MetroCity Bankshares (MCBS) Times Interest Earned (2018 - 2026)

MetroCity Bankshares (MCBS) reported Times Interest Earned of $2.14 for Q1 2026, up 6.74% year-over-year from $2.01 in Q1 2025, and up 9.77% on a QoQ basis from $1.95 in Q4 2025.

MetroCity Bankshares (MCBS) has 9 years of Times Interest Earned data on file, last reported at $2.14 in Q1 2026.

  • Quarterly Times Interest Earned rose 6.74% year-over-year to $2.14 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $2.06 (up 4.55% YoY) and the FY2025 annual result came in at $0.22, up 11.32% from the prior year.
  • Times Interest Earned rose to $2.14 in Q1 2026 per MCBS's latest filing, from $1.95 in the prior quarter.
  • Across five years, Times Interest Earned topped out at $21.02 in Q1 2022 and bottomed at $1.64 in Q3 2023.
  • The 5-year median for Times Interest Earned is $2.01 (2025), against an average of $3.59.
  • The widest annual swing landed in 2022, when Times Interest Earned climbed 28.95%; it then slumped 90.04% in 2023.
  • Tracing MCBS's Times Interest Earned over 5 years: stood at $2.3 in 2022, then declined by 28.02% to $1.66 in 2023, then gained by 16.12% to $1.92 in 2024, then gained by 1.31% to $1.95 in 2025, then increased by 9.77% to $2.14 in 2026.
  • Per Business Quant, the three latest MCBS Times Interest Earned figures stand at $2.14 (Q1 2026), $1.95 (Q4 2025), and $2.07 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -3.29
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 2.53
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 2.21
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 1.32
8 KB Financial 150.02 Bn 142.15 Bn - -36.40
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 1.88
10 MetroCity Bankshares 938.93 Mn 546.36 Mn - 2.14

Historic Data

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DateValue
Mar 31, 2026 2.14
Dec 31, 2025 1.95
Sep 30, 2025 2.07
Jun 30, 2025 2.08
Mar 31, 2025 2.01
Dec 31, 2024 1.92
Sep 30, 2024 1.96
Jun 30, 2024 2.00
Mar 31, 2024 1.81
Dec 31, 2023 1.66
Sep 30, 2023 1.64
Jun 30, 2023 1.83
Mar 31, 2023 2.09
Dec 31, 2022 2.30
Sep 30, 2022 3.81
Jun 30, 2022 8.76
Mar 31, 2022 21.02
Dec 31, 2021 20.46
Sep 30, 2021 20.41
Jun 30, 2021 18.99
Mar 31, 2021 16.30
Dec 31, 2020 9.88
Sep 30, 2020 6.61
Jun 30, 2020 4.26
Mar 31, 2020 3.88
Dec 31, 2019 3.55
Sep 30, 2019 3.84
Jun 30, 2019 4.13
Mar 31, 2019 3.41
Dec 31, 2018 3.87
Sep 30, 2018 4.46