MetroCity Bankshares (MCBS) Provisions (2018 - 2026)
MetroCity Bankshares (MCBS) posted quarterly Provisions of -$869000.0 for Q1 2026, down 743.7% year-over-year from $135000.0 in Q1 2025, and down 2128.21% quarter-over-quarter from -$39000.0 in Q4 2025.
MetroCity Bankshares (MCBS) Provisions (2018 - 2026) Analysis & Trends
MetroCity Bankshares (MCBS) has reported Provisions for 9 consecutive years, with -$869000.0 the latest figure, recorded in Q1 2026.
- In Q1 2026, Provisions fell 743.7% year-over-year to -$869000.0; the TTM figure through Mar 2026 stood at -$1.3 million (down 247.68% YoY), while the FY2025 annual figure was -$336000.0, down 150.3% from the prior year.
- Provisions declined to -$869000.0 in Q1 2026 per MCBS's latest filing, from -$39000.0 in the prior quarter.
- Across five years, Provisions topped out at $782000.0 in Q4 2023 and bottomed at -$1.7 million in Q3 2022.
- Historically, Provisions has averaged -$225812.5 across 5 years, with a median of -$134000.0 in 2024.
- Annual changes were most pronounced in 2025 — Provisions surged 268.75% — and 2026, when it tumbled 743.7%.
- MetroCity Bankshares' Provisions stood at -$1.2 million in 2022, then jumped by 166.95% to $782000.0 in 2023, then slumped by 74.17% to $202000.0 in 2024, then sank by 119.31% to -$39000.0 in 2025, then slumped by 2128.21% to -$869000.0 in 2026.
- Business Quant data shows MCBS's Provisions at -$869000.0 in Q1 2026, -$39000.0 in Q4 2025, and -$581000.0 in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.89 Bn | 84.69 Bn | - | - |
| 2 | Pnc Financial Services | 97.63 Bn | 97.63 Bn | - | 213.00 Mn |
| 3 | Us Bancorp | 95.95 Bn | 95.95 Bn | - | 538.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.74 Bn | -144.35 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.98 Bn | -81.34 Bn | - | - |
| 7 | Nu Holdings | 71.00 Bn | 57.31 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.53 Bn | 61.53 Bn | - | 395.00 Mn |
| 9 | Fifth Third Bancorp | 49.61 Bn | 25.88 Bn | - | 131.00 Mn |
| 10 | MetroCity Bankshares | 1.01 Bn | 744.22 Mn | - | -981,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -981,000.00 |
| Mar 31, 2026 | -869,000.00 |
| Dec 31, 2025 | -39,000.00 |
| Sep 30, 2025 | -581,000.00 |
| Jun 30, 2025 | 216,000.00 |
| Mar 31, 2025 | 135,000.00 |
| Dec 31, 2024 | 202,000.00 |
| Sep 30, 2024 | 653,000.00 |
| Jun 30, 2024 | -128,000.00 |
| Mar 31, 2024 | -140,000.00 |
| Dec 31, 2023 | 782,000.00 |
| Sep 30, 2023 | -435,000.00 |
| Jun 30, 2023 | -418,000.00 |
| Dec 31, 2022 | -1.17 Mn |
| Sep 30, 2022 | -1.70 Mn |
| Jun 30, 2022 | -224,000.00 |
| Mar 31, 2022 | 104,000.00 |
| Dec 31, 2021 | 546,000.00 |
| Sep 30, 2021 | 2.58 Mn |
| Jun 30, 2021 | 2.21 Mn |