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MetroCity Bankshares (MCBS) Interest Coverage Ratio: 2018-2025

Historic Interest Coverage Ratio for MetroCity Bankshares (MCBS) over the last 7 years, with Sep 2025 value amounting to 2.07.

  • MetroCity Bankshares' Interest Coverage Ratio rose 5.64% to 2.07 in Q3 2025 from the same period last year, while for Sep 2025 it was 2.02, marking a year-over-year increase of 9.01%. This contributed to the annual value of 0.19 for FY2024, which is 17.03% up from last year.
  • As of Q3 2025, MetroCity Bankshares' Interest Coverage Ratio stood at 2.07, which was down 0.43% from 2.08 recorded in Q2 2025.
  • Over the past 5 years, MetroCity Bankshares' Interest Coverage Ratio peaked at 21.02 during Q1 2022, and registered a low of 1.64 during Q3 2023.
  • For the 3-year period, MetroCity Bankshares' Interest Coverage Ratio averaged around 1.92, with its median value being 1.96 (2024).
  • Per our database at Business Quant, MetroCity Bankshares' Interest Coverage Ratio skyrocketed by 345.86% in 2021 and then tumbled by 90.04% in 2023.
  • MetroCity Bankshares' Interest Coverage Ratio (Quarterly) stood at 20.46 in 2021, then plummeted by 88.75% to 2.30 in 2022, then declined by 28.02% to 1.66 in 2023, then rose by 16.12% to 1.92 in 2024, then increased by 5.64% to 2.07 in 2025.
  • Its Interest Coverage Ratio was 2.07 in Q3 2025, compared to 2.08 in Q2 2025 and 2.01 in Q1 2025.