MetroCity Bankshares MCBS Income Statement (2018-2026)

NASDAQ MCBS
$35.49 +0.15 (+0.42%)
As of: Aug 20, 2026 · 3:59 PM EDT
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Income Statement Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026 Jun2026
Revenue & Cost
Provisions (Quarter)
2.58M0.55M0.10M-0.22M-1.70M-1.17M-0.42M-0.43M0.78M-0.14M-0.13M0.65M0.20M0.14M0.22M-0.58M-0.04M-0.87M-0.98M
Revenue (Quarter)
0.45M0.47M0.48M3.65M2.68M-6.49M0.45M0.46M1.48M2.04M1.61M1.57M1.92M-3.03M0.50M1.62M0.55M-3.26M1.58M1.43M
Interest income
Interest income - Loans (Quarter)
29.13M30.50M31.46M32.31M37.26M41.78M43.98M44.84M45.70M47.37M50.12M50.53M50.34M49.79M50.25M50.94M50.98M57.34M67.14M67.31M
Interest Income - Fed Funds (Quarter)
0.00M0.00M0.00M0.00M0.02M0.05M0.04M0.06M0.04M0.04M0.03M0.03M0.08M0.16M0.14M0.14M0.14M0.13M0.12M0.12M
Interest Income - Total (Quarter)
29.32M30.86M31.95M33.02M38.30M43.95M45.97M47.48M48.71M50.67M52.36M54.11M53.83M52.61M52.52M54.05M54.00M60.26M70.99M70.41M
Interest expenses
Interest Expense - Deposits (Quarter)
0.97M1.07M1.14M2.38M6.96M13.07M17.38M19.80M21.74M21.69M22.11M19.73M19.60M18.62M17.98M17.50M17.80M19.62M22.08M22.14M
Interest Expense - Debt (Quarter)
0.17M0.17M0.16M0.42M1.54M1.92M2.36M2.71M2.82M2.86M3.17M3.66M3.94M3.94M3.99M4.38M4.41M4.71M4.43M4.22M
Interest Expenses (Quarter)
11.21M8.19M3.43M10.39M3.65M12.46M18.79M8.68M8.17M81.02M26.35M23.40M23.54M-59.49M21.98M21.87M8.57M25.47M27.03M26.36M
Interest Income - Net (Quarter)
28.19M29.62M30.65M30.22M29.79M28.95M26.23M24.97M24.15M26.12M27.09M30.71M30.29M30.06M30.55M32.18M31.79M-94.18M44.49M44.04M
Non-interest income
Interest Income - Total (Quarter)
25.61M29.07M30.55M30.22M31.49M30.12M26.23M25.39M24.54M25.34M27.23M30.84M29.71M29.86M30.42M32.05M32.34M35.96M45.30M44.83M
Financial Services Fees (Quarter)
Service Charges (Quarter)
0.45M0.31M0.03M0.10M0.17M0.06M0.23M-0.00M0.28M
Investment Gain (Loss) (Quarter)
0.01M
Investment Banking Income (Quarter)
3.36M2.90M1.57M0.81M0.50M0.05M1.97M1.05M0.24M0.03M1.05M1.18M1.08M-0.22M0.66M0.64M0.56M0.46M1.04M1.54M
Mortgage Banking (Quarter)
Other Non-Interest Income (Quarter)
6.17M4.48M6.09M3.85M4.60M0.66M4.17M3.19M2.41M4.37M4.52M4.38M5.50M5.44M4.62M5.03M5.39M7.36M5.02M4.22M
Non-Interest Income (Quarter)
9.53M7.38M7.66M4.65M5.10M0.71M6.14M4.69M2.66M4.71M5.57M5.56M6.62M5.32M5.46M5.73M6.18M7.82M6.36M5.75M
Operating Items
Research & Development (Quarter)
0.26M0.25M0.28M0.26M0.27M0.29M0.28M0.35M0.30M0.30M0.29M0.35M0.31M0.34M0.34M0.33M0.39M0.47M0.68M0.54M
Wages, Salaries and Other (Quarter)
8.68M7.82M7.10M7.93M7.76M7.72M6.37M7.10M6.86M8.97M7.37M8.05M8.51M9.28M8.49M8.55M8.95M10.67M11.50M11.34M
Restructuring Costs (Quarter)
0.26M1.68M0.27M
