MetroCity Bankshares (MCBS) Interest Expenses (2018 - 2026)
MetroCity Bankshares (MCBS) posted quarterly Interest Expenses of $27.0 million for Q1 2026, up 23.02% year-over-year from $22.0 million in Q1 2025, and up 6.16% quarter-over-quarter from $25.5 million in Q4 2025.
MetroCity Bankshares (MCBS) Interest Expenses (2018 - 2026) Analysis & Trends
MetroCity Bankshares (MCBS) has reported Interest Expenses for 9 consecutive years, with $27.0 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Expenses rose 23.02% year-over-year to $27.0 million; the TTM figure through Mar 2026 stood at $96.3 million (up 922.36% YoY), while the FY2025 annual figure was $91.4 million, down 4.15% from the prior year.
- Interest Expenses advanced to $27.0 million in Q1 2026 per MCBS's latest filing, from $25.5 million in the prior quarter.
- Across five years, Interest Expenses topped out at $81.0 million in Q4 2023 and bottomed at -$59.5 million in Q4 2024.
- Historically, Interest Expenses has averaged $15.6 million across 5 years, with a median of $18.8 million in 2023.
- Annual changes were most pronounced in 2023 — Interest Expenses surged 550.26% — and 2024, when it plunged 173.43%.
- MetroCity Bankshares' Interest Expenses stood at $12.5 million in 2022, then soared by 550.26% to $81.0 million in 2023, then tumbled by 173.43% to -$59.5 million in 2024, then surged by 142.81% to $25.5 million in 2025, then advanced by 6.16% to $27.0 million in 2026.
- Business Quant data shows MCBS's Interest Expenses at $27.0 million in Q1 2026, $25.5 million in Q4 2025, and $8.6 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.59 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 3.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | -4.19 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 7.93 Bn |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 2.35 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.16 Bn |
| 10 | MetroCity Bankshares | 1.02 Bn | 751.54 Mn | - | 26.36 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 26.36 Mn |
| Jun 30, 2026 | 26.36 Mn |
| Mar 31, 2026 | 27.03 Mn |
| Mar 31, 2026 | 27.03 Mn |
| Dec 31, 2025 | 25.47 Mn |
| Dec 31, 2025 | 25.47 Mn |
| Sep 30, 2025 | 8.57 Mn |
| Sep 30, 2025 | 8.57 Mn |
| Jun 30, 2025 | 21.87 Mn |
| Jun 30, 2025 | 21.87 Mn |
| Mar 31, 2025 | 21.98 Mn |
| Mar 31, 2025 | 21.98 Mn |
| Dec 31, 2024 | -59.49 Mn |
| Dec 31, 2024 | -59.49 Mn |
| Sep 30, 2024 | 23.54 Mn |
| Sep 30, 2024 | 23.54 Mn |
| Jun 30, 2024 | 23.40 Mn |
| Jun 30, 2024 | 23.40 Mn |
| Mar 31, 2024 | 26.35 Mn |
| Mar 31, 2024 | 26.35 Mn |