MetroCity Bankshares (MCBS) FCF Payout Ratio (2018 - 2026)

MetroCity Bankshares (MCBS) reported FCF Payout Ratio of 0.15 for Q1 2026, down 68.64% year-over-year from 0.49 in Q1 2025, and up 112.36% on a QoQ basis from 1.25 in Q4 2025.

MetroCity Bankshares (MCBS) has 9 years of FCF Payout Ratio data on file, last reported at 0.15 in Q1 2026.

  • Quarterly FCF Payout Ratio fell 68.64% year-over-year to 0.15 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.36 (down 37.15% YoY) and the FY2025 annual result came in at 0.67, up 96.91% from the prior year.
  • FCF Payout Ratio grew to 0.15 in Q1 2026 per MCBS's latest filing, from 1.25 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 0.49 in Q1 2025 and bottomed at 1.25 in Q4 2025.
  • The 5-year median for FCF Payout Ratio is 0.14 (2024), against an average of 0.05.
  • The widest annual swing landed in 2023, when FCF Payout Ratio soared 356.38%; it then tumbled 495.43% in 2025.
  • Tracing MCBS's FCF Payout Ratio over 5 years: stood at 0.39 in 2022, then dropped by 24.03% to 0.49 in 2023, then surged by 165.2% to 0.32 in 2024, then plunged by 495.43% to 1.25 in 2025, then soared by 112.36% to 0.15 in 2026.
  • Per Business Quant, the three latest MCBS FCF Payout Ratio figures stand at 0.15 (Q1 2026), 1.25 (Q4 2025), and 0.39 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 5.86
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 0.18
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.19
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.36
10 MetroCity Bankshares 938.93 Mn 546.36 Mn - 0.15

Historic Data

Download Data 🔒
DateValue
Mar 31, 2026 0.15
Dec 31, 2025 -1.25
Sep 30, 2025 0.39
Jun 30, 2025 0.41
Mar 31, 2025 0.49
Dec 31, 2024 0.32
Sep 30, 2024 -0.43
Jun 30, 2024 0.27
Mar 31, 2024 0.14
Dec 31, 2023 -0.49
Sep 30, 2023 0.28
Jun 30, 2023 0.10
Mar 31, 2023 0.19
Dec 31, 2022 -0.39
Sep 30, 2022 -1.20
Jun 30, 2022 0.08
Mar 31, 2022 0.04
Dec 31, 2021 0.34
Sep 30, 2021 0.70
Jun 30, 2021 0.10
Mar 31, 2021 0.10
Dec 31, 2020 0.26
Sep 30, 2020 0.05
Jun 30, 2020 -0.16
Mar 31, 2020 0.03
Dec 31, 2019 -0.04
Sep 30, 2019 0.03
Jun 30, 2019 0.03
Mar 31, 2019 -0.04
Dec 31, 2018 -0.02