MetroCity Bankshares (MCBS) FCF Payout Ratio (2018 - 2026)

MetroCity Bankshares' (MCBS) quarterly FCF Payout Ratio came in at 0.16 in Q1 2026, down 68.44% year-on-year from 0.49 in Q1 2025, and up 113.94% on a QoQ basis from 1.12 in Q4 2025.

MetroCity Bankshares (MCBS) FCF Payout Ratio (2018 - 2026) Analysis & Trends

MetroCity Bankshares (MCBS) has 9 years of FCF Payout Ratio data on file, last reported at 0.16 in Q1 2026.

  • On a quarterly basis, FCF Payout Ratio fell 68.44% year-over-year to 0.16 in Q1 2026; TTM through Mar 2026 was 0.36, a 38.66% decrease from a year earlier, with the FY2025 full-year figure at 0.66, up 94.99% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.16, up from 1.12 in the prior quarter.
  • Over the last five years, FCF Payout Ratio for MCBS reached as high as 0.49 in Q1 2025 and fell as low as 1.2 in Q3 2022.
  • Historically, FCF Payout Ratio has averaged 0.05 across 5 years, with a median of 0.14 in 2024.
  • Across the five-year window, FCF Payout Ratio surged 359.6% in 2023 and tumbled 455.32% in 2025, its largest moves.
  • Year by year, FCF Payout Ratio stood at 0.39 in 2022, then slipped by 27.82% to 0.5 in 2023, then jumped by 163.31% to 0.31 in 2024, then tumbled by 455.32% to 1.12 in 2025, then surged by 113.94% to 0.16 in 2026.
  • Per Business Quant data, the three most recent FCF Payout Ratio figures were 0.16 in Q1 2026, 1.12 in Q4 2025, and 0.39 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 MetroCity Bankshares 1.04 Bn 1.03 Bn - 0.16

Historic Data

Download Data
DateValue
Mar 31, 2026 0.16
Dec 31, 2025 -1.12
Sep 30, 2025 0.39
Jun 30, 2025 0.41
Mar 31, 2025 0.49
Dec 31, 2024 0.31
Sep 30, 2024 -0.43
Jun 30, 2024 0.27
Mar 31, 2024 0.14
Dec 31, 2023 -0.50
Sep 30, 2023 0.28
Jun 30, 2023 0.10
Mar 31, 2023 0.19
Dec 31, 2022 -0.39
Sep 30, 2022 -1.20
Jun 30, 2022 0.08
Mar 31, 2022 0.04
Dec 31, 2021 0.34
Sep 30, 2021 0.70
Jun 30, 2021 0.10