MetroCity Bankshares (MCBS) Provisions (2018 - 2026)
MetroCity Bankshares' (MCBS) quarterly Provisions came in at -$869000.0 in Q1 2026, down 743.7% year-on-year from $135000.0 in Q1 2025, and down 2996.67% on a QoQ basis from $30000.0 in Q4 2025.
MetroCity Bankshares (MCBS) Provisions (2018 - 2026) Analysis & Trends
MetroCity Bankshares (MCBS) has 9 years of Provisions data on file, last reported at -$869000.0 in Q1 2026.
- On a quarterly basis, Provisions fell 743.7% year-over-year to -$869000.0 in Q1 2026; TTM through Mar 2026 was -$1.2 million, a 231.73% decrease from a year earlier, with the FY2025 full-year figure at -$336000.0, down 150.3% from the prior year.
- Provisions for Q1 2026 stood at -$869000.0, down from $30000.0 in the prior quarter.
- Over the last five years, Provisions for MCBS reached as high as $838000.0 in Q4 2023 and fell as low as -$1.7 million in Q3 2022.
- Historically, Provisions has averaged -$214750.0 across 5 years, with a median of -$134000.0 in 2024.
- Across the five-year window, Provisions soared 268.75% in 2025 and sank 743.7% in 2026, its largest moves.
- Year by year, Provisions stood at -$1.2 million in 2022, then surged by 171.75% to $838000.0 in 2023, then tumbled by 69.69% to $254000.0 in 2024, then tumbled by 88.19% to $30000.0 in 2025, then sank by 2996.67% to -$869000.0 in 2026.
- Per Business Quant data, the three most recent Provisions figures were -$869000.0 in Q1 2026, $30000.0 in Q4 2025, and -$581000.0 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | - |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | - |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | - |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 350,000.00 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 570,000.00 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 188.00 Mn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 576.00 Mn |
| 10 | MetroCity Bankshares | 1.05 Bn | 1.05 Bn | - | -869,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -869,000.00 |
| Dec 31, 2025 | 30,000.00 |
| Sep 30, 2025 | -581,000.00 |
| Jun 30, 2025 | 216,000.00 |
| Mar 31, 2025 | 135,000.00 |
| Dec 31, 2024 | 254,000.00 |
| Sep 30, 2024 | 653,000.00 |
| Jun 30, 2024 | -128,000.00 |
| Mar 31, 2024 | -140,000.00 |
| Dec 31, 2023 | 838,000.00 |
| Sep 30, 2023 | -435,000.00 |
| Jun 30, 2023 | -418,000.00 |
| Dec 31, 2022 | -1.17 Mn |
| Sep 30, 2022 | -1.70 Mn |
| Jun 30, 2022 | -224,000.00 |
| Mar 31, 2022 | 104,000.00 |
| Dec 31, 2021 | 546,000.00 |
| Sep 30, 2021 | 2.58 Mn |
| Jun 30, 2021 | 2.21 Mn |
| Mar 31, 2021 | 1.60 Mn |