MetroCity Bankshares (MCBS) FCF Payout Ratio (2018 - 2026)
MetroCity Bankshares (MCBS) posted quarterly FCF Payout Ratio of 0.16 for Q1 2026, down 68.44% year-over-year from 0.49 in Q1 2025, and up 113.94% quarter-over-quarter from 1.12 in Q4 2025.
MetroCity Bankshares (MCBS) FCF Payout Ratio (2018 - 2026) Analysis & Trends
MetroCity Bankshares (MCBS) has reported FCF Payout Ratio for 9 consecutive years, with 0.16 the latest figure, recorded in Q1 2026.
- In Q1 2026, FCF Payout Ratio fell 68.44% year-over-year to 0.16; the TTM figure through Mar 2026 stood at 0.36 (down 38.66% YoY), while the FY2025 annual figure was 0.66, up 94.99% from the prior year.
- FCF Payout Ratio improved to 0.16 in Q1 2026 per MCBS's latest filing, from 1.12 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 0.49 in Q1 2025 and bottomed at 1.2 in Q3 2022.
- Historically, FCF Payout Ratio has averaged 0.05 across 5 years, with a median of 0.14 in 2024.
- Annual changes were most pronounced in 2023 — FCF Payout Ratio jumped 359.6% — and 2025, when it sank 455.32%.
- MetroCity Bankshares' FCF Payout Ratio stood at 0.39 in 2022, then retreated by 27.82% to 0.5 in 2023, then surged by 163.31% to 0.31 in 2024, then tumbled by 455.32% to 1.12 in 2025, then soared by 113.94% to 0.16 in 2026.
- Business Quant data shows MCBS's FCF Payout Ratio at 0.16 in Q1 2026, 1.12 in Q4 2025, and 0.39 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | MetroCity Bankshares | 1.02 Bn | 752.11 Mn | - | 0.36 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.36 |
| Mar 31, 2026 | 0.16 |
| Dec 31, 2025 | -1.12 |
| Sep 30, 2025 | 0.39 |
| Jun 30, 2025 | 0.41 |
| Mar 31, 2025 | 0.49 |
| Dec 31, 2024 | 0.31 |
| Sep 30, 2024 | -0.43 |
| Jun 30, 2024 | 0.27 |
| Mar 31, 2024 | 0.14 |
| Dec 31, 2023 | -0.50 |
| Sep 30, 2023 | 0.28 |
| Jun 30, 2023 | 0.10 |
| Mar 31, 2023 | 0.19 |
| Dec 31, 2022 | -0.39 |
| Sep 30, 2022 | -1.20 |
| Jun 30, 2022 | 0.08 |
| Mar 31, 2022 | 0.04 |
| Dec 31, 2021 | 0.34 |
| Sep 30, 2021 | 0.70 |