MetroCity Bankshares (MCBS) Debt Ratio (2018 - 2026)

MetroCity Bankshares' (MCBS) quarterly Debt Ratio came in at 0.09 in Q1 2026, down 21.94% year-on-year from 0.12 in Q1 2025, and down 15.24% on a QoQ basis from 0.11 in Q4 2025.

MetroCity Bankshares (MCBS) Debt Ratio (2018 - 2026) Analysis & Trends

MetroCity Bankshares (MCBS) has 9 years of Debt Ratio data on file, last reported at 0.09 in Q1 2026.

  • On a quarterly basis, Debt Ratio fell 21.94% year-over-year to 0.09 in Q1 2026; TTM through Mar 2026 was 0.09, a 21.94% decrease from a year earlier, with the FY2025 full-year figure at 0.11, up 2.51% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.09, down from 0.11 in the prior quarter.
  • Over the last five years, Debt Ratio for MCBS reached as high as 0.12 in Q2 2022 and fell as low as 0.0 in Q4 2022.
  • Historically, Debt Ratio has averaged 0.09 across 5 years, with a median of 0.1 in 2024.
  • Across the five-year window, Debt Ratio tumbled 99.65% in 2022 and surged 84999.2% in 2023, its largest moves.
  • Year by year, Debt Ratio stood at 0.0 in 2022, then jumped by 81019.17% to 0.09 in 2023, then gained by 12.46% to 0.1 in 2024, then gained by 2.51% to 0.11 in 2025, then dropped by 15.24% to 0.09 in 2026.
  • Per Business Quant data, the three most recent Debt Ratio figures were 0.09 in Q1 2026, 0.11 in Q4 2025, and 0.12 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 MetroCity Bankshares 1.04 Bn 1.03 Bn - 0.09

Historic Data

Download Data
DateValue
Mar 31, 2026 0.09
Dec 31, 2025 0.11
Sep 30, 2025 0.12
Jun 30, 2025 0.12
Mar 31, 2025 0.12
Dec 31, 2024 0.10
Sep 30, 2024 0.11
Jun 30, 2024 0.10
Mar 31, 2024 0.10
Dec 31, 2023 0.09
Sep 30, 2023 0.09
Jun 30, 2023 0.09
Mar 31, 2023 0.11
Dec 31, 2022 0.00
Sep 30, 2022 0.00
Jun 30, 2022 0.12
Mar 31, 2022 0.00
Dec 31, 2021 0.00
Sep 30, 2021 0.00
Jun 30, 2021 0.08