MetroCity Bankshares (MCBS) Times Interest Earned (2018 - 2026)
MetroCity Bankshares' (MCBS) quarterly Times Interest Earned came in at $2.12 in Q1 2026, up 5.65% year-on-year from $2.0 in Q1 2025, and up 226.24% on a QoQ basis from -$1.68 in Q4 2025.
MetroCity Bankshares (MCBS) Times Interest Earned (2018 - 2026) Analysis & Trends
MetroCity Bankshares (MCBS) has 9 years of Times Interest Earned data on file, last reported at $2.12 in Q1 2026.
- On a quarterly basis, Times Interest Earned rose 5.65% year-over-year to $2.12 in Q1 2026; TTM through Mar 2026 was $2.4, a 103.24% increase from a year earlier, with the FY2025 full-year figure at $2.01, up 5.14% from the prior year.
- Times Interest Earned for Q1 2026 stood at $2.12, up from -$1.68 in the prior quarter.
- Over the last five years, Times Interest Earned for MCBS reached as high as $8.59 in Q1 2022 and fell as low as -$1.68 in Q4 2025.
- Historically, Times Interest Earned has averaged $2.7 across 5 years, with a median of $2.12 in 2026.
- Across the five-year window, Times Interest Earned surged 154.29% in 2022 and plunged 338.79% in 2025, its largest moves.
- Year by year, Times Interest Earned stood at $2.57 in 2022, then sank by 53.3% to $1.2 in 2023, then tumbled by 41.42% to $0.7 in 2024, then plunged by 338.79% to -$1.68 in 2025, then soared by 226.24% to $2.12 in 2026.
- Per Business Quant data, the three most recent Times Interest Earned figures were $2.12 in Q1 2026, -$1.68 in Q4 2025, and $3.78 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | MetroCity Bankshares | 1.04 Bn | 1.03 Bn | - | 2.12 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.12 |
| Dec 31, 2025 | -1.68 |
| Sep 30, 2025 | 3.78 |
| Jun 30, 2025 | 2.08 |
| Mar 31, 2025 | 2.00 |
| Dec 31, 2024 | 0.70 |
| Sep 30, 2024 | 1.96 |
| Jun 30, 2024 | 2.00 |
| Mar 31, 2024 | 1.78 |
| Dec 31, 2023 | 1.20 |
| Sep 30, 2023 | 2.92 |
| Jun 30, 2023 | 3.14 |
| Mar 31, 2023 | 2.15 |
| Dec 31, 2022 | 2.57 |
| Sep 30, 2022 | 7.54 |
| Jun 30, 2022 | 3.09 |
| Mar 31, 2022 | 8.59 |
| Dec 31, 2021 | 3.94 |
| Sep 30, 2021 | 2.97 |
| Jun 30, 2021 | 2.64 |