MetroCity Bankshares (MCBS) Interest Expense - Deposits (2018 - 2026)
MetroCity Bankshares' Interest Expense - Deposits came in at $22.14 million for Q2 2026, up 26.5% from $17.5 million a year earlier and up 0.3% from the prior quarter.
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Analysis
MetroCity Bankshares (MCBS) Interest Expense - Deposits (2018 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, MetroCity Bankshares reported Interest Expense - Deposits of $81.64 million, up 10.8% year-over-year; for FY2025, it came in at $72.9 million, down 8.9% from FY2024.
- Interest Expense - Deposits carries a five-year compound annual growth rate of 46.2% (FY2020 to FY2025).
- Going back by year, Interest Expense - Deposits was $80.06 million in FY2024 (-0.7%), $80.61 million in FY2023 (+242.2%), $23.56 million in FY2022 (+496.7%) and $3.95 million in FY2021 (-63.8%).
- The Q2 2026 figure represents the highest quarterly Interest Expense - Deposits in data going back to Q3 2018.
- Year-over-year, Interest Expense - Deposits has increased for three consecutive quarters, with an average decline of 1.1% over the last eight quarters.
- The fastest year-over-year change in Interest Expense - Deposits over five years came in Q2 2023 (growth of 730.7%), and the weakest in Q3 2021 (a decline of 52.7%).
- Business Quant data shows MCBS's Interest Expense - Deposits at $22.08 million (Q1 2026), $19.62 million (Q4 2025) and $17.8 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 10.76 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 7.37 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 2.70 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 7.85 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 3.48 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 5.10 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 5.52 Bn |
| 10 | MetroCity Bankshares | 986.62 Mn | -278.50 Mn | - | 22.14 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 22.14 Mn |
| Mar 31, 2026 | 22.08 Mn |
| Dec 31, 2025 | 19.62 Mn |
| Sep 30, 2025 | 17.80 Mn |
| Jun 30, 2025 | 17.50 Mn |
| Mar 31, 2025 | 17.98 Mn |
| Dec 31, 2024 | 18.62 Mn |
| Sep 30, 2024 | 19.60 Mn |
| Jun 30, 2024 | 19.74 Mn |
| Mar 31, 2024 | 22.11 Mn |
| Dec 31, 2023 | 21.69 Mn |
| Sep 30, 2023 | 21.74 Mn |
| Jun 30, 2023 | 19.80 Mn |
| Mar 31, 2023 | 17.38 Mn |
| Dec 31, 2022 | 13.07 Mn |
| Sep 30, 2022 | 6.96 Mn |
| Jun 30, 2022 | 2.38 Mn |
| Mar 31, 2022 | 1.14 Mn |
| Dec 31, 2021 | 1.07 Mn |
| Sep 30, 2021 | 968,000.00 |
API Access
MetroCity Bankshares Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=MCBS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "MCBS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=MCBS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();