MetroCity Bankshares (MCBS) Provisions (2018 - 2026)

MetroCity Bankshares (MCBS) reported Provisions of -$813000.0 for Q1 2026, down 702.22% year-over-year from $135000.0 in Q1 2025, and down 2810.0% quarter-over-quarter from $30000.0 in Q4 2025.

MetroCity Bankshares (MCBS) Provisions (2018 - 2026) Analysis & Trends

MetroCity Bankshares (MCBS) has 9 years of Provisions data on file, last reported at -$813000.0 in Q1 2026.

  • Provisions for Q1 2026 came in at -$813000.0, down 702.22% year-over-year; the trailing twelve-month figure through Mar 2026 was -$1.1 million (down 241.03% YoY), and the FY2025 annual result was -$318000.0, down 161.63% from the prior year.
  • Provisions retreated to -$813000.0 in Q1 2026 per MCBS's latest filing, from $30000.0 in the prior quarter.
  • Over five years, Provisions peaked at $782000.0 in Q4 2023 and troughed at -$1.7 million in Q3 2022.
  • A 5-year average of -$250937.5 and a median of -$122500.0 in 2024 frame the typical range for Provisions.
  • The sharpest annual moves came in 2025 and 2026: Provisions jumped 305.71% in 2025, then sank 702.22% in 2026.
  • A 5-year view of Provisions shows it stood at -$1.2 million in 2022, then soared by 166.95% to $782000.0 in 2023, then sank by 74.17% to $202000.0 in 2024, then sank by 85.15% to $30000.0 in 2025, then plunged by 2810.0% to -$813000.0 in 2026.
  • Business Quant data shows MCBS's Provisions at -$813000.0 in Q1 2026, $30000.0 in Q4 2025, and -$581000.0 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 350,000.00
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 500,000.00
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 MetroCity Bankshares 989.44 Mn 596.87 Mn - -813,000.00

Historic Data

Download Data
DateValue
Mar 31, 2026 -813,000.00
Dec 31, 2025 30,000.00
Sep 30, 2025 -581,000.00
Jun 30, 2025 216,000.00
Mar 31, 2025 135,000.00
Dec 31, 2024 202,000.00
Sep 30, 2024 582,000.00
Jun 30, 2024 -105,000.00
Mar 31, 2024 -140,000.00
Dec 31, 2023 782,000.00
Sep 30, 2023 -381,000.00
Jun 30, 2023 -418,000.00
Dec 31, 2022 -1.17 Mn
Sep 30, 2022 -1.70 Mn
Jun 30, 2022 -757,000.00
Mar 31, 2022 104,000.00
Dec 31, 2021 546,000.00
Sep 30, 2021 2.58 Mn
Jun 30, 2021 2.21 Mn
Mar 31, 2021 1.60 Mn