Growth Metrics

FirstCash Holdings (FCFS) Interest Coverage Ratio (2016 - 2025)

FirstCash Holdings (FCFS) has 16 years of Interest Coverage Ratio data on record, last reported at 4.05 in Q4 2025.

  • For Q4 2025, Interest Coverage Ratio fell 77.77% year-over-year to 4.05; the TTM value through Dec 2025 reached 3.69, down 52.73%, while the annual FY2025 figure was 3.69, 46.71% down from the prior year.
  • Interest Coverage Ratio reached 4.05 in Q4 2025 per FCFS's latest filing, up from 2.95 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 22.5 in Q4 2021 and bottomed at 2.95 in Q3 2025.
  • Average Interest Coverage Ratio over 5 years is 6.51, with a median of 5.44 recorded in 2022.
  • Peak YoY movement for Interest Coverage Ratio: soared 12295.89% in 2024, then plummeted 195.1% in 2025.
  • A 5-year view of Interest Coverage Ratio shows it stood at 22.5 in 2021, then plummeted by 111.67% to 2.63 in 2022, then skyrocketed by 105.59% to 0.15 in 2023, then skyrocketed by 12295.89% to 18.21 in 2024, then tumbled by 77.77% to 4.05 in 2025.
  • Per Business Quant database, its latest 3 readings for Interest Coverage Ratio were 4.05 in Q4 2025, 2.95 in Q3 2025, and 7.23 in Q2 2025.