MetroCity Bankshares (MCBS) FCF Payout Ratio (2018 - 2026)
MetroCity Bankshares (MCBS) reported FCF Payout Ratio of 0.15 for Q1 2026, down 68.64% year-over-year from 0.49 in Q1 2025, and up 112.36% on a QoQ basis from 1.25 in Q4 2025.
MetroCity Bankshares (MCBS) has 9 years of FCF Payout Ratio data on file, last reported at 0.15 in Q1 2026.
- Quarterly FCF Payout Ratio fell 68.64% year-over-year to 0.15 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.36 (down 37.15% YoY) and the FY2025 annual result came in at 0.67, up 96.91% from the prior year.
- FCF Payout Ratio grew to 0.15 in Q1 2026 per MCBS's latest filing, from 1.25 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 0.49 in Q1 2025 and bottomed at 1.25 in Q4 2025.
- The 5-year median for FCF Payout Ratio is 0.14 (2024), against an average of 0.05.
- The widest annual swing landed in 2023, when FCF Payout Ratio soared 356.38%; it then tumbled 495.43% in 2025.
- Tracing MCBS's FCF Payout Ratio over 5 years: stood at 0.39 in 2022, then dropped by 24.03% to 0.49 in 2023, then surged by 165.2% to 0.32 in 2024, then plunged by 495.43% to 1.25 in 2025, then soared by 112.36% to 0.15 in 2026.
- Per Business Quant, the three latest MCBS FCF Payout Ratio figures stand at 0.15 (Q1 2026), 1.25 (Q4 2025), and 0.39 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 0.18 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.19 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.36 |
| 10 | MetroCity Bankshares | 938.93 Mn | 546.36 Mn | - | 0.15 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.15 |
| Dec 31, 2025 | -1.25 |
| Sep 30, 2025 | 0.39 |
| Jun 30, 2025 | 0.41 |
| Mar 31, 2025 | 0.49 |
| Dec 31, 2024 | 0.32 |
| Sep 30, 2024 | -0.43 |
| Jun 30, 2024 | 0.27 |
| Mar 31, 2024 | 0.14 |
| Dec 31, 2023 | -0.49 |
| Sep 30, 2023 | 0.28 |
| Jun 30, 2023 | 0.10 |
| Mar 31, 2023 | 0.19 |
| Dec 31, 2022 | -0.39 |
| Sep 30, 2022 | -1.20 |
| Jun 30, 2022 | 0.08 |
| Mar 31, 2022 | 0.04 |
| Dec 31, 2021 | 0.34 |
| Sep 30, 2021 | 0.70 |
| Jun 30, 2021 | 0.10 |
| Mar 31, 2021 | 0.10 |
| Dec 31, 2020 | 0.26 |
| Sep 30, 2020 | 0.05 |
| Jun 30, 2020 | -0.16 |
| Mar 31, 2020 | 0.03 |
| Dec 31, 2019 | -0.04 |
| Sep 30, 2019 | 0.03 |
| Jun 30, 2019 | 0.03 |
| Mar 31, 2019 | -0.04 |
| Dec 31, 2018 | -0.02 |