FirstCash Holdings (FCFS) Interest Coverage Ratio (2010 - 2026)
FirstCash Holdings (FCFS) posted quarterly Interest Coverage Ratio of 4.2 for Q1 2026, down 44.92% year-over-year from 7.63 in Q1 2025, and down 75.38% on a QoQ basis from 17.07 in Q4 2025.
FirstCash Holdings (FCFS) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
FirstCash Holdings (FCFS) has reported Interest Coverage Ratio for 17 consecutive years, with 4.2 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 44.92% year-over-year to 4.2; the TTM figure through Mar 2026 stood at 8.3 (up 135.79% YoY), while the FY2025 annual figure was 7.48, up 129.52% from the prior year.
- Interest Coverage Ratio came in at 4.2 for Q1 2026 at FirstCash Holdings, down from 17.07 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 17.07 in Q4 2025, with the low at 6.57 in Q4 2024.
- Average Interest Coverage Ratio over 5 years is 5.78, with a median of 6.55 recorded in 2024.
- Across the five-year window, Interest Coverage Ratio sank 186.94% in 2024 and soared 359.91% in 2025, its largest moves.
- Year by year, Interest Coverage Ratio stood at 15.71 in 2022, then sank by 51.92% to 7.56 in 2023, then plunged by 186.94% to 6.57 in 2024, then jumped by 359.91% to 17.07 in 2025, then slumped by 75.38% to 4.2 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 4.2, 17.07, and 7.36 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 40.64 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 26.52 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.80 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.78 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.12 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.49 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.23 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | FirstCash Holdings | 125.59 Mn | -856.28 Mn | 542.38 Mn | 4.20 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.20 |
| Dec 31, 2025 | 17.07 |
| Sep 30, 2025 | 7.36 |
| Jun 30, 2025 | 3.08 |
| Mar 31, 2025 | 7.63 |
| Dec 31, 2024 | -6.57 |
| Sep 30, 2024 | 6.55 |
| Jun 30, 2024 | 6.63 |
| Mar 31, 2024 | 6.87 |
| Dec 31, 2023 | 7.56 |
| Sep 30, 2023 | 3.14 |
| Jun 30, 2023 | 2.87 |
| Mar 31, 2023 | 3.02 |
| Dec 31, 2022 | 15.71 |
| Sep 30, 2022 | 4.12 |
| Jun 30, 2022 | 6.75 |
| Mar 31, 2022 | 2.28 |
| Dec 31, 2021 | 3.71 |
| Sep 30, 2021 | 5.56 |
| Jun 30, 2021 | 11.82 |