Navient (NAVI) Net Margin (2013 - 2026)

Navient's Net Margin history runs 14 years deep, the most recent figure standing at 11.18% for Q1 2026.

• In Q1 2026, Net Margin rose 1247.0% year-over-year to 11.18%; the TTM figure through Mar 2026 stood at 9.9% (down 1597.0% YoY), while the FY2025 annual figure was 13.11%, down 2501.0% from the prior year.
• Net Margin was 11.18% for Q1 2026 at Navient, up from 3.65% in the prior quarter.
• In the past five years, Net Margin ranged from a high of 94.28% in Q4 2022 to a low of 53.42% in Q3 2025.
• Historically, Net Margin has averaged 16.6% across 5 years, with a median of 14.57% in 2024.
• The sharpest annual moves came in 2022 and 2023: Net Margin surged 8551 bps in 2022, then slumped 10779 bps in 2023.
• A 5-year view of Net Margin shows it stood at 94.28% in 2022, then plunged by 114 bps to 13.51% in 2023, then soared by 200 bps to 13.45% in 2024, then tumbled by 127 bps to 3.65% in 2025, then surged by 406 bps to 11.18% in 2026.
• The last three Net Margin figures came in at 11.18% (Q1 2026), 3.65% (Q4 2025), and 53.42% (Q3 2025), per Business Quant data.