MetroCity Bankshares MCBS
NASDAQ MCBS
$35.09 -0.29 (-0.82%)
As of: Sep 9, 2026 · 3:58 PM EDT

MetroCity Bankshares (MCBS) Interest Coverage Ratio (2018 - 2026)

MetroCity Bankshares' (MCBS) quarterly Interest Coverage Ratio came in at 2.16 in Q2 2026, up 3.82% year-over-year from 2.08 in Q2 2025, and up 1.01% quarter-over-quarter from 2.14 in Q1 2026.

Analysis

MetroCity Bankshares (MCBS) Interest Coverage Ratio (2018 - 2026) Analysis & Trends

MetroCity Bankshares (MCBS) has reported Interest Coverage Ratio for 9 consecutive years, with 2.16 the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Interest Coverage Ratio rose 3.82% year-over-year to 2.16 in Q2 2026; TTM through Jun 2026 was 2.08, a 4.61% increase from a year earlier, with the FY2025 full-year figure at 2.03, up 5.43% from the prior year.
  • Interest Coverage Ratio was 2.16 for Q2 2026 at MetroCity Bankshares, up from 2.14 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 8.59 in Q1 2022 and troughed at 48.45 in Q4 2022.
  • A 5-year average of 0.09 and a median of 2.0 in 2024 frame the typical range for Interest Coverage Ratio.
  • Across the five-year window, Interest Coverage Ratio tumbled 632.96% in 2022 and soared 103.42% in 2023, its largest moves.
  • Over 5 years, Interest Coverage Ratio stood at 48.45 in 2022, then soared by 103.42% to 1.66 in 2023, then advanced by 16.12% to 1.92 in 2024, then advanced by 1.31% to 1.95 in 2025, then climbed by 10.88% to 2.16 in 2026.
  • The last three Interest Coverage Ratio figures came in at 2.16 (Q2 2026), 2.14 (Q1 2026), and 1.95 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Banco Santander Chile 950.85 Bn 950.85 Bn - 0.09
2 Truist Financial 61.46 Bn 61.46 Bn - 1.77
3 Fifth Third Bancorp 49.43 Bn 25.71 Bn - 1.90
4 M&T Bank 34.72 Bn 34.72 Bn - 2.28
5 Huntington Bancshares 33.60 Bn 29.07 Bn - 1.67
6 Citizens Financial 29.31 Bn 29.31 Bn - 1.83
7 Regions Financial 25.53 Bn 25.53 Bn - 2.52
8 First Citizens Bancshares 24.60 Bn 24.07 Bn 29.00 Mn -1.27
9 Keycorp 23.26 Bn -24.44 Bn - 1.80
10 MetroCity Bankshares 1.00 Bn 737.19 Mn - 2.16
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 2.16
Mar 31, 2026 2.14
Dec 31, 2025 1.95
Sep 30, 2025 2.07
Jun 30, 2025 2.08
Mar 31, 2025 2.01
Dec 31, 2024 1.92
Sep 30, 2024 1.96
Jun 30, 2024 2.00
Mar 31, 2024 1.81
Dec 31, 2023 1.66
Sep 30, 2023 1.64
Jun 30, 2023 1.83
Mar 31, 2023 2.09
Dec 31, 2022 -48.45
Sep 30, 2022 3.81
Jun 30, 2022 7.04
Mar 31, 2022 8.59
Dec 31, 2021 9.09
Sep 30, 2021 9.01