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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

MetroCity Bankshares (MCBS) Interest Coverage Ratio: 2017-2024

Historic Interest Coverage Ratio for MetroCity Bankshares (MCBS) over the last 8 years, with Dec 2024 value amounting to 0.19.

  • MetroCity Bankshares' Interest Coverage Ratio rose 5.64% to 2.07 in Q3 2025 from the same period last year, while for Sep 2025 it was 2.02, marking a year-over-year increase of 9.01%. This contributed to the annual value of 0.19 for FY2024, which is 17.03% up from last year.
  • Per MetroCity Bankshares' latest filing, its Interest Coverage Ratio stood at 0.19 for FY2024, which was up 17.03% from 0.17 recorded in FY2023.
  • MetroCity Bankshares' 5-year Interest Coverage Ratio high stood at 3.79 for FY2021, and its period low was 0.17 during FY2023.
  • Moreover, its 3-year median value for Interest Coverage Ratio was 0.19 (2024), whereas its average is 0.35.
  • Per our database at Business Quant, MetroCity Bankshares' Interest Coverage Ratio spiked by 325.77% in 2021 and then plummeted by 81.72% in 2022.
  • MetroCity Bankshares' Interest Coverage Ratio (Yearly) stood at 0.89 in 2020, then spiked by 325.77% to 3.79 in 2021, then tumbled by 81.72% to 0.69 in 2022, then slumped by 76.17% to 0.17 in 2023, then climbed by 17.03% to 0.19 in 2024.