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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInventory AverageInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

FirstCash Holdings (FCFS) Interest Coverage Ratio (2016 - 2025)

FirstCash Holdings has reported Interest Coverage Ratio over the past 16 years, most recently at 7.65 for Q4 2025.

  • Quarterly results put Interest Coverage Ratio at 7.65 for Q4 2025, changed 0.42% from a year ago — trailing twelve months through Dec 2025 was 5.64 (down 5.5% YoY), and the annual figure for FY2025 was 7.48, up 7.99%.
  • Interest Coverage Ratio for Q4 2025 was 7.65 at FirstCash Holdings, up from 3.49 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for FCFS hit a ceiling of 8.0 in Q4 2022 and a floor of 10.94 in Q4 2021.
  • Median Interest Coverage Ratio over the past 5 years was 5.98 (2021), compared with a mean of 4.69.
  • Biggest five-year swings in Interest Coverage Ratio: tumbled 287.51% in 2021 and later skyrocketed 175.03% in 2025.
  • FirstCash Holdings' Interest Coverage Ratio stood at 10.94 in 2021, then soared by 173.13% to 8.0 in 2022, then crashed by 56.97% to 3.44 in 2023, then skyrocketed by 121.33% to 7.62 in 2024, then rose by 0.42% to 7.65 in 2025.
  • The last three reported values for Interest Coverage Ratio were 7.65 (Q4 2025), 3.49 (Q3 2025), and 7.23 (Q2 2025) per Business Quant data.