MetroCity Bankshares (MCBS) Interest Coverage Ratio (2018 - 2026)
MetroCity Bankshares (MCBS) posted quarterly Interest Coverage Ratio of 2.12 for Q1 2026, up 5.65% year-over-year from 2.0 in Q1 2025, and up 11.03% quarter-over-quarter from 1.91 in Q4 2025.
MetroCity Bankshares (MCBS) Interest Coverage Ratio (2018 - 2026) Analysis & Trends
MetroCity Bankshares (MCBS) has reported Interest Coverage Ratio for 9 consecutive years, with 2.12 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 5.65% year-over-year to 2.12; the TTM figure through Mar 2026 stood at 1.91 (down 81.73% YoY), while the FY2025 annual figure was 2.01, up 5.14% from the prior year.
- Interest Coverage Ratio rose to 2.12 in Q1 2026 per MCBS's latest filing, from 1.91 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 8.59 in Q1 2022 and bottomed at 0.65 in Q4 2024.
- Historically, Interest Coverage Ratio has averaged 2.91 across 5 years, with a median of 2.12 in 2026.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio tumbled 74.99% — and 2025, when it jumped 193.69%.
- MetroCity Bankshares' Interest Coverage Ratio stood at 2.57 in 2022, then sank by 53.3% to 1.2 in 2023, then sank by 45.84% to 0.65 in 2024, then surged by 193.69% to 1.91 in 2025, then rose by 11.03% to 2.12 in 2026.
- Business Quant data shows MCBS's Interest Coverage Ratio at 2.12 in Q1 2026, 1.91 in Q4 2025, and 3.78 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | MetroCity Bankshares | 1.02 Bn | 752.11 Mn | - | 2.16 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.16 |
| Mar 31, 2026 | 2.12 |
| Dec 31, 2025 | 1.91 |
| Sep 30, 2025 | 3.78 |
| Jun 30, 2025 | 2.08 |
| Mar 31, 2025 | 2.00 |
| Dec 31, 2024 | 0.65 |
| Sep 30, 2024 | 1.96 |
| Jun 30, 2024 | 2.00 |
| Mar 31, 2024 | 1.78 |
| Dec 31, 2023 | 1.20 |
| Sep 30, 2023 | 2.92 |
| Jun 30, 2023 | 3.14 |
| Mar 31, 2023 | 2.15 |
| Dec 31, 2022 | 2.57 |
| Sep 30, 2022 | 7.54 |
| Jun 30, 2022 | 3.09 |
| Mar 31, 2022 | 8.59 |
| Dec 31, 2021 | 3.94 |
| Sep 30, 2021 | 2.97 |