MetroCity Bankshares (MCBS) Interest Expense - Deposits (2018 - 2026)

MetroCity Bankshares (MCBS) reported Interest Expense - Deposits of $22.1 million for Q1 2026, up 22.81% year-over-year from $18.0 million in Q1 2025, and up 12.51% on a QoQ basis from $19.6 million in Q4 2025.

MetroCity Bankshares (MCBS) has 9 years of Interest Expense - Deposits data on file, last reported at $22.1 million in Q1 2026.

  • Quarterly Interest Expense - Deposits rose 22.81% year-over-year to $22.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $77.0 million (up 1.4% YoY) and the FY2025 annual result came in at $72.9 million, down 8.95% from the prior year.
  • Interest Expense - Deposits rose to $22.1 million in Q1 2026 per MCBS's latest filing, from $19.6 million in the prior quarter.
  • Across five years, Interest Expense - Deposits topped out at $22.1 million in Q1 2024 and bottomed at $1.1 million in Q1 2022.
  • The 5-year median for Interest Expense - Deposits is $18.6 million (2024), against an average of $16.4 million.
  • The widest annual swing landed in 2023, when Interest Expense - Deposits surged 1425.55%; it then fell 18.67% in 2025.
  • Tracing MCBS's Interest Expense - Deposits over 5 years: stood at $13.1 million in 2022, then soared by 65.95% to $21.7 million in 2023, then declined by 14.17% to $18.6 million in 2024, then grew by 5.4% to $19.6 million in 2025, then advanced by 12.51% to $22.1 million in 2026.
  • Per Business Quant, the three latest MCBS Interest Expense - Deposits figures stand at $22.1 million (Q1 2026), $19.6 million (Q4 2025), and $17.8 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 3.51 Mn
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 4.61 Mn
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 1.74 Bn
10 MetroCity Bankshares 938.93 Mn 546.36 Mn - 22.08 Mn

Historic Data

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DateValue
Mar 31, 2026 22.08 Mn
Dec 31, 2025 19.62 Mn
Sep 30, 2025 17.80 Mn
Jun 30, 2025 17.50 Mn
Mar 31, 2025 17.98 Mn
Dec 31, 2024 18.62 Mn
Sep 30, 2024 19.60 Mn
Jun 30, 2024 19.74 Mn
Mar 31, 2024 22.11 Mn
Dec 31, 2023 21.69 Mn
Sep 30, 2023 21.74 Mn
Jun 30, 2023 19.80 Mn
Mar 31, 2023 17.38 Mn
Dec 31, 2022 13.07 Mn
Sep 30, 2022 6.96 Mn
Jun 30, 2022 2.38 Mn
Mar 31, 2022 1.14 Mn
Dec 31, 2021 1.07 Mn
Sep 30, 2021 968,000.00
Jun 30, 2021 919,000.00
Mar 31, 2021 992,000.00
Dec 31, 2020 1.26 Mn
Sep 30, 2020 2.05 Mn
Jun 30, 2020 3.10 Mn
Mar 31, 2020 4.51 Mn
Dec 31, 2019 5.58 Mn
Sep 30, 2019 5.87 Mn
Jun 30, 2019 5.45 Mn
Mar 31, 2019 5.06 Mn
Dec 31, 2018 4.55 Mn
Sep 30, 2018 3.82 Mn