MetroCity Bankshares (MCBS) Interest Expense - Deposits (2018 - 2026)
MetroCity Bankshares' (MCBS) quarterly Interest Expense - Deposits came in at $22.1 million in Q1 2026, up 22.81% year-on-year from $18.0 million in Q1 2025, and up 12.51% on a QoQ basis from $19.6 million in Q4 2025.
MetroCity Bankshares (MCBS) Interest Expense - Deposits (2018 - 2026) Analysis & Trends
MetroCity Bankshares (MCBS) has 9 years of Interest Expense - Deposits data on file, last reported at $22.1 million in Q1 2026.
- On a quarterly basis, Interest Expense - Deposits rose 22.81% year-over-year to $22.1 million in Q1 2026; TTM through Mar 2026 was $77.0 million, a 1.4% increase from a year earlier, with the FY2025 full-year figure at $72.9 million, down 8.95% from the prior year.
- Interest Expense - Deposits for Q1 2026 stood at $22.1 million, up from $19.6 million in the prior quarter.
- Over the last five years, Interest Expense - Deposits for MCBS reached as high as $22.1 million in Q1 2024 and fell as low as $1.1 million in Q1 2022.
- Historically, Interest Expense - Deposits has averaged $16.4 million across 5 years, with a median of $18.6 million in 2024.
- Across the five-year window, Interest Expense - Deposits surged 1425.55% in 2023 and fell 18.67% in 2025, its largest moves.
- Year by year, Interest Expense - Deposits stood at $13.1 million in 2022, then surged by 65.95% to $21.7 million in 2023, then dropped by 14.17% to $18.6 million in 2024, then climbed by 5.4% to $19.6 million in 2025, then gained by 12.51% to $22.1 million in 2026.
- Per Business Quant data, the three most recent Interest Expense - Deposits figures were $22.1 million in Q1 2026, $19.6 million in Q4 2025, and $17.8 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | - |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | - |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | - |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 3.51 Mn |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 4.61 Mn |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.74 Bn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 2.28 Bn |
| 10 | MetroCity Bankshares | 1.05 Bn | 1.05 Bn | - | 22.08 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 22.08 Mn |
| Dec 31, 2025 | 19.62 Mn |
| Sep 30, 2025 | 17.80 Mn |
| Jun 30, 2025 | 17.50 Mn |
| Mar 31, 2025 | 17.98 Mn |
| Dec 31, 2024 | 18.62 Mn |
| Sep 30, 2024 | 19.60 Mn |
| Jun 30, 2024 | 19.74 Mn |
| Mar 31, 2024 | 22.11 Mn |
| Dec 31, 2023 | 21.69 Mn |
| Sep 30, 2023 | 21.74 Mn |
| Jun 30, 2023 | 19.80 Mn |
| Mar 31, 2023 | 17.38 Mn |
| Dec 31, 2022 | 13.07 Mn |
| Sep 30, 2022 | 6.96 Mn |
| Jun 30, 2022 | 2.38 Mn |
| Mar 31, 2022 | 1.14 Mn |
| Dec 31, 2021 | 1.07 Mn |
| Sep 30, 2021 | 968,000.00 |
| Jun 30, 2021 | 919,000.00 |