MetroCity Bankshares (MCBS) Debt Ratio (2018 - 2026)

MetroCity Bankshares (MCBS) reported Debt Ratio of 0.09 for Q1 2026, down 21.94% year-over-year from 0.12 in Q1 2025, and down 15.24% quarter-over-quarter from 0.11 in Q4 2025.

MetroCity Bankshares (MCBS) Debt Ratio (2018 - 2026) Analysis & Trends

MetroCity Bankshares (MCBS) has 9 years of Debt Ratio data on file, last reported at 0.09 in Q1 2026.

  • Debt Ratio for Q1 2026 came in at 0.09, down 21.94% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.09 (down 21.94% YoY), and the FY2025 annual result was 0.11, up 2.51% from the prior year.
  • Debt Ratio eased to 0.09 in Q1 2026 per MCBS's latest filing, from 0.11 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.12 in Q2 2022 and troughed at 0.0 in Q1 2023.
  • A 5-year average of 0.09 and a median of 0.1 in 2024 frame the typical range for Debt Ratio.
  • The sharpest annual moves came in 2022 and 2024: Debt Ratio plunged 99.93% in 2022, then jumped 84680.5% in 2024.
  • A 5-year view of Debt Ratio shows it stood at 0.0 in 2022, then jumped by 81019.17% to 0.09 in 2023, then grew by 12.46% to 0.1 in 2024, then grew by 2.51% to 0.11 in 2025, then retreated by 15.24% to 0.09 in 2026.
  • Business Quant data shows MCBS's Debt Ratio at 0.09 in Q1 2026, 0.11 in Q4 2025, and 0.12 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 0.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 0.05
3 Lloyds Banking 384.13 Bn 384.40 Bn - 0.03
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - 0.09
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.01
7 NatWest 168.65 Bn -51.67 Bn - 0.09
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.01
9 Mizuho Financial 112.02 Bn 112.56 Bn - 0.12
10 MetroCity Bankshares 989.44 Mn 596.87 Mn - 0.09

Historic Data

Download Data
DateValue
Mar 31, 2026 0.09
Dec 31, 2025 0.11
Sep 30, 2025 0.12
Jun 30, 2025 0.12
Mar 31, 2025 0.12
Dec 31, 2024 0.10
Sep 30, 2024 0.11
Jun 30, 2024 0.10
Mar 31, 2024 0.10
Dec 31, 2023 0.09
Sep 30, 2023 0.09
Jun 30, 2023 0.09
Mar 31, 2023 0.00
Dec 31, 2022 0.00
Sep 30, 2022 0.11
Jun 30, 2022 0.12
Mar 31, 2022 0.00
Dec 31, 2021 0.16
Sep 30, 2021 0.11
Jun 30, 2021 0.00