MetroCity Bankshares Income Statement (2018-2025) | MCBS

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Income Statement Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Revenue & Cost
Provisions 0.32M0.05M0.23M0.27M-0.57M0.00M-0.39M1.06M1.45M0.96M1.60M2.21M2.58M0.55M0.10M-1.70M-1.17M-0.43M0.76M-0.14M-0.13M0.65M0.25M0.14M0.22M-0.58M
Revenue 24.06M23.62M22.24M27.35M2.59M2.07M2.26M0.99M2.08M3.22M3.40M3.88M4.15M3.02M2.16M3.65M2.68M1.24M0.87M1.27M1.48M2.04M1.61M1.57M1.92M1.75M1.60M1.62M2.38M
Interest income
Interest income - Loans 18.15M18.12M18.84M20.16M20.86M19.48M19.51M18.83M17.88M19.66M22.50M25.73M29.13M30.50M31.46M32.31M37.26M41.78M43.98M44.84M45.70M47.37M50.12M50.53M50.34M49.79M50.25M50.94M50.98M
Interest Income - Fed Funds 0.11M0.16M0.15M0.16M0.14M0.12M0.17M0.06M0.06M0.02M0.00M0.00M0.00M0.00M0.00M0.00M0.02M0.05M0.04M0.06M0.04M0.04M0.03M0.03M0.08M0.16M0.14M0.14M0.14M
Interest Income - Total 18.77M19.02M19.86M20.82M21.91M20.62M20.56M19.08M18.13M19.84M22.67M25.89M29.32M30.86M31.95M33.02M38.30M43.95M45.97M47.48M48.71M50.67M52.36M54.11M53.83M52.61M52.52M54.05M54.00M
Interest expenses
Interest Expense - Deposits 3.82M4.54M5.06M5.45M5.87M5.58M4.51M3.10M2.05M1.26M0.99M0.92M0.97M1.07M1.14M2.38M6.96M13.07M17.38M19.80M21.74M21.69M22.11M19.73M19.60M18.62M17.98M17.50M17.80M
Interest Expense - Debt 0.03M0.00M0.00M0.12M0.06M0.10M0.13M0.14M0.15M0.15M0.15M0.14M0.17M0.17M0.16M0.42M1.54M1.92M2.36M2.71M2.82M2.86M3.17M3.66M3.94M3.94M3.99M4.38M4.41M
Interest Expenses 3.85M4.55M5.06M5.57M5.93M5.68M4.65M3.24M2.19M1.41M1.14M1.06M1.14M1.24M1.30M2.81M8.51M14.99M19.73M22.51M24.55M24.55M25.27M23.40M23.54M22.55M21.96M21.87M22.21M
Interest Income - Net 14.91M14.47M14.80M15.25M15.98M14.94M15.91M15.84M15.94M18.43M21.53M24.82M28.19M29.62M30.65M30.22M29.79M28.95M26.23M24.97M24.15M26.12M27.09M30.71M30.29M-67.22M30.55M32.18M31.79M
Non-interest income
Interest Income - Total 14.59M14.43M14.80M15.25M15.98M14.94M15.91M14.78M14.49M17.47M19.93M22.62M25.61M29.07M30.55M30.22M31.49M30.12M26.23M25.39M24.54M25.34M27.23M30.84M29.71M29.86M30.42M32.05M32.34M
Service Charges 0.26M0.26M0.26M0.26M0.29M0.30M0.29M0.20M
Investment Banking Income 1.60M1.72M0.94M2.62M2.90M2.69M2.53M1.21M0.81M0.22M1.18M0.53M-0.01M0.40M0.58M0.17M
Mortgage Banking 3.31M2.71M1.34M3.31M2.59M2.05M0.37M0.78M0.23M-0.08M0.17M
Other Non-Interest Income -0.30M-0.38M-0.24M0.14M-0.40M-0.03M0.16M0.14M0.13M0.14M0.14M0.12M0.13M0.56M-0.39M0.13M0.16M0.79M0.15M0.45M0.14M1.13M0.17M0.16M0.14M1.24M0.17M0.15M0.23M
Non-Interest Income 9.14M9.14M7.43M12.10M11.00M9.36M7.61M5.50M7.96M6.14M8.19M8.59M9.53M7.38M7.66M4.65M5.10M0.71M6.14M4.69M2.66M4.71M5.57M5.56M6.62M5.32M5.46M5.73M6.18M
Operating Items
Research & Development 0.21M0.20M0.29M0.23M0.24M0.26M0.28M0.20M0.29M0.31M0.31M0.28M0.26M0.25M0.28M0.26M0.27M0.29M0.28M0.35M0.30M0.30M0.29M0.35M0.31M0.34M0.34M0.33M0.39M
Wages, Salaries and Other 6.44M6.56M6.32M6.04M6.57M6.00M6.51M5.75M6.42M6.82M6.70M6.92M8.68M7.82M7.10M7.93M7.76M7.72M6.37M7.10M6.86M8.97M7.37M8.05M8.51M9.28M8.49M8.55M8.95M
