MetroCity Bankshares (MCBS) Provisions (2018 - 2026)

MetroCity Bankshares' (MCBS) quarterly Provisions came in at -$869000.0 in Q1 2026, down 743.7% year-on-year from $135000.0 in Q1 2025, and down 2996.67% on a QoQ basis from $30000.0 in Q4 2025.

MetroCity Bankshares (MCBS) Provisions (2018 - 2026) Analysis & Trends

MetroCity Bankshares (MCBS) has 9 years of Provisions data on file, last reported at -$869000.0 in Q1 2026.

  • On a quarterly basis, Provisions fell 743.7% year-over-year to -$869000.0 in Q1 2026; TTM through Mar 2026 was -$1.2 million, a 231.73% decrease from a year earlier, with the FY2025 full-year figure at -$336000.0, down 150.3% from the prior year.
  • Provisions for Q1 2026 stood at -$869000.0, down from $30000.0 in the prior quarter.
  • Over the last five years, Provisions for MCBS reached as high as $838000.0 in Q4 2023 and fell as low as -$1.7 million in Q3 2022.
  • Historically, Provisions has averaged -$214750.0 across 5 years, with a median of -$134000.0 in 2024.
  • Across the five-year window, Provisions soared 268.75% in 2025 and sank 743.7% in 2026, its largest moves.
  • Year by year, Provisions stood at -$1.2 million in 2022, then surged by 171.75% to $838000.0 in 2023, then tumbled by 69.69% to $254000.0 in 2024, then tumbled by 88.19% to $30000.0 in 2025, then sank by 2996.67% to -$869000.0 in 2026.
  • Per Business Quant data, the three most recent Provisions figures were -$869000.0 in Q1 2026, $30000.0 in Q4 2025, and -$581000.0 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - -
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - 350,000.00
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 570,000.00
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 188.00 Mn
9 Us Bancorp 99.51 Bn 99.51 Bn - 576.00 Mn
10 MetroCity Bankshares 1.05 Bn 1.05 Bn - -869,000.00

Historic Data

Download Data
DateValue
Mar 31, 2026 -869,000.00
Dec 31, 2025 30,000.00
Sep 30, 2025 -581,000.00
Jun 30, 2025 216,000.00
Mar 31, 2025 135,000.00
Dec 31, 2024 254,000.00
Sep 30, 2024 653,000.00
Jun 30, 2024 -128,000.00
Mar 31, 2024 -140,000.00
Dec 31, 2023 838,000.00
Sep 30, 2023 -435,000.00
Jun 30, 2023 -418,000.00
Dec 31, 2022 -1.17 Mn
Sep 30, 2022 -1.70 Mn
Jun 30, 2022 -224,000.00
Mar 31, 2022 104,000.00
Dec 31, 2021 546,000.00
Sep 30, 2021 2.58 Mn
Jun 30, 2021 2.21 Mn
Mar 31, 2021 1.60 Mn