MetroCity Bankshares (MCBS) FCF Payout Ratio (2018 - 2026)
MetroCity Bankshares' (MCBS) quarterly FCF Payout Ratio came in at 0.36 in Q2 2026, down 13.22% year-over-year from 0.41 in Q2 2025, and up 129.01% quarter-over-quarter from 0.16 in Q1 2026.
Analysis
MetroCity Bankshares (MCBS) FCF Payout Ratio (2018 - 2026) Analysis & Trends
MetroCity Bankshares (MCBS) has reported FCF Payout Ratio for 9 consecutive years, with 0.36 the latest figure, recorded in Q2 2026.
- On a quarterly basis, FCF Payout Ratio fell 13.22% year-over-year to 0.36 in Q2 2026; TTM through Jun 2026 was 0.35, a 49.05% decrease from a year earlier, with the FY2025 full-year figure at 0.67, up 96.91% from the prior year.
- FCF Payout Ratio was 0.36 for Q2 2026 at MetroCity Bankshares, up from 0.16 in the prior quarter.
- Over five years, FCF Payout Ratio peaked at 0.5 in Q1 2025 and troughed at 1.2 in Q3 2022.
- A 5-year average of 0.03 and a median of 0.15 in 2024 frame the typical range for FCF Payout Ratio.
- Across the five-year window, FCF Payout Ratio soared 359.6% in 2023 and slumped 473.51% in 2025, its largest moves.
- Over 5 years, FCF Payout Ratio stood at 0.39 in 2022, then declined by 27.82% to 0.5 in 2023, then soared by 163.17% to 0.31 in 2024, then tumbled by 473.51% to 1.17 in 2025, then surged by 130.43% to 0.36 in 2026.
- The last three FCF Payout Ratio figures came in at 0.36 (Q2 2026), 0.16 (Q1 2026), and 1.17 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | - |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 0.67 |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | - |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 0.17 |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 0.32 |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 0.29 |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 0.74 |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | 0.06 |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 1.11 |
| 10 | MetroCity Bankshares | 1.00 Bn | 737.19 Mn | - | 0.36 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.36 |
| Mar 31, 2026 | 0.16 |
| Dec 31, 2025 | -1.17 |
| Sep 30, 2025 | 0.39 |
| Jun 30, 2025 | 0.41 |
| Mar 31, 2025 | 0.50 |
| Dec 31, 2024 | 0.31 |
| Sep 30, 2024 | -0.43 |
| Jun 30, 2024 | 0.27 |
| Mar 31, 2024 | 0.14 |
| Dec 31, 2023 | -0.50 |
| Sep 30, 2023 | 0.28 |
| Jun 30, 2023 | 0.10 |
| Mar 31, 2023 | 0.19 |
| Dec 31, 2022 | -0.39 |
| Sep 30, 2022 | -1.20 |
| Jun 30, 2022 | 0.08 |
| Mar 31, 2022 | 0.04 |
| Dec 31, 2021 | 0.34 |
| Sep 30, 2021 | 0.70 |