MetroCity Bankshares (MCBS) FCF Payout Ratio (2018 - 2026)

MetroCity Bankshares (MCBS) reported FCF Payout Ratio of 0.15 for Q1 2026, down 68.64% year-over-year from 0.49 in Q1 2025, and up 112.36% quarter-over-quarter from 1.25 in Q4 2025.

MetroCity Bankshares (MCBS) FCF Payout Ratio (2018 - 2026) Analysis & Trends

MetroCity Bankshares (MCBS) has 9 years of FCF Payout Ratio data on file, last reported at 0.15 in Q1 2026.

  • FCF Payout Ratio for Q1 2026 came in at 0.15, down 68.64% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.36 (down 37.15% YoY), and the FY2025 annual result was 0.67, up 96.91% from the prior year.
  • FCF Payout Ratio rose to 0.15 in Q1 2026 per MCBS's latest filing, from 1.25 in the prior quarter.
  • Over five years, FCF Payout Ratio peaked at 0.49 in Q1 2025 and troughed at 1.25 in Q4 2025.
  • A 5-year average of 0.05 and a median of 0.14 in 2024 frame the typical range for FCF Payout Ratio.
  • The sharpest annual moves came in 2023 and 2025: FCF Payout Ratio surged 356.38% in 2023, then sank 495.43% in 2025.
  • A 5-year view of FCF Payout Ratio shows it stood at 0.39 in 2022, then fell by 24.03% to 0.49 in 2023, then jumped by 165.2% to 0.32 in 2024, then slumped by 495.43% to 1.25 in 2025, then surged by 112.36% to 0.15 in 2026.
  • Business Quant data shows MCBS's FCF Payout Ratio at 0.15 in Q1 2026, 1.25 in Q4 2025, and 0.39 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 MetroCity Bankshares 989.44 Mn 596.87 Mn - 0.15

Historic Data

Download Data
DateValue
Mar 31, 2026 0.15
Dec 31, 2025 -1.25
Sep 30, 2025 0.39
Jun 30, 2025 0.41
Mar 31, 2025 0.49
Dec 31, 2024 0.32
Sep 30, 2024 -0.43
Jun 30, 2024 0.27
Mar 31, 2024 0.14
Dec 31, 2023 -0.49
Sep 30, 2023 0.28
Jun 30, 2023 0.10
Mar 31, 2023 0.19
Dec 31, 2022 -0.39
Sep 30, 2022 -1.20
Jun 30, 2022 0.08
Mar 31, 2022 0.04
Dec 31, 2021 0.34
Sep 30, 2021 0.70
Jun 30, 2021 0.10