FirstCash Holdings (FCFS) EBITDA Margin (2010 - 2026)

FirstCash Holdings (FCFS) posted quarterly EBITDA Margin of 21.51% for Q1 2026, down 1417.0% year-over-year from 1.63% in Q1 2025, and down 20.9% on a QoQ basis from 27.19% in Q4 2025.

FirstCash Holdings (FCFS) EBITDA Margin (2010 - 2026) Analysis & Trends

FirstCash Holdings (FCFS) has reported EBITDA Margin for 17 consecutive years, with 21.51% the latest figure, recorded in Q1 2026.

  • In Q1 2026, EBITDA Margin fell 1417.0% year-over-year to 21.51%; the TTM figure through Mar 2026 stood at 31.71% (down 10615.0% YoY), while the FY2025 annual figure was 33.49%, down 1801.0% from the prior year.
  • EBITDA Margin came in at 21.51% for Q1 2026 at FirstCash Holdings, down from 27.19% in the prior quarter.
  • The five-year high for EBITDA Margin was 78.37% in Q3 2024, with the low at 33.16% in Q4 2023.
  • Average EBITDA Margin over 5 years is 42.0%, with a median of 50.26% recorded in 2023.
  • Across the five-year window, EBITDA Margin soared 4261 bps in 2022 and plunged 8711 bps in 2023, its largest moves.
  • Year by year, EBITDA Margin stood at 53.96% in 2022, then sank by 161 bps to 33.16% in 2023, then surged by 124 bps to 8.09% in 2024, then jumped by 236 bps to 27.19% in 2025, then decreased by 21 bps to 21.51% in 2026.
  • According to Business Quant data, EBITDA Margin over the past three periods registered 21.51%, 27.19%, and 76.21% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 64.42%
2 Mastercard 465.55 Bn 455.34 Bn - 58.43%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 18.77%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 17.81%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 28.77%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 13.91%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 15.79%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 24.11%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 15.96%
10 FirstCash Holdings 125.59 Mn -856.28 Mn 542.38 Mn 21.51%

Historic Data

Download Data
DateValue
Mar 31, 2026 21.51%
Dec 31, 2025 27.19%
Sep 30, 2025 76.21%
Jun 30, 2025 41.38%
Mar 31, 2025 35.68%
Dec 31, 2024 8.09%
Sep 30, 2024 78.37%
Jun 30, 2024 76.26%
Mar 31, 2024 35.27%
Dec 31, 2023 -33.16%
Sep 30, 2023 54.11%
Jun 30, 2023 50.81%
Mar 31, 2023 50.26%
Dec 31, 2022 53.96%
Sep 30, 2022 53.81%
Jun 30, 2022 64.45%
Mar 31, 2022 19.81%
Dec 31, 2021 15.23%
Sep 30, 2021 16.48%
Jun 30, 2021 21.84%