MetroCity Bankshares (MCBS) Interest Income - Net (2018 - 2026)
MetroCity Bankshares (MCBS) posted quarterly Interest Income - Net of $44.5 million for Q1 2026, up 45.6% year-over-year from $30.6 million in Q1 2025, and up 147.24% quarter-over-quarter from -$94.2 million in Q4 2025.
MetroCity Bankshares (MCBS) Interest Income - Net (2018 - 2026) Analysis & Trends
MetroCity Bankshares (MCBS) has reported Interest Income - Net for 9 consecutive years, with $44.5 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Income - Net rose 45.6% year-over-year to $44.5 million; the TTM figure through Mar 2026 stood at $14.3 million (down 88.26% YoY), while the FY2025 annual figure was $345000.0, down 99.71% from the prior year.
- Interest Income - Net climbed to $44.5 million in Q1 2026 per MCBS's latest filing, from -$94.2 million in the prior quarter.
- Across five years, Interest Income - Net topped out at $44.5 million in Q1 2026 and bottomed at -$94.2 million in Q4 2025.
- Historically, Interest Income - Net has averaged $22.6 million across 5 years, with a median of $30.1 million in 2024.
- Annual changes were most pronounced in 2025 — Interest Income - Net slumped 413.3% — and 2026, when it surged 45.6%.
- MetroCity Bankshares' Interest Income - Net stood at $29.0 million in 2022, then declined by 9.77% to $26.1 million in 2023, then gained by 15.08% to $30.1 million in 2024, then plunged by 413.3% to -$94.2 million in 2025, then surged by 147.24% to $44.5 million in 2026.
- Business Quant data shows MCBS's Interest Income - Net at $44.5 million in Q1 2026, -$94.2 million in Q4 2025, and $31.8 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.11 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 4.36 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 3.62 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.22 Bn |
| 10 | MetroCity Bankshares | 1.02 Bn | 751.54 Mn | - | 44.04 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 44.04 Mn |
| Mar 31, 2026 | 44.49 Mn |
| Dec 31, 2025 | -94.18 Mn |
| Sep 30, 2025 | 31.79 Mn |
| Jun 30, 2025 | 32.18 Mn |
| Mar 31, 2025 | 30.55 Mn |
| Dec 31, 2024 | 30.06 Mn |
| Sep 30, 2024 | 30.29 Mn |
| Jun 30, 2024 | 30.71 Mn |
| Mar 31, 2024 | 27.09 Mn |
| Dec 31, 2023 | 26.12 Mn |
| Sep 30, 2023 | 24.15 Mn |
| Jun 30, 2023 | 24.97 Mn |
| Mar 31, 2023 | 26.23 Mn |
| Dec 31, 2022 | 28.95 Mn |
| Sep 30, 2022 | 29.79 Mn |
| Jun 30, 2022 | 30.22 Mn |
| Mar 31, 2022 | 30.65 Mn |
| Dec 31, 2021 | 29.62 Mn |
| Sep 30, 2021 | 28.19 Mn |