Balance Sheet
Accounts PayablesAccumulated ExpensesAssetsCash & Current InvestmentsCash & EquivalentsCash Due from BankCommon EquityFed Funds SoldGoodwillGoodwill & IntangiblesIntangiblesLiabilities and Shareholders EquityLoans - GrossLoans - Loss AllowanceLoans - NetLong-Term InvestmentsNon-Current DebtOperating LeasesOther Non-Current AssetsOther Non-Current LiabilitiesPayablesProperty, Plant & Equipment (Net)Receivables - AccuredRetained EarningsSecuritiesSecurities - Mortgage Backed SecuritiesSecurities - TradableShareholder's EquityShort-term InvestmentsTotal DebtTotal LiabilitiesTotal Non-Current LiabilitiesTreasury Shares
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios

MetroCity Bankshares (MCBS) Loans - Loss Allowance (2018 - 2025)

MetroCity Bankshares (MCBS) has disclosed Loans - Loss Allowance for 8 consecutive years, with $17.9 million as the latest value for Q3 2025.

  • On a quarterly basis, Loans - Loss Allowance fell 3.49% to $17.9 million in Q3 2025 year-over-year; TTM through Sep 2025 was $17.9 million, a 3.49% decrease, with the full-year FY2024 number at $18.7 million, up 3.49% from a year prior.
  • Loans - Loss Allowance was $17.9 million for Q3 2025 at MetroCity Bankshares, down from $18.7 million in the prior quarter.
  • In the past five years, Loans - Loss Allowance ranged from a high of $18.9 million in Q1 2023 to a low of $11.7 million in Q1 2021.
  • A 5-year average of $17.0 million and a median of $17.9 million in 2025 define the central range for Loans - Loss Allowance.
  • Peak YoY movement for Loans - Loss Allowance: skyrocketed 76.09% in 2021, then dropped 18.07% in 2022.
  • MetroCity Bankshares' Loans - Loss Allowance stood at $17.0 million in 2021, then decreased by 18.07% to $13.9 million in 2022, then surged by 30.41% to $18.1 million in 2023, then increased by 3.49% to $18.7 million in 2024, then fell by 4.29% to $17.9 million in 2025.
  • Per Business Quant, the three most recent readings for MCBS's Loans - Loss Allowance are $17.9 million (Q3 2025), $18.7 million (Q2 2025), and $18.6 million (Q1 2025).