MetroCity Bankshares (MCBS) Interest Coverage Ratio (2018 - 2026)

MetroCity Bankshares (MCBS) has 9 years of Interest Coverage Ratio data on file, last reported at 2.12 in Q1 2026.

• On a quarterly basis, Interest Coverage Ratio rose 5.65% year-over-year to 2.12 in Q1 2026; TTM through Mar 2026 was 2.4, a 103.24% increase from a year earlier, with the FY2025 full-year figure at 2.01, up 5.14% from the prior year.
• Interest Coverage Ratio for Q1 2026 stood at 2.12, up from 1.68 in the prior quarter.
• Over the last five years, Interest Coverage Ratio for MCBS reached as high as 8.59 in Q1 2022 and fell as low as 1.68 in Q4 2025.
• Historically, Interest Coverage Ratio has averaged 2.7 across 5 years, with a median of 2.12 in 2026.
• Across the five-year window, Interest Coverage Ratio surged 154.29% in 2022 and plunged 338.79% in 2025, its largest moves.
• Year by year, Interest Coverage Ratio stood at 2.57 in 2022, then sank by 53.3% to 1.2 in 2023, then tumbled by 41.42% to 0.7 in 2024, then plunged by 338.79% to 1.68 in 2025, then soared by 226.24% to 2.12 in 2026.
• Per Business Quant data, the three most recent Interest Coverage Ratio figures were 2.12 in Q1 2026, 1.68 in Q4 2025, and 3.78 in Q3 2025.