MetroCity Bankshares (MCBS) Debt Ratio (2018 - 2026)
MetroCity Bankshares (MCBS) posted quarterly Debt Ratio of 0.09 for Q1 2026, down 21.94% year-over-year from 0.12 in Q1 2025, and down 15.24% quarter-over-quarter from 0.11 in Q4 2025.
MetroCity Bankshares (MCBS) Debt Ratio (2018 - 2026) Analysis & Trends
MetroCity Bankshares (MCBS) has reported Debt Ratio for 9 consecutive years, with 0.09 the latest figure, recorded in Q1 2026.
- In Q1 2026, Debt Ratio fell 21.94% year-over-year to 0.09; the TTM figure through Mar 2026 stood at 0.09 (down 21.94% YoY), while the FY2025 annual figure was 0.11, up 2.51% from the prior year.
- Debt Ratio retreated to 0.09 in Q1 2026 per MCBS's latest filing, from 0.11 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.12 in Q2 2022 and bottomed at 0.0 in Q4 2022.
- Historically, Debt Ratio has averaged 0.09 across 5 years, with a median of 0.1 in 2024.
- Annual changes were most pronounced in 2022 — Debt Ratio sank 99.65% — and 2023, when it jumped 84999.2%.
- MetroCity Bankshares' Debt Ratio stood at 0.0 in 2022, then surged by 81019.17% to 0.09 in 2023, then increased by 12.46% to 0.1 in 2024, then increased by 2.51% to 0.11 in 2025, then decreased by 15.24% to 0.09 in 2026.
- Business Quant data shows MCBS's Debt Ratio at 0.09 in Q1 2026, 0.11 in Q4 2025, and 0.12 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | 0.12 |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 0.14 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 0.05 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.10 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 0.07 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 0.01 |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 0.13 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 0.07 |
| 10 | MetroCity Bankshares | 1.02 Bn | 752.11 Mn | - | 0.08 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.08 |
| Mar 31, 2026 | 0.09 |
| Dec 31, 2025 | 0.11 |
| Sep 30, 2025 | 0.12 |
| Jun 30, 2025 | 0.12 |
| Mar 31, 2025 | 0.12 |
| Dec 31, 2024 | 0.10 |
| Sep 30, 2024 | 0.11 |
| Jun 30, 2024 | 0.10 |
| Mar 31, 2024 | 0.10 |
| Dec 31, 2023 | 0.09 |
| Sep 30, 2023 | 0.09 |
| Jun 30, 2023 | 0.09 |
| Mar 31, 2023 | 0.11 |
| Dec 31, 2022 | 0.00 |
| Sep 30, 2022 | 0.00 |
| Jun 30, 2022 | 0.12 |
| Mar 31, 2022 | 0.00 |
| Dec 31, 2021 | 0.00 |
| Sep 30, 2021 | 0.00 |