FirstCash Holdings (FCFS) Interest Coverage Ratio (2010 - 2026)
FirstCash Holdings (FCFS) posted quarterly Interest Coverage Ratio of 0.3 for Q2 2026, down 90.13% year-over-year from 3.08 in Q2 2025, and down 0.98% quarter-over-quarter from 0.31 in Q1 2026.
FirstCash Holdings (FCFS) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
FirstCash Holdings' Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 0.3 for Q2 2026.
- In Q2 2026, Interest Coverage Ratio fell 90.13% year-over-year to 0.3; the TTM figure through Jun 2026 stood at 1.26 (down 54.4% YoY), while the FY2025 annual figure was 3.33, up 28.18% from the prior year.
- Interest Coverage Ratio for Q2 2026 stood at 0.3, down from 0.31 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 6.75 in Q2 2022, with the low at 6.22 in Q4 2022.
- The 5-year median for Interest Coverage Ratio is 2.75 (2024), against an average of 2.11.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio tumbled 1642.74% in 2022, then soared 155.31% in 2023.
- FirstCash Holdings' Interest Coverage Ratio stood at 6.22 in 2022, then soared by 155.31% to 3.44 in 2023, then slumped by 41.01% to 2.03 in 2024, then jumped by 45.26% to 2.95 in 2025, then tumbled by 89.7% to 0.3 in 2026.
- Business Quant data shows FCFS's Interest Coverage Ratio at 0.3 in Q2 2026, 0.31 in Q1 2026, and 2.95 in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 35.45 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 25.63 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 1.53 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.46 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.22 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.78 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -3.03 |
| 10 | FirstCash Holdings | 9.04 Bn | 8.87 Bn | 533.67 Mn | 0.30 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.30 |
| Mar 31, 2026 | 0.31 |
| Dec 31, 2025 | 2.95 |
| Sep 30, 2025 | 0.26 |
| Jun 30, 2025 | 3.08 |
| Mar 31, 2025 | 3.46 |
| Dec 31, 2024 | 2.03 |
| Sep 30, 2024 | 3.11 |
| Jun 30, 2024 | 2.63 |
| Mar 31, 2024 | 2.45 |
| Dec 31, 2023 | 3.44 |
| Sep 30, 2023 | 3.14 |
| Jun 30, 2023 | 2.87 |
| Mar 31, 2023 | 2.10 |
| Dec 31, 2022 | -6.22 |
| Sep 30, 2022 | 4.12 |
| Jun 30, 2022 | 6.75 |
| Mar 31, 2022 | 1.27 |
| Dec 31, 2021 | 0.40 |
| Sep 30, 2021 | 5.56 |