MetroCity Bankshares reported revenue of $1.43M and net income of $22.13M for the quarter ended Jun 2026, down 11.9% year over year. This income statement covers 32 quarters of results from Sep 2018 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Income Statement | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue & Cost | ||||||||||||||||||||||||||||||||
| Provisions | 2.58M | 0.55M | 0.10M | 1.05M | -1.70M | -1.17M | -0.42M | -0.43M | 0.76M | -0.14M | -0.13M | 0.65M | 0.25M | 0.14M | 0.22M | -0.58M | 0.01M | -0.87M | -0.98M | |||||||||||||
| Revenue | 4.15M | 3.02M | 2.16M | 3.65M | 2.68M | 1.24M | 0.87M | 1.27M | 1.48M | 2.04M | 1.61M | 1.57M | 1.92M | 1.75M | 1.60M | 1.62M | 2.38M | 1.75M | 1.58M | 1.43M | ||||||||||||
| Interest income | ||||||||||||||||||||||||||||||||
| Interest income - Loans | 29.13M | 30.50M | 31.46M | 32.31M | 37.26M | 41.78M | 43.98M | 44.84M | 45.70M | 47.37M | 50.12M | 50.53M | 50.34M | 49.79M | 50.25M | 50.94M | 50.98M | 57.34M | 67.14M | 67.31M | ||||||||||||
| Interest Income - Fed Funds | 0.00M | 0.00M | 0.00M | 0.00M | 0.02M | 0.05M | 0.04M | 0.06M | 0.04M | 0.04M | 0.03M | 0.03M | 0.08M | 0.16M | 0.14M | 0.14M | 0.14M | 0.13M | 0.12M | 0.12M | ||||||||||||
| Interest Income - Total | 29.32M | 30.86M | 31.95M | 33.02M | 38.30M | 43.95M | 45.97M | 47.48M | 48.71M | 50.67M | 52.36M | 54.11M | 53.83M | 52.61M | 52.52M | 54.05M | 54.00M | 60.26M | 70.99M | 70.41M | ||||||||||||
| Interest expenses | ||||||||||||||||||||||||||||||||
| Interest Expense - Deposits | 0.97M | 1.07M | 1.14M | 2.38M | 6.96M | 13.07M | 17.38M | 19.80M | 21.74M | 21.69M | 22.11M | 19.73M | 19.60M | 18.62M | 17.98M | 17.50M | 17.80M | 19.62M | 22.08M | 22.14M | ||||||||||||
| Interest Expense - Debt | 0.17M | 0.17M | 0.16M | 0.42M | 1.54M | 1.92M | 2.36M | 2.71M | 2.82M | 2.86M | 3.17M | 3.66M | 3.94M | 3.94M | 3.99M | 4.38M | 4.41M | 4.71M | 4.43M | 4.22M | ||||||||||||
| Interest ExpensesInterest Expense | 2.75M | 2.97M | 3.43M | 3.60M | 8.51M | -0.40M | 19.73M | 22.51M | 24.55M | 24.55M | 25.27M | 23.40M | 23.54M | 22.55M | 21.96M | 21.87M | 22.21M | 24.33M | 26.50M | 26.36M | ||||||||||||
| Interest Income - Net | 28.19M | 29.62M | 30.65M | 30.22M | 29.79M | 28.95M | 26.23M | 24.97M | 24.15M | 26.12M | 27.09M | 30.71M | 30.29M | 30.06M | 30.55M | 32.18M | 31.79M | 35.92M | 44.49M | 44.04M | ||||||||||||
| Non-interest income | ||||||||||||||||||||||||||||||||
| Interest Income - Total | 25.61M | 29.07M | 30.55M | 30.22M | 31.49M | 30.12M | 26.23M | 25.39M | 24.54M | 25.34M | 27.23M | 30.84M | 29.71M | 29.86M | 30.42M | 32.05M | 32.34M | 35.96M | 45.30M | 44.83M | ||||||||||||
