MetroCity Bankshares (MCBS) Interest Expense - Deposits (2018 - 2026)

MetroCity Bankshares' (MCBS) quarterly Interest Expense - Deposits came in at $22.1 million in Q1 2026, up 22.81% year-on-year from $18.0 million in Q1 2025, and up 12.51% on a QoQ basis from $19.6 million in Q4 2025.

MetroCity Bankshares (MCBS) Interest Expense - Deposits (2018 - 2026) Analysis & Trends

MetroCity Bankshares (MCBS) has 9 years of Interest Expense - Deposits data on file, last reported at $22.1 million in Q1 2026.

  • On a quarterly basis, Interest Expense - Deposits rose 22.81% year-over-year to $22.1 million in Q1 2026; TTM through Mar 2026 was $77.0 million, a 1.4% increase from a year earlier, with the FY2025 full-year figure at $72.9 million, down 8.95% from the prior year.
  • Interest Expense - Deposits for Q1 2026 stood at $22.1 million, up from $19.6 million in the prior quarter.
  • Over the last five years, Interest Expense - Deposits for MCBS reached as high as $22.1 million in Q1 2024 and fell as low as $1.1 million in Q1 2022.
  • Historically, Interest Expense - Deposits has averaged $16.4 million across 5 years, with a median of $18.6 million in 2024.
  • Across the five-year window, Interest Expense - Deposits surged 1425.55% in 2023 and fell 18.67% in 2025, its largest moves.
  • Year by year, Interest Expense - Deposits stood at $13.1 million in 2022, then surged by 65.95% to $21.7 million in 2023, then dropped by 14.17% to $18.6 million in 2024, then climbed by 5.4% to $19.6 million in 2025, then gained by 12.51% to $22.1 million in 2026.
  • Per Business Quant data, the three most recent Interest Expense - Deposits figures were $22.1 million in Q1 2026, $19.6 million in Q4 2025, and $17.8 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - -
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - 3.51 Mn
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 4.61 Mn
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 1.74 Bn
9 Us Bancorp 99.51 Bn 99.51 Bn - 2.28 Bn
10 MetroCity Bankshares 1.05 Bn 1.05 Bn - 22.08 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 22.08 Mn
Dec 31, 2025 19.62 Mn
Sep 30, 2025 17.80 Mn
Jun 30, 2025 17.50 Mn
Mar 31, 2025 17.98 Mn
Dec 31, 2024 18.62 Mn
Sep 30, 2024 19.60 Mn
Jun 30, 2024 19.74 Mn
Mar 31, 2024 22.11 Mn
Dec 31, 2023 21.69 Mn
Sep 30, 2023 21.74 Mn
Jun 30, 2023 19.80 Mn
Mar 31, 2023 17.38 Mn
Dec 31, 2022 13.07 Mn
Sep 30, 2022 6.96 Mn
Jun 30, 2022 2.38 Mn
Mar 31, 2022 1.14 Mn
Dec 31, 2021 1.07 Mn
Sep 30, 2021 968,000.00
Jun 30, 2021 919,000.00