MetroCity Bankshares (MCBS) Times Interest Earned (2018 - 2026)
MetroCity Bankshares (MCBS) reported Times Interest Earned of $2.14 for Q1 2026, up 6.74% year-over-year from $2.01 in Q1 2025, and up 9.77% quarter-over-quarter from $1.95 in Q4 2025.
MetroCity Bankshares (MCBS) Times Interest Earned (2018 - 2026) Analysis & Trends
MetroCity Bankshares (MCBS) has 9 years of Times Interest Earned data on file, last reported at $2.14 in Q1 2026.
- Times Interest Earned for Q1 2026 came in at $2.14, up 6.74% year-over-year; the trailing twelve-month figure through Mar 2026 was $2.06 (up 4.55% YoY), and the FY2025 annual result was $0.22, up 11.32% from the prior year.
- Times Interest Earned improved to $2.14 in Q1 2026 per MCBS's latest filing, from $1.95 in the prior quarter.
- Over five years, Times Interest Earned peaked at $21.02 in Q1 2022 and troughed at $1.64 in Q3 2023.
- A 5-year average of $3.59 and a median of $2.01 in 2025 frame the typical range for Times Interest Earned.
- The sharpest annual moves came in 2022 and 2023: Times Interest Earned increased 28.95% in 2022, then plunged 90.04% in 2023.
- A 5-year view of Times Interest Earned shows it stood at $2.3 in 2022, then retreated by 28.02% to $1.66 in 2023, then climbed by 16.12% to $1.92 in 2024, then climbed by 1.31% to $1.95 in 2025, then gained by 9.77% to $2.14 in 2026.
- Business Quant data shows MCBS's Times Interest Earned at $2.14 in Q1 2026, $1.95 in Q4 2025, and $2.07 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | MetroCity Bankshares | 989.44 Mn | 596.87 Mn | - | 2.14 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.14 |
| Dec 31, 2025 | 1.95 |
| Sep 30, 2025 | 2.07 |
| Jun 30, 2025 | 2.08 |
| Mar 31, 2025 | 2.01 |
| Dec 31, 2024 | 1.92 |
| Sep 30, 2024 | 1.96 |
| Jun 30, 2024 | 2.00 |
| Mar 31, 2024 | 1.81 |
| Dec 31, 2023 | 1.66 |
| Sep 30, 2023 | 1.64 |
| Jun 30, 2023 | 1.83 |
| Mar 31, 2023 | 2.09 |
| Dec 31, 2022 | 2.30 |
| Sep 30, 2022 | 3.81 |
| Jun 30, 2022 | 8.76 |
| Mar 31, 2022 | 21.02 |
| Dec 31, 2021 | 20.46 |
| Sep 30, 2021 | 20.41 |
| Jun 30, 2021 | 18.99 |