Other Operating Expenses 10.21M10.32M9.77M9.71M9.92M9.58M9.87M9.52M9.86M10.76M10.40M11.81M12.85M12.15M11.90M12.86M12.42M11.01M10.53M11.11M11.24M13.61M12.07M12.68M13.35M13.99M13.45M13.78M14.28M
Operating Expenses 10.42M10.52M10.06M9.93M10.16M9.84M10.15M9.72M10.15M11.08M10.71M12.09M13.11M12.40M12.18M13.12M12.69M11.29M10.81M11.46M11.54M13.91M12.36M13.03M13.66M14.33M13.80M14.11M14.67M
EBIT 17.17M17.59M17.23M22.98M22.75M20.14M18.02M13.80M14.49M13.94M18.55M20.18M23.17M25.29M27.33M24.56M32.41M34.53M41.30M41.12M40.21M40.69M45.70M46.76M46.21M43.41M44.04M45.54M46.05M
Non-operating items
Interest & Investment Income 0.50M0.75M0.87M0.50M0.91M1.02M0.88M0.20M0.19M0.16M0.17M0.16M0.20M0.36M0.49M0.71M1.01M2.12M1.94M2.58M2.98M3.27M2.21M3.55M3.42M2.66M2.13M2.97M2.88M
Non Operating Income 2.55M2.47M2.13M2.30M2.04M2.19M1.99M2.36M2.02M2.51M2.28M3.53M2.75M2.97M3.43M3.60M3.34M1.85M2.81M2.80M2.96M3.12M3.17M3.14M3.26M3.15M3.38M3.70M3.76M
Net income details
EBT 13.32M13.05M12.17M17.41M16.82M14.46M13.37M10.56M12.30M12.53M17.41M19.12M22.03M24.05M26.03M21.75M23.90M19.53M21.57M18.61M15.65M16.14M20.43M23.37M22.66M20.85M22.08M23.67M23.84M
Tax Provisions 3.47M3.31M3.44M4.45M4.46M3.79M3.55M2.82M2.92M5.03M4.43M4.73M5.15M9.68M6.60M5.65M7.01M12.31M5.84M5.50M4.22M4.79M5.80M6.43M5.96M4.62M5.78M6.84M6.57M
Profit After Tax 9.85M9.74M8.73M12.96M12.36M10.67M9.82M7.74M9.38M9.45M12.98M14.39M16.88M17.45M19.43M16.10M16.89M10.18M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.23M16.30M16.83M17.27M
Income from Continuing Operations 9.85M9.74M8.73M12.96M12.36M10.67M9.82M7.74M9.38M7.50M12.98M14.39M16.88M14.37M19.43M16.10M16.89M7.22M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.23M16.30M16.83M17.27M
Consolidated Net Income 9.85M9.74M8.73M12.96M12.36M10.67M9.82M7.74M9.38M7.50M12.98M14.39M16.88M14.37M19.43M16.10M16.89M7.22M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.23M16.30M16.83M17.27M
Income towards Parent Company 9.85M9.74M8.73M12.96M12.36M10.67M9.82M7.74M9.38M7.50M12.98M14.39M16.88M14.37M19.43M16.10M16.89M7.22M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.23M16.30M16.83M17.27M
Net Income towards Common Stockholders 9.85M9.74M8.73M12.96M12.36M10.67M9.82M7.74M9.38M7.50M12.98M14.39M16.88M14.37M19.43M16.10M16.89M7.22M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.23M16.30M16.83M17.27M
Additional items
EPS (Basic) 0.410.400.360.540.510.420.380.300.370.370.510.560.660.680.760.630.660.400.630.520.450.450.580.670.660.640.640.660.68
EPS (Weighted Average and Diluted) 0.400.400.360.530.500.420.380.300.360.360.500.560.660.680.760.630.660.400.620.510.450.440.570.660.650.630.630.650.67
Shares Outstanding (Weighted Average) 25.31M25.31M25.53M25.53M25.53M25.67M25.67M25.67M25.65M25.50M25.47M25.47M25.47M25.45M25.31M25.14M25.14M25.28M25.21M25.21M25.21M25.33M25.33M25.40M25.40M25.54M
EBITDA 17.17M17.59M17.23M22.98M22.75M20.14M18.02M13.80M14.49M13.94M18.55M20.18M23.17M25.29M27.33M24.56M32.41M34.53M41.30M41.12M40.21M40.69M45.70M46.76M46.21M43.41M44.04M45.54M46.05M
Tax Rate 26.02%25.37%28.27%25.57%26.53%26.23%26.58%26.70%23.72%40.13%25.45%24.73%23.37%40.26%25.35%25.99%29.33%63.02%27.07%29.58%26.99%29.68%28.39%27.52%26.30%22.15%26.18%28.91%27.56%