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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

MetroCity Bankshares (MCBS) Interest Coverage Ratio (2018 - 2025)

MetroCity Bankshares (MCBS) has disclosed Interest Coverage Ratio for 7 consecutive years, with 2.07 as the latest value for Q3 2025.

  • On a quarterly basis, Interest Coverage Ratio changed N/A to 2.07 in Q3 2025 year-over-year; TTM through Sep 2025 was 1.57, a N/A change, with the full-year FY2024 number at 0.19, up 17.03% from a year prior.
  • Interest Coverage Ratio was 2.07 for Q3 2025 at MetroCity Bankshares, up from 1.83 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 21.02 in Q1 2022 to a low of 1.83 in Q2 2023.
  • A 4-year average of 13.36 and a median of 18.99 in 2021 define the central range for Interest Coverage Ratio.
  • Peak YoY movement for Interest Coverage Ratio: surged 345.86% in 2021, then tumbled 79.14% in 2023.
  • MetroCity Bankshares' Interest Coverage Ratio stood at 20.46 in 2021, then plummeted by 57.21% to 8.76 in 2022, then crashed by 79.14% to 1.83 in 2023, then increased by 13.49% to 2.07 in 2025.
  • Per Business Quant, the three most recent readings for MCBS's Interest Coverage Ratio are 2.07 (Q3 2025), 1.83 (Q2 2023), and 8.76 (Q2 2022).