MetroCity Bankshares (MCBS) Loans - Loss Allowance (2018 - 2026)

MetroCity Bankshares (MCBS) has 9 years of Loans - Loss Allowance data on file, last reported at $26.7 million in Q1 2026.

• Loans - Loss Allowance for Q1 2026 came in at $26.7 million, up 43.61% year-over-year; the trailing twelve-month figure through Mar 2026 was $26.7 million (up 43.61% YoY), and the FY2025 annual result was $27.8 million, up 48.54% from the prior year.
• Loans - Loss Allowance retreated to $26.7 million in Q1 2026 per MCBS's latest filing, from $27.8 million in the prior quarter.
• Over five years, Loans - Loss Allowance peaked at $27.8 million in Q4 2025 and troughed at $13.9 million in Q4 2022.
• A 5-year average of $18.7 million and a median of $18.1 million in 2023 frame the typical range for Loans - Loss Allowance.
• The sharpest annual moves came in 2022 and 2025: Loans - Loss Allowance retreated 18.07% in 2022, then surged 48.54% in 2025.
• A 5-year view of Loans - Loss Allowance shows it stood at $13.9 million in 2022, then jumped by 30.41% to $18.1 million in 2023, then gained by 3.49% to $18.7 million in 2024, then jumped by 48.54% to $27.8 million in 2025, then declined by 4.11% to $26.7 million in 2026.
• Business Quant data shows MCBS's Loans - Loss Allowance at $26.7 million in Q1 2026, $27.8 million in Q4 2025, and $17.9 million in Q3 2025.