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FirstCash Holdings (FCFS) Interest Coverage Ratio: 2010-2025

Historic Interest Coverage Ratio for FirstCash Holdings (FCFS) over the last 16 years, with Sep 2025 value amounting to 3.49.

  • FirstCash Holdings' Interest Coverage Ratio rose 12.41% to 3.49 in Q3 2025 from the same period last year, while for Sep 2025 it was 3.66, marking a year-over-year increase of 17.89%. This contributed to the annual value of 3.26 for FY2024, which is 3.72% up from last year.
  • As of Q3 2025, FirstCash Holdings' Interest Coverage Ratio stood at 3.49, which was up 13.41% from 3.08 recorded in Q2 2025.
  • In the past 5 years, FirstCash Holdings' Interest Coverage Ratio ranged from a high of 6.75 in Q2 2022 and a low of 2.28 during Q1 2022.
  • Its 3-year average for Interest Coverage Ratio is 3.28, with a median of 3.14 in 2023.
  • As far as peak fluctuations go, FirstCash Holdings' Interest Coverage Ratio soared by 106.41% in 2021, and later plummeted by 64.35% in 2022.
  • Over the past 5 years, FirstCash Holdings' Interest Coverage Ratio (Quarterly) stood at 3.71 in 2021, then surged by 37.06% to 5.09 in 2022, then slumped by 32.40% to 3.44 in 2023, then climbed by 17.03% to 4.03 in 2024, then increased by 12.41% to 3.49 in 2025.
  • Its Interest Coverage Ratio stands at 3.49 for Q3 2025, versus 3.08 for Q2 2025 and 4.05 for Q1 2025.