MetroCity Bankshares (MCBS) Interest Expense - Deposits (2018 - 2026)
MetroCity Bankshares (MCBS) reported Interest Expense - Deposits of $22.1 million for Q1 2026, up 22.81% year-over-year from $18.0 million in Q1 2025, and up 12.51% on a QoQ basis from $19.6 million in Q4 2025.
MetroCity Bankshares (MCBS) has 9 years of Interest Expense - Deposits data on file, last reported at $22.1 million in Q1 2026.
- Quarterly Interest Expense - Deposits rose 22.81% year-over-year to $22.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $77.0 million (up 1.4% YoY) and the FY2025 annual result came in at $72.9 million, down 8.95% from the prior year.
- Interest Expense - Deposits rose to $22.1 million in Q1 2026 per MCBS's latest filing, from $19.6 million in the prior quarter.
- Across five years, Interest Expense - Deposits topped out at $22.1 million in Q1 2024 and bottomed at $1.1 million in Q1 2022.
- The 5-year median for Interest Expense - Deposits is $18.6 million (2024), against an average of $16.4 million.
- The widest annual swing landed in 2023, when Interest Expense - Deposits surged 1425.55%; it then fell 18.67% in 2025.
- Tracing MCBS's Interest Expense - Deposits over 5 years: stood at $13.1 million in 2022, then soared by 65.95% to $21.7 million in 2023, then declined by 14.17% to $18.6 million in 2024, then grew by 5.4% to $19.6 million in 2025, then advanced by 12.51% to $22.1 million in 2026.
- Per Business Quant, the three latest MCBS Interest Expense - Deposits figures stand at $22.1 million (Q1 2026), $19.6 million (Q4 2025), and $17.8 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 3.51 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 4.61 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.74 Bn |
| 10 | MetroCity Bankshares | 938.93 Mn | 546.36 Mn | - | 22.08 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 22.08 Mn |
| Dec 31, 2025 | 19.62 Mn |
| Sep 30, 2025 | 17.80 Mn |
| Jun 30, 2025 | 17.50 Mn |
| Mar 31, 2025 | 17.98 Mn |
| Dec 31, 2024 | 18.62 Mn |
| Sep 30, 2024 | 19.60 Mn |
| Jun 30, 2024 | 19.74 Mn |
| Mar 31, 2024 | 22.11 Mn |
| Dec 31, 2023 | 21.69 Mn |
| Sep 30, 2023 | 21.74 Mn |
| Jun 30, 2023 | 19.80 Mn |
| Mar 31, 2023 | 17.38 Mn |
| Dec 31, 2022 | 13.07 Mn |
| Sep 30, 2022 | 6.96 Mn |
| Jun 30, 2022 | 2.38 Mn |
| Mar 31, 2022 | 1.14 Mn |
| Dec 31, 2021 | 1.07 Mn |
| Sep 30, 2021 | 968,000.00 |
| Jun 30, 2021 | 919,000.00 |
| Mar 31, 2021 | 992,000.00 |
| Dec 31, 2020 | 1.26 Mn |
| Sep 30, 2020 | 2.05 Mn |
| Jun 30, 2020 | 3.10 Mn |
| Mar 31, 2020 | 4.51 Mn |
| Dec 31, 2019 | 5.58 Mn |
| Sep 30, 2019 | 5.87 Mn |
| Jun 30, 2019 | 5.45 Mn |
| Mar 31, 2019 | 5.06 Mn |
| Dec 31, 2018 | 4.55 Mn |
| Sep 30, 2018 | 3.82 Mn |