MetroCity Bankshares (MCBS) Loans - Loss Allowance (2018 - 2026)

MetroCity Bankshares (MCBS) has reported Loans - Loss Allowance for 9 consecutive years, with $26.7 million the latest figure, recorded in Q1 2026.

• In Q1 2026, Loans - Loss Allowance rose 43.61% year-over-year to $26.7 million; the TTM figure through Mar 2026 stood at $26.7 million (up 43.61% YoY), while the FY2025 annual figure was $27.8 million, up 48.31% from the prior year.
• Loans - Loss Allowance declined to $26.7 million in Q1 2026 per MCBS's latest filing, from $27.8 million in the prior quarter.
• Across five years, Loans - Loss Allowance topped out at $27.8 million in Q4 2025 and bottomed at $13.9 million in Q4 2022.
• Historically, Loans - Loss Allowance has averaged $18.7 million across 5 years, with a median of $18.1 million in 2023.
• Annual changes were most pronounced in 2022 — Loans - Loss Allowance retreated 18.07% — and 2025, when it jumped 48.31%.
• MetroCity Bankshares' Loans - Loss Allowance stood at $13.9 million in 2022, then surged by 30.41% to $18.1 million in 2023, then advanced by 3.49% to $18.7 million in 2024, then jumped by 48.31% to $27.8 million in 2025, then dropped by 3.96% to $26.7 million in 2026.
• Business Quant data shows MCBS's Loans - Loss Allowance at $26.7 million in Q1 2026, $27.8 million in Q4 2025, and $17.9 million in Q3 2025.