MetroCity Bankshares (MCBS) Loans - Loss Allowance (2018 - 2026)

MetroCity Bankshares (MCBS) has 9 years of Loans - Loss Allowance data on file, last reported at $26.7 million in Q1 2026.

• Quarterly Loans - Loss Allowance rose 43.61% year-over-year to $26.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $26.7 million (up 43.61% YoY) and the FY2025 annual result came in at $27.8 million, up 48.54% from the prior year.
• Loans - Loss Allowance slipped to $26.7 million in Q1 2026 per MCBS's latest filing, from $27.8 million in the prior quarter.
• Across five years, Loans - Loss Allowance topped out at $27.8 million in Q4 2025 and bottomed at $13.9 million in Q4 2022.
• The 5-year median for Loans - Loss Allowance is $18.1 million (2023), against an average of $18.7 million.
• The widest annual swing landed in 2022, when Loans - Loss Allowance declined 18.07%; it then soared 48.54% in 2025.
• Tracing MCBS's Loans - Loss Allowance over 5 years: stood at $13.9 million in 2022, then surged by 30.41% to $18.1 million in 2023, then increased by 3.49% to $18.7 million in 2024, then surged by 48.54% to $27.8 million in 2025, then slipped by 4.11% to $26.7 million in 2026.
• Per Business Quant, the three latest MCBS Loans - Loss Allowance figures stand at $26.7 million (Q1 2026), $27.8 million (Q4 2025), and $17.9 million (Q3 2025).

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