FirstCash Holdings FCFS
NASDAQ FCFS
$218.99 +0.02 (+0.01%)
At close: Sep 18, 2026 · 4:00 PM EDT

FirstCash Holdings (FCFS) Operating Margin (2010 - 2026)

FirstCash Holdings (FCFS) posted Operating Margin of 11.82% for Q2 2026, down 14.37% on a QoQ basis from 13.8% in Q1 2026, and up 206.0% year-over-year from 3.86% in Q2 2025.

Analysis

FirstCash Holdings (FCFS) Operating Margin (2010 - 2026) Analysis & Trends

FirstCash Holdings has reported Operating Margin for 17 years, with the latest figure at 11.82% in Q2 2026.

  • On a quarterly basis, Operating Margin rose 206.0% year-over-year to 11.82% in Q2 2026; TTM through Jun 2026 was 12.8%, a 138.0% increase from a year earlier, with the FY2025 full-year figure at 12.23%, up 211.0% from the prior year.
  • Operating Margin was 11.82% for Q2 2026 at FirstCash Holdings, down from 13.8% in the prior quarter.
  • The five-year high for Operating Margin was 16.93% in Q2 2022, with the low at 5.61% in Q1 2022.
  • Average Operating Margin over 5 years is 11.04%, with a median of 10.98% recorded in 2023.
  • The sharpest annual moves came in 2022 and 2023: Operating Margin surged 697 bps in 2022, then sank 886 bps in 2023.
  • Over 5 years, Operating Margin stood at 13.56% in 2022, then dropped by 21 bps to 10.74% in 2023, then climbed by 15 bps to 12.39% in 2024, then increased by 9 bps to 13.49% in 2025, then fell by 12 bps to 11.82% in 2026.
  • The last three Operating Margin figures came in at 11.82% (Q2 2026), 13.8% (Q1 2026), and 13.49% (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - -
2 Affirm Holdings 24.01 Bn 22.38 Bn - 12.63%
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 11.82%
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 25.62%
5 Slm 4.72 Bn -77.52 Mn - -
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 25.53%
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 47.73%
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 49.45%
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 13.09%
10 Navient 1.64 Bn 275.03 Mn - -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 11.82%
Mar 31, 2026 13.80%
Dec 31, 2025 13.49%
Sep 30, 2025 12.02%
Jun 30, 2025 9.76%
Mar 31, 2025 13.30%
Dec 31, 2024 12.39%
Sep 30, 2024 10.17%
Jun 30, 2024 7.96%
Mar 31, 2024 9.79%
Dec 31, 2023 10.74%
Sep 30, 2023 9.87%
Jun 30, 2023 8.06%
Mar 31, 2023 8.29%
Dec 31, 2022 13.56%
Sep 30, 2022 11.22%
Jun 30, 2022 16.93%
Mar 31, 2022 5.61%
Dec 31, 2021 7.40%
Sep 30, 2021 11.08%