FirstCash Holdings (FCFS) Interest Coverage Ratio (2010 - 2026)

FirstCash Holdings (FCFS) recorded quarterly Interest Coverage Ratio of 4.2 in Q1 2026, down 75.38% quarter-over-quarter from 17.07 in Q4 2025, and down 44.92% on a YoY basis from 7.63 in Q1 2025.

FirstCash Holdings (FCFS) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

FirstCash Holdings' Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 4.2 for Q1 2026.

  • In Q1 2026, Interest Coverage Ratio fell 44.92% year-over-year to 4.2; the TTM figure through Mar 2026 stood at 8.3 (up 135.79% YoY), while the FY2025 annual figure was 7.48, up 129.52% from the prior year.
  • Interest Coverage Ratio was 4.2 for Q1 2026 at FirstCash Holdings, down from 17.07 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 17.07 in Q4 2025 to a low of 6.57 in Q4 2024.
  • Historically, Interest Coverage Ratio has averaged 5.78 across 5 years, with a median of 6.55 in 2024.
  • The sharpest annual moves came in 2024 and 2025: Interest Coverage Ratio plunged 186.94% in 2024, then soared 359.91% in 2025.
  • A 5-year view of Interest Coverage Ratio shows it stood at 15.71 in 2022, then plunged by 51.92% to 7.56 in 2023, then tumbled by 186.94% to 6.57 in 2024, then jumped by 359.91% to 17.07 in 2025, then sank by 75.38% to 4.2 in 2026.
  • The last three Interest Coverage Ratio figures came in at 4.2 (Q1 2026), 17.07 (Q4 2025), and 7.36 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 40.64
2 Mastercard 437.55 Bn 427.34 Bn - 26.52
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.80
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.66
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.08
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.78
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.12
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.49
10 FirstCash Holdings - - 542.38 Mn 4.20

Historic Data

Download Data
DateValue
Mar 31, 2026 4.20
Dec 31, 2025 17.07
Sep 30, 2025 7.36
Jun 30, 2025 3.08
Mar 31, 2025 7.63
Dec 31, 2024 -6.57
Sep 30, 2024 6.55
Jun 30, 2024 6.63
Mar 31, 2024 6.87
Dec 31, 2023 7.56
Sep 30, 2023 3.14
Jun 30, 2023 2.87
Mar 31, 2023 3.02
Dec 31, 2022 15.71
Sep 30, 2022 4.12
Jun 30, 2022 6.75
Mar 31, 2022 2.28
Dec 31, 2021 3.71
Sep 30, 2021 5.56
Jun 30, 2021 11.82