MetroCity Bankshares (MCBS) Retained Earnings (2018 - 2026)
MetroCity Bankshares (MCBS) posted quarterly Retained Earnings of $589000.0 for Q1 2026, down 99.84% year-over-year from $369.1 million in Q1 2025, and down 64.65% quarter-over-quarter from $1.7 million in Q4 2025.
MetroCity Bankshares (MCBS) Retained Earnings (2018 - 2026) Analysis & Trends
MetroCity Bankshares (MCBS) has reported Retained Earnings for 9 consecutive years, with $589000.0 the latest figure, recorded in Q1 2026.
- In Q1 2026, Retained Earnings fell 99.84% year-over-year to $589000.0; the TTM figure through Mar 2026 stood at $589000.0 (down 99.84% YoY), while the FY2025 annual figure was $1.7 million, down 96.61% from the prior year.
- Retained Earnings fell to $589000.0 in Q1 2026 per MCBS's latest filing, from $1.7 million in the prior quarter.
- Across five years, Retained Earnings topped out at $369.1 million in Q1 2025 and bottomed at $589000.0 in Q1 2026.
- Historically, Retained Earnings has averaged $77.1 million across 5 years, with a median of $30.3 million in 2023.
- Annual changes were most pronounced in 2022 — Retained Earnings soared 27063.1% — and 2026, when it tumbled 99.84%.
- MetroCity Bankshares' Retained Earnings stood at $45.3 million in 2022, then climbed by 0.89% to $45.7 million in 2023, then rose by 7.7% to $49.2 million in 2024, then slumped by 96.61% to $1.7 million in 2025, then plunged by 64.65% to $589000.0 in 2026.
- Business Quant data shows MCBS's Retained Earnings at $589000.0 in Q1 2026, $1.7 million in Q4 2025, and $3.5 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.14 Bn | 84.95 Bn | - | 25.64 Bn |
| 2 | Pnc Financial Services | 97.39 Bn | 97.39 Bn | - | 65.52 Bn |
| 3 | Us Bancorp | 95.69 Bn | 95.69 Bn | - | 83.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 8.37 Bn |
| 5 | NatWest | 74.84 Bn | -144.25 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.83 Bn | -81.48 Bn | - | 43.89 Bn |
| 7 | Nu Holdings | 70.97 Bn | 57.29 Bn | 2.35 Bn | 8.50 Bn |
| 8 | Truist Financial | 61.50 Bn | 61.50 Bn | - | 31.62 Bn |
| 9 | Fifth Third Bancorp | 49.44 Bn | 25.72 Bn | - | 25.65 Bn |
| 10 | MetroCity Bankshares | 1.01 Bn | 743.64 Mn | - | 431.52 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 431.52 Mn |
| Mar 31, 2026 | 589,000.00 |
| Dec 31, 2025 | 1.67 Mn |
| Sep 30, 2025 | 3.51 Mn |
| Jun 30, 2025 | 5.59 Mn |
| Mar 31, 2025 | 369.11 Mn |
| Dec 31, 2024 | 49.22 Mn |
| Sep 30, 2024 | 47.48 Mn |
| Jun 30, 2024 | 336.75 Mn |
| Mar 31, 2024 | 25.35 Mn |
| Dec 31, 2023 | 45.70 Mn |
| Sep 30, 2023 | 30.28 Mn |
| Jun 30, 2023 | 45.52 Mn |
| Mar 31, 2023 | 14.53 Mn |
| Dec 31, 2022 | 45.30 Mn |
| Sep 30, 2022 | 279.48 Mn |
| Jun 30, 2022 | 6.56 Mn |
| Mar 31, 2022 | 4.24 Mn |
| Dec 31, 2021 | -168,000.00 |
| Sep 30, 2021 | 51.18 Mn |