Navient (NAVI) Net Margin (2013 - 2026)

Navient (NAVI) posted quarterly Net Margin of 11.18% for Q1 2026, up 1247.0% year-over-year from 0.83% in Q1 2025, and up 406.45% on a QoQ basis from 3.65% in Q4 2025.

Navient (NAVI) Net Margin (2013 - 2026) Analysis & Trends

Navient (NAVI) has reported Net Margin for 14 consecutive years, with 11.18% the latest figure, recorded in Q1 2026.

  • In Q1 2026, Net Margin rose 1247.0% year-over-year to 11.18%; the TTM figure through Mar 2026 stood at 9.9% (down 1597.0% YoY), while the FY2025 annual figure was 13.11%, down 2501.0% from the prior year.
  • Net Margin came in at 11.18% for Q1 2026 at Navient, up from 3.65% in the prior quarter.
  • The five-year high for Net Margin was 94.28% in Q4 2022, with the low at 53.42% in Q3 2025.
  • Average Net Margin over 5 years is 16.6%, with a median of 14.57% recorded in 2024.
  • Across the five-year window, Net Margin surged 8551 bps in 2022 and tumbled 10779 bps in 2023, its largest moves.
  • Year by year, Net Margin stood at 94.28% in 2022, then sank by 114 bps to 13.51% in 2023, then soared by 200 bps to 13.45% in 2024, then plunged by 127 bps to 3.65% in 2025, then surged by 406 bps to 11.18% in 2026.
  • According to Business Quant data, Net Margin over the past three periods registered 11.18%, 3.65%, and 53.42% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

Historic Data

Download Data
DateValue
Mar 31, 2026 11.18%
Dec 31, 2025 -3.65%
Sep 30, 2025 -53.42%
Jun 30, 2025 8.97%
Mar 31, 2025 -1.28%
Dec 31, 2024 13.45%
Sep 30, 2024 -0.51%
Jun 30, 2024 14.57%
Mar 31, 2024 25.44%
Dec 31, 2023 -13.51%
Sep 30, 2023 18.72%
Jun 30, 2023 21.50%
Mar 31, 2023 34.47%
Dec 31, 2022 94.28%
Sep 30, 2022 26.92%
Jun 30, 2022 39.56%
Mar 31, 2022 45.54%
Dec 31, 2021 8.77%
Sep 30, 2021 35.02%
Jun 30, 2021 37.15%