MetroCity Bankshares (MCBS) Interest Expense - Deposits (2018 - 2026)
MetroCity Bankshares (MCBS) reported Interest Expense - Deposits of $22.1 million for Q1 2026, up 22.81% year-over-year from $18.0 million in Q1 2025, and up 12.51% quarter-over-quarter from $19.6 million in Q4 2025.
MetroCity Bankshares (MCBS) Interest Expense - Deposits (2018 - 2026) Analysis & Trends
MetroCity Bankshares (MCBS) has 9 years of Interest Expense - Deposits data on file, last reported at $22.1 million in Q1 2026.
- Interest Expense - Deposits for Q1 2026 came in at $22.1 million, up 22.81% year-over-year; the trailing twelve-month figure through Mar 2026 was $77.0 million (up 1.4% YoY), and the FY2025 annual result was $72.9 million, down 8.95% from the prior year.
- Interest Expense - Deposits improved to $22.1 million in Q1 2026 per MCBS's latest filing, from $19.6 million in the prior quarter.
- Over five years, Interest Expense - Deposits peaked at $22.1 million in Q1 2024 and troughed at $1.1 million in Q1 2022.
- A 5-year average of $16.4 million and a median of $18.6 million in 2024 frame the typical range for Interest Expense - Deposits.
- The sharpest annual moves came in 2023 and 2025: Interest Expense - Deposits jumped 1425.55% in 2023, then decreased 18.67% in 2025.
- A 5-year view of Interest Expense - Deposits shows it stood at $13.1 million in 2022, then surged by 65.95% to $21.7 million in 2023, then retreated by 14.17% to $18.6 million in 2024, then rose by 5.4% to $19.6 million in 2025, then grew by 12.51% to $22.1 million in 2026.
- Business Quant data shows MCBS's Interest Expense - Deposits at $22.1 million in Q1 2026, $19.6 million in Q4 2025, and $17.8 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 3.51 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 4.61 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 2.05 Bn |
| 10 | MetroCity Bankshares | 989.44 Mn | 596.87 Mn | - | 22.08 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 22.08 Mn |
| Dec 31, 2025 | 19.62 Mn |
| Sep 30, 2025 | 17.80 Mn |
| Jun 30, 2025 | 17.50 Mn |
| Mar 31, 2025 | 17.98 Mn |
| Dec 31, 2024 | 18.62 Mn |
| Sep 30, 2024 | 19.60 Mn |
| Jun 30, 2024 | 19.74 Mn |
| Mar 31, 2024 | 22.11 Mn |
| Dec 31, 2023 | 21.69 Mn |
| Sep 30, 2023 | 21.74 Mn |
| Jun 30, 2023 | 19.80 Mn |
| Mar 31, 2023 | 17.38 Mn |
| Dec 31, 2022 | 13.07 Mn |
| Sep 30, 2022 | 6.96 Mn |
| Jun 30, 2022 | 2.38 Mn |
| Mar 31, 2022 | 1.14 Mn |
| Dec 31, 2021 | 1.07 Mn |
| Sep 30, 2021 | 968,000.00 |
| Jun 30, 2021 | 919,000.00 |