MetroCity Bankshares (MCBS) Debt Ratio (2018 - 2026)

MetroCity Bankshares (MCBS) reported Debt Ratio of 0.09 for Q1 2026, down 21.94% year-over-year from 0.12 in Q1 2025, and down 15.24% on a QoQ basis from 0.11 in Q4 2025.

MetroCity Bankshares (MCBS) has 9 years of Debt Ratio data on file, last reported at 0.09 in Q1 2026.

  • Quarterly Debt Ratio fell 21.94% year-over-year to 0.09 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.09 (down 21.94% YoY) and the FY2025 annual result came in at 0.11, up 2.51% from the prior year.
  • Debt Ratio declined to 0.09 in Q1 2026 per MCBS's latest filing, from 0.11 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.12 in Q2 2022 and bottomed at 0.0 in Q1 2023.
  • The 5-year median for Debt Ratio is 0.1 (2024), against an average of 0.09.
  • The widest annual swing landed in 2022, when Debt Ratio slumped 99.93%; it then surged 84680.5% in 2024.
  • Tracing MCBS's Debt Ratio over 5 years: stood at 0.0 in 2022, then surged by 81019.17% to 0.09 in 2023, then advanced by 12.46% to 0.1 in 2024, then advanced by 2.51% to 0.11 in 2025, then declined by 15.24% to 0.09 in 2026.
  • Per Business Quant, the three latest MCBS Debt Ratio figures stand at 0.09 (Q1 2026), 0.11 (Q4 2025), and 0.12 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 0.02
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - 0.05
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.01
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 0.36
8 KB Financial 150.02 Bn 142.15 Bn - 0.01
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.04
10 MetroCity Bankshares 938.93 Mn 546.36 Mn - 0.09

Historic Data

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DateValue
Mar 31, 2026 0.09
Dec 31, 2025 0.11
Sep 30, 2025 0.12
Jun 30, 2025 0.12
Mar 31, 2025 0.12
Dec 31, 2024 0.10
Sep 30, 2024 0.11
Jun 30, 2024 0.10
Mar 31, 2024 0.10
Dec 31, 2023 0.09
Sep 30, 2023 0.09
Jun 30, 2023 0.09
Mar 31, 2023 0.00
Dec 31, 2022 0.00
Sep 30, 2022 0.11
Jun 30, 2022 0.12
Mar 31, 2022 0.00
Dec 31, 2021 0.16
Sep 30, 2021 0.11
Jun 30, 2021 0.00
Mar 31, 2021 0.00
Dec 31, 2020 0.00
Sep 30, 2020 0.06
Jun 30, 2020 0.05
Mar 31, 2020 0.05
Dec 31, 2019 0.04
Sep 30, 2019 0.00
Dec 31, 2018 0.00