MetroCity Bankshares (MCBS) Total Debt (2018 - 2026)
MetroCity Bankshares (MCBS) posted quarterly Total Debt of $425.0 million for Q1 2026, little changed year-over-year from $425.0 million in Q1 2025, and down 16.67% quarter-over-quarter from $510.0 million in Q4 2025.
MetroCity Bankshares (MCBS) Total Debt (2018 - 2026) Analysis & Trends
MetroCity Bankshares (MCBS) has reported Total Debt for 9 consecutive years, with $425.0 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Total Debt changed 0.0% year-over-year to $425.0 million; the TTM figure through Mar 2026 stood at $425.0 million (changed 0.0% YoY), while the FY2025 annual figure was $510.0 million, up 36.0% from the prior year.
- Total Debt declined to $425.0 million in Q1 2026 per MCBS's latest filing, from $510.0 million in the prior quarter.
- Across five years, Total Debt topped out at $510.0 million in Q4 2025 and bottomed at $392000.0 in Q4 2022.
- Historically, Total Debt has averaged $318.3 million across 5 years, with a median of $375.0 million in 2022.
- Annual changes were most pronounced in 2022 — Total Debt slumped 99.49% — and 2023, when it surged 92492.59%.
- MetroCity Bankshares' Total Debt stood at $392000.0 in 2022, then soared by 82808.16% to $325.0 million in 2023, then rose by 15.38% to $375.0 million in 2024, then jumped by 36.0% to $510.0 million in 2025, then fell by 16.67% to $425.0 million in 2026.
- Business Quant data shows MCBS's Total Debt at $425.0 million in Q1 2026, $510.0 million in Q4 2025, and $425.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.86 Bn | 84.67 Bn | - | 68.94 Bn |
| 2 | Pnc Financial Services | 98.04 Bn | 98.04 Bn | - | 85.72 Bn |
| 3 | Us Bancorp | 96.43 Bn | 96.43 Bn | - | 37.34 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.94 Bn | -144.15 Bn | - | 96.65 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 72.21 Bn | -81.10 Bn | - | 129.43 Bn |
| 7 | Nu Holdings | 70.95 Bn | 57.27 Bn | 2.35 Bn | 1.06 Bn |
| 8 | Truist Financial | 61.84 Bn | 61.84 Bn | - | 69.86 Bn |
| 9 | Fifth Third Bancorp | 49.99 Bn | 26.26 Bn | - | 22.27 Bn |
| 10 | MetroCity Bankshares | 1.02 Bn | 749.10 Mn | - | 375.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 375.00 Mn |
| Mar 31, 2026 | 425.00 Mn |
| Dec 31, 2025 | 510.00 Mn |
| Sep 30, 2025 | 425.00 Mn |
| Jun 30, 2025 | 425.00 Mn |
| Mar 31, 2025 | 425.00 Mn |
| Dec 31, 2024 | 375.00 Mn |
| Sep 30, 2024 | 375.00 Mn |
| Jun 30, 2024 | 375.00 Mn |
| Mar 31, 2024 | 350.00 Mn |
| Dec 31, 2023 | 325.00 Mn |
| Sep 30, 2023 | 325.00 Mn |
| Jun 30, 2023 | 325.00 Mn |
| Mar 31, 2023 | 375.00 Mn |
| Dec 31, 2022 | 392,000.00 |
| Sep 30, 2022 | 396,000.00 |
| Jun 30, 2022 | 375.00 Mn |
| Mar 31, 2022 | 405,000.00 |
| Dec 31, 2021 | 459,000.00 |
| Sep 30, 2021 | 468,000.00 |