Navient (NAVI) Interest Income - Net (2013 - 2026)
Navient (NAVI) reported Interest Income - Net of $122 million for Q2 2026, down 4.7% from $128 million a year earlier and down 6.9% from the prior quarter.
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Analysis
Navient (NAVI) Interest Income - Net (2013 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Navient's Interest Income - Net came in at $514 million, up 0.2% year-over-year; for FY2025, it came in at $519 million, down 3.2% from FY2024.
- Interest Income - Net has declined for four consecutive years, with a five-year compound annual growth rate of -16.1% (FY2020 to FY2025).
- By year, Interest Income - Net came in at $536 million in FY2024 (-37.8%), $862 million in FY2023 (-23.1%), $1.12 billion in FY2022 (-15.8%) and $1.33 billion in FY2021 (+6.4%).
- Five-year quarterly Interest Income - Net spans a low of $119 million in Q4 2025 and a high of $337 million in Q1 2022.
- Year over year, Interest Income - Net gained in two of the last eight quarters, with an average decline of 11.0%.
- The high point for year-over-year Interest Income - Net in five years was Q3 2023 (growth of 21.3%); the low point was Q3 2024 (a decline of 58.8%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $131 million (Q1 2026), $119 million (Q4 2025) and $142 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.95 Bn | 30.63 Bn | - | - |
| 2 | Orix | 41.97 Bn | 42.47 Bn | - | - |
| 3 | Royalty Pharma | 33.14 Bn | 33.05 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 24.99 Bn | 24.99 Bn | - | 7.49 Bn |
| 5 | Affirm Holdings | 23.75 Bn | 17.44 Bn | - | 448.78 Mn |
| 6 | Synchrony Financial | 23.25 Bn | -44.72 Bn | - | 4.61 Bn |
| 7 | Royal Gold | 19.67 Bn | 18.90 Bn | 390.45 Mn | - |
| 8 | Annaly Capital Management | 14.04 Bn | 5.13 Bn | - | 488.19 Mn |
| 9 | Ares Capital | 13.76 Bn | 11.19 Bn | - | - |
| 10 | Navient | 854.37 Mn | -1.74 Bn | - | 122.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 122.00 Mn |
| Mar 31, 2026 | 131.00 Mn |
| Dec 31, 2025 | 119.00 Mn |
| Sep 30, 2025 | 142.00 Mn |
| Jun 30, 2025 | 128.00 Mn |
| Mar 31, 2025 | 130.00 Mn |
| Dec 31, 2024 | 135.00 Mn |
| Sep 30, 2024 | 120.00 Mn |
| Jun 30, 2024 | 130.00 Mn |
| Mar 31, 2024 | 152.00 Mn |
| Dec 31, 2023 | 160.00 Mn |
| Sep 30, 2023 | 291.00 Mn |
| Jun 30, 2023 | 178.00 Mn |
| Mar 31, 2023 | 234.00 Mn |
| Dec 31, 2022 | 223.00 Mn |
| Sep 30, 2022 | 240.00 Mn |
| Jun 30, 2022 | 321.00 Mn |
| Mar 31, 2022 | 337.00 Mn |
| Dec 31, 2021 | 314.00 Mn |
| Sep 30, 2021 | 334.00 Mn |
API Access
Navient Interest Income - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-net&ticker=NAVI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-net", "ticker": "NAVI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-net&ticker=NAVI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();