MetroCity Bankshares MCBS Income Statement (2018-2026)

NASDAQ MCBS
$34.28 -0.12 (-0.35%)
At close: Sep 30, 2026 · 4:00 PM EDT
Reported Financials

MetroCity Bankshares Quarterly Income Statement

Periods 32 quarters
Latest Jun 2026

MetroCity Bankshares reported revenue of $2.39M and net income of $22.13M for the quarter ended Jun 2026, up 12.3% year over year. This income statement covers 32 quarters of results from Sep 2018 through Jun 2026, standardized by Business Quant from the company’s SEC filings.

Income Statement Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026 Jun2026
Revenue & Cost
Provisions
2.58M0.55M0.10M-1.70M-1.17M-0.42M-0.43M0.76M-0.14M-0.13M0.65M0.25M0.14M0.22M-0.58M0.01M-0.87M-0.98M
Revenue
4.59M3.48M2.64M4.17M3.19M1.73M1.32M1.73M1.97M2.55M2.06M2.10M2.45M2.31M2.10M2.12M2.93M2.52M2.43M2.39M
Interest income
Interest income - Loans
29.13M30.50M31.46M32.31M37.26M41.78M43.98M44.84M45.70M47.37M50.12M50.53M50.34M49.79M50.25M50.94M50.98M57.34M67.14M67.31M
Interest Income - Fed Funds
0.00M0.00M0.00M0.00M0.02M0.05M0.04M0.06M0.04M0.04M0.03M0.03M0.08M0.16M0.14M0.14M0.14M0.13M0.12M0.12M
Interest Income - Total
29.32M30.86M31.95M33.02M38.30M43.95M45.97M47.48M48.71M50.67M52.36M54.11M53.83M52.61M52.52M54.05M54.00M60.26M70.99M70.41M
Interest expenses
Interest Expense - Deposits
0.97M1.07M1.14M2.38M6.96M13.07M17.38M19.80M21.74M21.69M22.11M19.73M19.60M18.62M17.98M17.50M17.80M19.62M22.08M22.14M
Interest Expense - Others
0.17M0.17M0.16M0.42M1.54M1.92M2.36M2.71M2.82M2.86M3.17M3.66M3.94M3.94M3.99M4.38M4.41M4.71M4.43M4.22M
Interest ExpensesInterest Expense
1.14M1.24M1.30M2.81M8.51M14.99M19.73M22.51M24.55M24.55M25.27M23.40M23.54M22.55M21.96M21.87M22.21M24.33M26.50M26.36M
Interest Income - Net
28.19M29.62M30.65M30.22M29.79M28.95M26.23M24.97M24.15M26.12M27.09M30.71M30.29M30.06M30.55M32.18M31.79M35.92M44.49M44.04M
Non-interest income
Interest Income - Total
25.61M29.07M30.55M30.22M31.49M30.12M26.23M25.39M24.54M25.34M27.23M30.84M29.71M29.86M30.42M32.05M32.34M35.96M45.30M44.83M
Service Charges
Investment Banking Income
1.21M0.81M0.22M1.18M0.53M-0.01M0.40M0.58M0.17M2.81M
Mortgage Banking
Other Non-Interest Income
9.53M7.38M6.45M3.85M5.10M0.71M6.14M4.69M2.66M4.71M5.35M4.38M6.09M5.33M5.06M5.15M6.01M5.01M6.36M5.75M
Non-Interest Income
9.53M7.38M7.66M4.65M5.10M0.71M6.14M4.69M2.66M4.71M5.57M5.56M6.62M5.32M5.46M5.73M6.18M7.82M6.36M5.75M
Operating Items
Wages, Salaries and OtherWages
8.68M7.82M7.10M7.93M7.76M7.72M6.37M7.10M6.86M8.97M7.37M8.05M8.51M9.28M8.49M8.55M8.95M10.67M11.50M11.34M
Restructuring CostsRestructuring
0.26M0.33M1.68M0.27M
Other Operating ExpensesOther Opex