Other Operating Expenses (Quarter)
12.85M12.15M11.90M12.86M12.42M11.01M10.53M11.11M11.24M13.61M12.07M12.68M13.35M13.99M13.19M13.78M14.28M20.20M19.08M19.15M
Operating Expenses (Quarter)
13.11M12.40M12.18M13.12M12.69M11.29M10.81M11.46M11.54M13.91M12.36M13.03M13.66M14.33M13.80M14.11M14.67M20.67M21.44M19.96M
EBIT (Quarter)
33.24M32.25M29.45M32.14M27.56M31.99M40.36M27.29M23.82M97.16M46.78M46.76M46.21M-38.64M44.05M45.54M32.41M48.58M57.25M56.99M
Non-operating items
Non Operating Interest Expenses (Quarter)
0.13M0.15M0.15M0.13M0.16M0.17M0.15M0.17M0.14M0.16M0.17M0.16M0.14M0.16M0.17M0.15M0.16M0.18M0.22M0.18M
Interest & Investment Income (Quarter)
0.20M0.36M0.49M0.71M1.01M2.12M1.94M2.58M2.98M3.27M2.21M3.55M3.42M2.66M2.13M2.97M2.88M2.79M3.73M2.97M
Net income details
EBT (Quarter)
22.03M24.05M26.03M21.75M23.90M19.53M21.57M18.61M15.65M16.14M20.43M23.37M22.66M20.85M22.08M23.67M23.84M23.11M30.22M30.63M
Tax Provisions (Quarter)
5.15M9.68M6.60M5.65M7.01M9.35M5.84M5.50M4.22M4.79M5.80M6.43M5.96M4.62M5.78M6.84M6.57M-15.03M7.91M8.50M
Profit After Tax (Quarter)
16.88M17.45M19.43M16.10M16.89M10.18M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.23M16.30M16.83M17.27M30.86M22.31M22.13M
Income from Continuing Operations (Quarter)
16.88M14.37M19.43M16.10M16.89M10.18M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.23M16.30M16.83M17.27M38.13M22.31M22.13M
Consolidated Net Income (Quarter)
16.88M14.37M19.43M16.10M16.89M10.18M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.23M16.30M16.83M17.27M38.13M22.31M22.13M
Income towards Parent Company (Quarter)
16.88M14.37M19.43M16.10M16.89M10.18M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.23M16.30M16.83M17.27M38.13M22.31M22.13M
Net Income towards Common Stockholders (Quarter)
16.88M14.37M19.43M16.10M16.89M10.18M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.23M16.30M16.83M17.27M38.13M22.31M22.13M
Additional items
EPS (Basic) (Quarter)
0.660.560.760.630.660.400.630.520.450.450.580.670.660.640.640.660.681.480.780.77
EPS (Diluted) (Quarter)
0.660.560.760.630.660.400.620.510.450.440.570.660.650.630.630.650.671.470.770.76
Shares Outstanding (Quarter)
25.51M25.57M25.47M25.46M25.43M25.41M25.14M25.19M25.27M25.21M25.21M25.25M25.33M25.28M25.40M25.45M25.54M25.73M28.78M28.70M
Shares Outstanding (Diluted) (Quarter)
25.73M25.79M25.72M25.73M25.70M25.69M25.41M25.48M25.59M25.52M25.55M25.57M25.67M25.58M25.71M25.72M25.81M26.01M29.05M28.95M
Shares Outstanding (Entity) (Quarter)
25.47M25.47M25.47M25.45M25.37M25.17M25.14M25.28M25.24M25.21M25.21M25.33M25.33M25.40M25.40M25.54M25.54M28.82M28.66M28.78M
EBITDA (Quarter)
33.24M32.25M29.45M32.14M27.56M31.99M40.36M27.29M23.82M97.16M46.78M46.76M46.21M-38.64M44.05M45.54M32.41M48.58M57.25M56.99M