MetroCity Bankshares (MCBS) Interest Coverage Ratio (2018 - 2026)
MetroCity Bankshares' (MCBS) quarterly Interest Coverage Ratio came in at 2.16 in Q2 2026, up 3.82% year-over-year from 2.08 in Q2 2025, and up 1.01% quarter-over-quarter from 2.14 in Q1 2026.
Analysis
MetroCity Bankshares (MCBS) Interest Coverage Ratio (2018 - 2026) Analysis & Trends
MetroCity Bankshares (MCBS) has reported Interest Coverage Ratio for 9 consecutive years, with 2.16 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio rose 3.82% year-over-year to 2.16 in Q2 2026; TTM through Jun 2026 was 2.08, a 4.61% increase from a year earlier, with the FY2025 full-year figure at 2.03, up 5.43% from the prior year.
- Interest Coverage Ratio was 2.16 for Q2 2026 at MetroCity Bankshares, up from 2.14 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 8.59 in Q1 2022 and troughed at 48.45 in Q4 2022.
- A 5-year average of 0.09 and a median of 2.0 in 2024 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio tumbled 632.96% in 2022 and soared 103.42% in 2023, its largest moves.
- Over 5 years, Interest Coverage Ratio stood at 48.45 in 2022, then soared by 103.42% to 1.66 in 2023, then advanced by 16.12% to 1.92 in 2024, then advanced by 1.31% to 1.95 in 2025, then climbed by 10.88% to 2.16 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.16 (Q2 2026), 2.14 (Q1 2026), and 1.95 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | 0.09 |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 1.90 |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 1.83 |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 1.80 |
| 10 | MetroCity Bankshares | 1.00 Bn | 737.19 Mn | - | 2.16 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.16 |
| Mar 31, 2026 | 2.14 |
| Dec 31, 2025 | 1.95 |
| Sep 30, 2025 | 2.07 |
| Jun 30, 2025 | 2.08 |
| Mar 31, 2025 | 2.01 |
| Dec 31, 2024 | 1.92 |
| Sep 30, 2024 | 1.96 |
| Jun 30, 2024 | 2.00 |
| Mar 31, 2024 | 1.81 |
| Dec 31, 2023 | 1.66 |
| Sep 30, 2023 | 1.64 |
| Jun 30, 2023 | 1.83 |
| Mar 31, 2023 | 2.09 |
| Dec 31, 2022 | -48.45 |
| Sep 30, 2022 | 3.81 |
| Jun 30, 2022 | 7.04 |
| Mar 31, 2022 | 8.59 |
| Dec 31, 2021 | 9.09 |
| Sep 30, 2021 | 9.01 |