2.75M2.97M3.43M3.60M3.34M1.85M2.81M2.80M2.96M3.12M3.17M3.14M3.26M3.15M3.12M3.37M3.76M3.04M4.92M5.30M
Operating ExpensesOpex
13.11M12.40M12.18M13.12M12.69M11.29M10.81M11.46M11.54M13.91M12.36M13.03M13.66M14.33M13.80M14.11M14.67M20.67M21.44M19.96M
EBIT
23.17M25.29M27.33M24.56M32.41M34.53M41.30M41.12M40.21M40.69M45.70M46.76M46.21M43.41M44.04M45.54M46.05M47.44M56.72M56.99M
Non-operating items
Non Operating Interest Expenses
1.14M1.24M1.30M2.81M8.51M14.99M19.73M22.51M24.55M24.55M25.27M23.40M
Interest & Investment IncomeInt & Inv Inc
0.20M0.36M0.49M0.71M1.01M2.12M1.94M2.58M2.98M3.27M2.21M3.55M3.42M2.66M2.13M2.97M2.88M2.79M3.73M2.97M
Net income details
EBT
22.03M24.05M26.03M21.75M23.90M19.53M21.57M18.61M15.65M16.14M20.43M23.37M22.66M20.85M22.08M23.67M23.84M23.11M30.22M30.63M
Tax ProvisionsTaxes
5.15M6.61M6.60M5.65M7.01M9.35M5.84M5.50M4.22M4.79M5.80M6.43M5.96M4.62M5.78M6.84M6.57M4.97M7.91M8.50M
Profit After TaxPAT
16.88M17.45M19.43M16.10M16.89M10.18M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.23M16.30M16.83M17.27M18.14M22.31M22.13M
Income from Continuing OperationsIncome (Continuing)
16.88M17.45M19.43M16.10M16.89M10.18M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.23M16.30M16.83M17.27M18.14M22.31M22.13M
Consolidated Net IncomeConsol Net Inc.
16.88M17.45M19.43M16.10M16.89M10.18M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.23M16.30M16.83M17.27M18.14M22.31M22.13M
Income towards Parent CompanyParent Net Inc
16.88M17.45M19.43M16.10M16.89M10.18M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.23M16.30M16.83M17.27M18.14M22.31M22.13M
Net Income towards Common StockholdersNet Income
16.88M17.45M19.43M16.10M16.89M10.18M15.73M13.11M11.43M11.35M14.63M16.94M16.70M16.23M16.30M16.83M17.27M18.14M22.31M22.13M
Additional items
EPS (Basic)
0.660.680.760.630.660.400.630.520.450.450.580.670.660.640.640.660.680.700.780.77
EPS (Diluted)
0.660.680.760.630.660.400.620.510.450.440.570.660.650.630.630.650.670.700.770.76
Shares Outstanding
25.51M25.57M25.47M25.46M25.43M25.41M25.14M25.19M25.27M25.21M25.21M25.25M25.33M25.28M25.40M25.45M25.54M25.73M28.78M28.70M
Shares Outstanding (Diluted)Shares Outstanding (Dil.)
25.73M25.79M25.72M25.73M25.70M25.69M25.41M25.48M25.59M25.52M25.55M25.57M25.67M25.58M25.71M25.72M25.81M26.01M29.05M28.95M
Shares Outstanding (Entity)Shares Outstanding (Entity.)
25.47M25.47M25.47M25.45M25.37M25.17M25.14M25.28M25.24M25.21M25.21M25.33M25.33M25.40M25.40M25.54M25.54M28.82M28.66M28.78M
EBITDA
23.89M25.93M28.04M25.26M33.66M35.74M42.01M41.67M40.92M41.41M46.46M47.48M46.93M44.17M44.87M46.39M47.02M48.30M57.41M55.52M

MetroCity Bankshares Income Statement API

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