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MetroCity Bankshares (MCBS) Provisions (2018 - 2025)

MetroCity Bankshares (MCBS) has disclosed Provisions for 8 consecutive years, with -$39000.0 as the latest value for Q4 2025.

  • Quarterly Provisions fell 111.02% to -$39000.0 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was -$318000.0 through Dec 2025, down 145.62% year-over-year, with the annual reading at -$318000.0 for FY2025, 147.6% down from the prior year.
  • Provisions for Q4 2025 was -$39000.0 at MetroCity Bankshares, up from -$543000.0 in the prior quarter.
  • The five-year high for Provisions was $2.6 million in Q3 2021, with the low at -$1.7 million in Q3 2022.
  • Average Provisions over 5 years is $296631.6, with a median of $129000.0 recorded in 2025.
  • The sharpest move saw Provisions soared 392.0% in 2021, then crashed 313.92% in 2022.
  • Over 5 years, Provisions stood at $546000.0 in 2021, then plummeted by 313.92% to -$1.2 million in 2022, then skyrocketed by 171.75% to $838000.0 in 2023, then tumbled by 57.76% to $354000.0 in 2024, then tumbled by 111.02% to -$39000.0 in 2025.
  • According to Business Quant data, Provisions over the past three periods came in at -$39000.0, -$543000.0, and $129000.0 for Q4 2025, Q3 2025, and Q2 2025 respectively.