MetroCity Bankshares, Inc. (MCBS) Retained Earnings (2018 - 2026)
MetroCity Bankshares (MCBS) posted Retained Earnings of $431.52 million for Q2 2026, up 13.5% from $380.05 million a year earlier and up 3.3% from the prior quarter.
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Analysis
MetroCity Bankshares, Inc. (MCBS) Retained Earnings (2018 - 2026) Analysis & Trends
At the end of FY2025, MetroCity Bankshares' Retained Earnings came in at $402.68 million, up 12.3% from FY2024.
- Annual Retained Earnings has increased for seven consecutive years, with a five-year compound annual growth rate of 16.4% (FY2020 to FY2025).
- In prior years, MetroCity Bankshares' Retained Earnings was $358.7 million in FY2024 (+13.7%), $315.36 million in FY2023 (+10.3%), $285.83 million in FY2022 (+19.8%) and $238.58 million in FY2021 (+26.4%).
- The Q2 2026 figure stands as the highest quarterly Retained Earnings in data going back to Q4 2018.
- On a year-over-year basis, Retained Earnings has increased in each of the last 24 quarters, with growth averaging 13.0% over the last eight quarters.
- Across the past five years, year-over-year growth in Retained Earnings ran from 10.3% in Q4 2023 to 27.7% in Q1 2022.
- According to Business Quant data, Retained Earnings for the three prior quarters was $417.75 million (Q1 2026), $402.68 million (Q4 2025) and $390.97 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 431.52 Mn |
| Mar 31, 2026 | 417.75 Mn |
| Dec 31, 2025 | 402.68 Mn |
| Sep 30, 2025 | 390.97 Mn |
| Jun 30, 2025 | 380.05 Mn |
| Mar 31, 2025 | 369.11 Mn |
| Dec 31, 2024 | 358.70 Mn |
| Sep 30, 2024 | 348.34 Mn |
| Jun 30, 2024 | 336.75 Mn |
| Mar 31, 2024 | 324.90 Mn |
| Dec 31, 2023 | 315.36 Mn |
| Sep 30, 2023 | 308.59 Mn |
| Jun 30, 2023 | 301.75 Mn |
| Mar 31, 2023 | 293.14 Mn |
| Dec 31, 2022 | 285.83 Mn |
| Sep 30, 2022 | 279.48 Mn |
| Jun 30, 2022 | 266.43 Mn |
| Mar 31, 2022 | 254.17 Mn |
| Dec 31, 2021 | 238.58 Mn |
| Sep 30, 2021 | 224.71 Mn |
API Access
MetroCity Bankshares, Inc. Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=MCBS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "MCBS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=MCBS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();