MetroCity Bankshares (MCBS) Loans - Loss Allowance (2018 - 2026)

MetroCity Bankshares (MCBS) has 9 years of Loans - Loss Allowance data on file, last reported at $26.7 million in Q1 2026.

• On a quarterly basis, Loans - Loss Allowance rose 43.61% year-over-year to $26.7 million in Q1 2026; TTM through Mar 2026 was $26.7 million, a 43.61% increase from a year earlier, with the FY2025 full-year figure at $27.8 million, up 48.31% from the prior year.
• Loans - Loss Allowance for Q1 2026 stood at $26.7 million, down from $27.8 million in the prior quarter.
• Over the last five years, Loans - Loss Allowance for MCBS reached as high as $27.8 million in Q4 2025 and fell as low as $13.9 million in Q4 2022.
• Historically, Loans - Loss Allowance has averaged $18.7 million across 5 years, with a median of $18.1 million in 2023.
• Across the five-year window, Loans - Loss Allowance declined 18.07% in 2022 and surged 48.31% in 2025, its largest moves.
• Year by year, Loans - Loss Allowance stood at $13.9 million in 2022, then jumped by 30.41% to $18.1 million in 2023, then grew by 3.49% to $18.7 million in 2024, then soared by 48.31% to $27.8 million in 2025, then fell by 3.96% to $26.7 million in 2026.
• Per Business Quant data, the three most recent Loans - Loss Allowance figures were $26.7 million in Q1 2026, $27.8 million in Q4 2025, and $17.9 million in Q3 2025.