn |
| Jun 30, 2024 | 1.09 Bn |
| Mar 31, 2024 | 823.00 Mn |
| Dec 31, 2023 | 839.00 Mn |
| Sep 30, 2023 | 977.00 Mn |
| Jun 30, 2023 | 1.32 Bn |
| Mar 31, 2023 | 570.00 Mn |
| Dec 31, 2022 | 1.54 Bn |
| Sep 30, 2022 | 1.36 Bn |
| Jun 30, 2022 | 976.00 Mn |
| Mar 31, 2022 | 708.00 Mn |
| Dec 31, 2021 | 905.00 Mn |
| Sep 30, 2021 | 1.05 Bn |
API Access
Navient Cash & Equivalents API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=NAVI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "cash-and-equivalents", "ticker": "NAVI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=NAVI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();