| Service Charges | 0.45M | 0.31M | 0.03M | 0.10M | 0.17M | 0.06M | 0.23M | -0.00M | 0.28M | |||||||||||||||||||||||
| Investment Gain (Loss) | 0.01M | |||||||||||||||||||||||||||||||
| Investment Banking Income | 1.21M | 0.81M | 0.22M | 1.18M | 0.53M | -0.01M | 0.40M | 0.58M | 0.17M | 2.81M | ||||||||||||||||||||||
| Mortgage Banking | ||||||||||||||||||||||||||||||||
| Other Non-Interest Income | 9.53M | 7.38M | 6.45M | 3.85M | 5.10M | 0.71M | 6.14M | 4.24M | 2.66M | 4.40M | 5.35M | 4.38M | 6.06M | 5.23M | 4.88M | 5.09M | 5.78M | 5.01M | 6.07M | 5.75M | ||||||||||||
| Non-Interest Income | 9.53M | 7.38M | 7.66M | 4.65M | 5.10M | 0.71M | 6.14M | 4.69M | 2.66M | 4.71M | 5.57M | 5.56M | 6.62M | 5.32M | 5.46M | 5.73M | 6.18M | 7.82M | 6.36M | 5.75M | ||||||||||||
| Operating Items | ||||||||||||||||||||||||||||||||
| Research & DevelopmentR&D | 0.26M | 0.25M | 0.28M | 0.26M | 0.27M | 0.29M | 0.28M | 0.35M | 0.30M | 0.30M | 0.29M | 0.35M | 0.31M | 0.34M | 0.34M | 0.33M | 0.39M | 0.47M | 0.68M | 0.54M | ||||||||||||
| Wages, Salaries and OtherWages | 8.68M | 7.82M | 7.10M | 7.93M | 7.76M | 7.72M | 6.37M | 7.10M | 6.86M | 8.97M | 7.37M | 8.05M | 8.51M | 9.28M | 8.49M | 8.55M | 8.95M | 10.67M | 11.50M | 11.34M | ||||||||||||
| Restructuring CostsRestructuring | 0.26M | 0.33M | 1.68M | 0.27M | ||||||||||||||||||||||||||||
| Other Operating ExpensesOther Opex | 12.85M | 12.15M | 11.90M | 12.86M | 12.42M | 11.01M | 10.53M | 11.11M | 11.24M | 13.61M | 12.07M | 12.68M | 13.35M | 13.99M | 13.19M | 13.45M | 14.28M | 20.20M | 19.08M | 19.15M | ||||||||||||
| Operating ExpensesOpex | 13.11M | 12.40M | 12.18M | 13.12M | 12.69M | 11.29M | 10.81M | 11.46M | 11.54M | 13.91M | 12.36M | 13.03M | 13.66M | 14.33M | 13.80M | 14.11M | 14.67M | 20.67M | 21.44M | 19.96M | ||||||||||||
| EBIT | 24.78M | 27.03M | 29.45M | 25.36M | 32.41M | 19.14M | 41.30M | 41.12M | 40.21M | 40.69M | 45.70M | 46.76M | 46.21M | 43.41M | 44.04M | 45.54M | 46.05M | 47.44M | 56.72M | 56.99M | ||||||||||||
| Non-operating items | ||||||||||||||||||||||||||||||||
| Non Operating Interest Expenses | 2.75M | 2.97M | 3.43M | 3.60M | 8.51M | -0.40M | 19.73M | 22.51M | 2.96M | 3.12M | 3.17M | 3.14M | 3.26M | 3.15M | 3.12M | 3.37M | 3.76M | 3.04M | 4.92M | 5.30M | ||||||||||||
| Interest & Investment IncomeInt & Inv Inc | 0.20M | 0.36M | 0.49M | 0.71M | 1.01M | 2.12M | 1.94M | 2.58M | 2.98M | 3.27M | 2.21M | 3.55M | 3.42M | 2.66M | 2.13M | 2.97M | 2.88M | 2.79M | 3.73M | 2.97M | ||||||||||||
| Net income details | ||||||||||||||||||||||||||||||||
| EBT | 22.03M | 24.05M | 26.03M | 21.75M | 23.90M | 19.53M | 21.57M | 18.61M | 15.65M | 16.14M | 20.43M | 23.37M | 22.66M | 20.85M | 22.08M | 23.67M | 23.84M | 23.11M | 30.22M | 30.63M | ||||||||||||
