MetroCity Bankshares (MCBS) Interest Income - Net (2018 - 2026)
MetroCity Bankshares' (MCBS) quarterly Interest Income - Net came in at $44.5 million in Q1 2026, up 45.6% year-on-year from $30.6 million in Q1 2025, and up 147.24% on a QoQ basis from -$94.2 million in Q4 2025.
MetroCity Bankshares (MCBS) Interest Income - Net (2018 - 2026) Analysis & Trends
MetroCity Bankshares (MCBS) has 9 years of Interest Income - Net data on file, last reported at $44.5 million in Q1 2026.
- On a quarterly basis, Interest Income - Net rose 45.6% year-over-year to $44.5 million in Q1 2026; TTM through Mar 2026 was $14.3 million, a 88.26% decrease from a year earlier, with the FY2025 full-year figure at $345000.0, down 99.71% from the prior year.
- Interest Income - Net for Q1 2026 stood at $44.5 million, up from -$94.2 million in the prior quarter.
- Over the last five years, Interest Income - Net for MCBS reached as high as $44.5 million in Q1 2026 and fell as low as -$94.2 million in Q4 2025.
- Historically, Interest Income - Net has averaged $22.6 million across 5 years, with a median of $30.1 million in 2024.
- Across the five-year window, Interest Income - Net plunged 413.3% in 2025 and soared 45.6% in 2026, its largest moves.
- Year by year, Interest Income - Net stood at $29.0 million in 2022, then retreated by 9.77% to $26.1 million in 2023, then climbed by 15.08% to $30.1 million in 2024, then plunged by 413.3% to -$94.2 million in 2025, then jumped by 147.24% to $44.5 million in 2026.
- Per Business Quant data, the three most recent Interest Income - Net figures were $44.5 million in Q1 2026, -$94.2 million in Q4 2025, and $31.8 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 11.42 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 15.02 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 3.96 Bn |
| 10 | MetroCity Bankshares | 1.04 Bn | 1.03 Bn | - | 44.49 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 44.49 Mn |
| Dec 31, 2025 | -94.18 Mn |
| Sep 30, 2025 | 31.79 Mn |
| Jun 30, 2025 | 32.18 Mn |
| Mar 31, 2025 | 30.55 Mn |
| Dec 31, 2024 | 30.06 Mn |
| Sep 30, 2024 | 30.29 Mn |
| Jun 30, 2024 | 30.71 Mn |
| Mar 31, 2024 | 27.09 Mn |
| Dec 31, 2023 | 26.12 Mn |
| Sep 30, 2023 | 24.15 Mn |
| Jun 30, 2023 | 24.97 Mn |
| Mar 31, 2023 | 26.23 Mn |
| Dec 31, 2022 | 28.95 Mn |
| Sep 30, 2022 | 29.79 Mn |
| Jun 30, 2022 | 30.22 Mn |
| Mar 31, 2022 | 30.65 Mn |
| Dec 31, 2021 | 29.62 Mn |
| Sep 30, 2021 | 28.19 Mn |
| Jun 30, 2021 | 24.83 Mn |