MetroCity Bankshares (MCBS) Interest Coverage Ratio (2018 - 2026)
MetroCity Bankshares (MCBS) reported Interest Coverage Ratio of 2.14 for Q1 2026, up 6.74% year-over-year from 2.01 in Q1 2025, and up 9.77% on a QoQ basis from 1.95 in Q4 2025.
MetroCity Bankshares (MCBS) has 9 years of Interest Coverage Ratio data on file, last reported at 2.14 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 6.74% year-over-year to 2.14 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.06 (up 4.55% YoY) and the FY2025 annual result came in at 0.22, up 11.32% from the prior year.
- Interest Coverage Ratio rose to 2.14 in Q1 2026 per MCBS's latest filing, from 1.95 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 21.02 in Q1 2022 and bottomed at 1.64 in Q3 2023.
- The 5-year median for Interest Coverage Ratio is 2.01 (2025), against an average of 3.59.
- The widest annual swing landed in 2022, when Interest Coverage Ratio climbed 28.95%; it then slumped 90.04% in 2023.
- Tracing MCBS's Interest Coverage Ratio over 5 years: stood at 2.3 in 2022, then declined by 28.02% to 1.66 in 2023, then gained by 16.12% to 1.92 in 2024, then gained by 1.31% to 1.95 in 2025, then increased by 9.77% to 2.14 in 2026.
- Per Business Quant, the three latest MCBS Interest Coverage Ratio figures stand at 2.14 (Q1 2026), 1.95 (Q4 2025), and 2.07 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | MetroCity Bankshares | 938.93 Mn | 546.36 Mn | - | 2.14 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.14 |
| Dec 31, 2025 | 1.95 |
| Sep 30, 2025 | 2.07 |
| Jun 30, 2025 | 2.08 |
| Mar 31, 2025 | 2.01 |
| Dec 31, 2024 | 1.92 |
| Sep 30, 2024 | 1.96 |
| Jun 30, 2024 | 2.00 |
| Mar 31, 2024 | 1.81 |
| Dec 31, 2023 | 1.66 |
| Sep 30, 2023 | 1.64 |
| Jun 30, 2023 | 1.83 |
| Mar 31, 2023 | 2.09 |
| Dec 31, 2022 | 2.30 |
| Sep 30, 2022 | 3.81 |
| Jun 30, 2022 | 8.76 |
| Mar 31, 2022 | 21.02 |
| Dec 31, 2021 | 20.46 |
| Sep 30, 2021 | 20.41 |
| Jun 30, 2021 | 18.99 |
| Mar 31, 2021 | 16.30 |
| Dec 31, 2020 | 9.88 |
| Sep 30, 2020 | 6.61 |
| Jun 30, 2020 | 4.26 |
| Mar 31, 2020 | 3.88 |
| Dec 31, 2019 | 3.55 |
| Sep 30, 2019 | 3.84 |
| Jun 30, 2019 | 4.13 |
| Mar 31, 2019 | 3.41 |
| Dec 31, 2018 | 3.87 |
| Sep 30, 2018 | 4.46 |