MetroCity Bankshares (MCBS) Interest Expense - Deposits (2018 - 2026)
MetroCity Bankshares (MCBS) posted quarterly Interest Expense - Deposits of $22.1 million for Q1 2026, up 22.81% year-over-year from $18.0 million in Q1 2025, and up 12.51% quarter-over-quarter from $19.6 million in Q4 2025.
MetroCity Bankshares (MCBS) Interest Expense - Deposits (2018 - 2026) Analysis & Trends
MetroCity Bankshares (MCBS) has reported Interest Expense - Deposits for 9 consecutive years, with $22.1 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Expense - Deposits rose 22.81% year-over-year to $22.1 million; the TTM figure through Mar 2026 stood at $77.0 million (up 1.4% YoY), while the FY2025 annual figure was $72.9 million, down 8.95% from the prior year.
- Interest Expense - Deposits advanced to $22.1 million in Q1 2026 per MCBS's latest filing, from $19.6 million in the prior quarter.
- Across five years, Interest Expense - Deposits topped out at $22.1 million in Q1 2024 and bottomed at $1.1 million in Q1 2022.
- Historically, Interest Expense - Deposits has averaged $16.4 million across 5 years, with a median of $18.6 million in 2024.
- Annual changes were most pronounced in 2023 — Interest Expense - Deposits jumped 1425.55% — and 2025, when it decreased 18.67%.
- MetroCity Bankshares' Interest Expense - Deposits stood at $13.1 million in 2022, then soared by 65.95% to $21.7 million in 2023, then decreased by 14.17% to $18.6 million in 2024, then gained by 5.4% to $19.6 million in 2025, then increased by 12.51% to $22.1 million in 2026.
- Business Quant data shows MCBS's Interest Expense - Deposits at $22.1 million in Q1 2026, $19.6 million in Q4 2025, and $17.8 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 1.68 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 2.33 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.58 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 891.00 Mn |
| 10 | MetroCity Bankshares | 1.02 Bn | 751.54 Mn | - | 22.14 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 22.14 Mn |
| Mar 31, 2026 | 22.08 Mn |
| Dec 31, 2025 | 19.62 Mn |
| Sep 30, 2025 | 17.80 Mn |
| Jun 30, 2025 | 17.50 Mn |
| Mar 31, 2025 | 17.98 Mn |
| Dec 31, 2024 | 18.62 Mn |
| Sep 30, 2024 | 19.60 Mn |
| Jun 30, 2024 | 19.74 Mn |
| Mar 31, 2024 | 22.11 Mn |
| Dec 31, 2023 | 21.69 Mn |
| Sep 30, 2023 | 21.74 Mn |
| Jun 30, 2023 | 19.80 Mn |
| Mar 31, 2023 | 17.38 Mn |
| Dec 31, 2022 | 13.07 Mn |
| Sep 30, 2022 | 6.96 Mn |
| Jun 30, 2022 | 2.38 Mn |
| Mar 31, 2022 | 1.14 Mn |
| Dec 31, 2021 | 1.07 Mn |
| Sep 30, 2021 | 968,000.00 |