| Tax ProvisionsTaxes | 5.15M | 9.68M | 6.60M | 5.65M | 7.01M | 12.31M | 5.84M | 5.50M | 4.22M | 4.79M | 5.80M | 6.43M | 5.96M | 4.62M | 5.78M | 6.84M | 6.57M | 4.97M | 7.91M | 8.50M | ||||||||||||
| Profit After TaxPAT | 16.88M | 17.45M | 19.43M | 16.10M | 16.89M | 10.18M | 15.73M | 13.11M | 11.43M | 11.35M | 14.63M | 16.94M | 16.70M | 44.27M | 20.30M | 16.83M | 17.27M | 30.86M | 22.31M | 22.13M | ||||||||||||
| Income from Continuing OperationsIncome (Continuing) | 16.88M | 14.37M | 19.43M | 16.10M | 16.89M | 7.22M | 15.73M | 13.11M | 11.43M | 11.35M | 14.63M | 16.94M | 16.70M | 16.23M | 16.30M | 16.83M | 17.27M | 18.14M | 22.31M | 22.13M | ||||||||||||
| Consolidated Net IncomeConsol Net Inc. | 16.88M | 14.37M | 19.43M | 16.10M | 16.89M | 7.22M | 15.73M | 13.11M | 11.43M | 11.35M | 14.63M | 16.94M | 16.70M | 16.23M | 16.30M | 16.83M | 17.27M | 18.14M | 22.31M | 22.13M | ||||||||||||
| Income towards Parent CompanyParent Net Inc | 16.88M | 14.37M | 19.43M | 16.10M | 16.89M | 7.22M | 15.73M | 13.11M | 11.43M | 11.35M | 14.63M | 16.94M | 16.70M | 16.23M | 16.30M | 16.83M | 17.27M | 18.14M | 22.31M | 22.13M | ||||||||||||
| Net Income towards Common StockholdersNet Income | 16.88M | 14.37M | 19.43M | 16.10M | 16.89M | 7.22M | 15.73M | 13.11M | 11.43M | 11.35M | 14.63M | 16.94M | 16.70M | 16.23M | 16.30M | 16.83M | 17.27M | 18.14M | 22.31M | 22.13M | ||||||||||||
| Additional items | ||||||||||||||||||||||||||||||||
| EPS (Basic) | 0.66 | 0.56 | 0.76 | 0.63 | 0.66 | 0.28 | 0.63 | 0.52 | 0.45 | 0.45 | 0.58 | 0.67 | 0.66 | 0.64 | 0.64 | 0.66 | 0.68 | 0.70 | 0.78 | 0.77 | ||||||||||||
| EPS (Diluted) | 0.66 | 0.56 | 0.76 | 0.63 | 0.66 | 0.28 | 0.62 | 0.51 | 0.45 | 0.44 | 0.57 | 0.66 | 0.65 | 0.63 | 0.63 | 0.65 | 0.67 | 0.70 | 0.77 | 0.76 | ||||||||||||
| Shares Outstanding | 25.51M | 25.57M | 25.47M | 25.46M | 25.43M | 25.41M | 25.14M | 25.19M | 25.27M | 25.21M | 25.21M | 25.25M | 25.33M | 25.28M | 25.40M | 25.45M | 25.54M | 25.73M | 28.78M | 28.70M | ||||||||||||
| Shares Outstanding (Diluted)Shares Outstanding (Dil.) | 25.73M | 25.79M | 25.72M | 25.73M | 25.70M | 25.69M | 25.41M | 25.48M | 25.59M | 25.52M | 25.55M | 25.57M | 25.67M | 25.58M | 25.71M | 25.72M | 25.81M | 26.01M | 29.05M | 28.95M | ||||||||||||
| Shares Outstanding (Entity)Shares Outstanding (Entity.) | 25.47M | 25.47M | 25.47M | 25.45M | 25.37M | 25.17M | 25.14M | 25.28M | 25.24M | 25.21M | 25.21M | 25.33M | 25.33M | 25.40M | 25.40M | 25.54M | 25.54M | 28.82M | 28.66M | 28.78M | ||||||||||||
| EBITDA | 24.78M | 27.03M | 29.45M | 25.36M | 32.41M | 19.14M | 41.30M | 41.12M | 40.21M | 40.69M | 45.70M | 46.76M | 46.21M | 43.41M | 44.04M | 45.54M | 46.05M | 47.44M | 56.72M | 56.99M |