FirstCash Holdings (FCFS) EBITDA Margin (2010 - 2026)
FirstCash Holdings (FCFS) posted quarterly EBITDA Margin of 21.51% for Q1 2026, down 1417.0% year-over-year from 1.63% in Q1 2025, and down 20.9% on a QoQ basis from 27.19% in Q4 2025.
FirstCash Holdings (FCFS) EBITDA Margin (2010 - 2026) Analysis & Trends
FirstCash Holdings (FCFS) has reported EBITDA Margin for 17 consecutive years, with 21.51% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBITDA Margin fell 1417.0% year-over-year to 21.51%; the TTM figure through Mar 2026 stood at 31.71% (down 10615.0% YoY), while the FY2025 annual figure was 33.49%, down 1801.0% from the prior year.
- EBITDA Margin came in at 21.51% for Q1 2026 at FirstCash Holdings, down from 27.19% in the prior quarter.
- The five-year high for EBITDA Margin was 78.37% in Q3 2024, with the low at 33.16% in Q4 2023.
- Average EBITDA Margin over 5 years is 42.0%, with a median of 50.26% recorded in 2023.
- Across the five-year window, EBITDA Margin soared 4261 bps in 2022 and plunged 8711 bps in 2023, its largest moves.
- Year by year, EBITDA Margin stood at 53.96% in 2022, then sank by 161 bps to 33.16% in 2023, then surged by 124 bps to 8.09% in 2024, then jumped by 236 bps to 27.19% in 2025, then decreased by 21 bps to 21.51% in 2026.
- According to Business Quant data, EBITDA Margin over the past three periods registered 21.51%, 27.19%, and 76.21% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 64.42% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 58.43% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 18.77% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 17.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 28.77% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 13.91% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 15.79% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 24.11% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.96% |
| 10 | FirstCash Holdings | 125.59 Mn | -856.28 Mn | 542.38 Mn | 21.51% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 21.51% |
| Dec 31, 2025 | 27.19% |
| Sep 30, 2025 | 76.21% |
| Jun 30, 2025 | 41.38% |
| Mar 31, 2025 | 35.68% |
| Dec 31, 2024 | 8.09% |
| Sep 30, 2024 | 78.37% |
| Jun 30, 2024 | 76.26% |
| Mar 31, 2024 | 35.27% |
| Dec 31, 2023 | -33.16% |
| Sep 30, 2023 | 54.11% |
| Jun 30, 2023 | 50.81% |
| Mar 31, 2023 | 50.26% |
| Dec 31, 2022 | 53.96% |
| Sep 30, 2022 | 53.81% |
| Jun 30, 2022 | 64.45% |
| Mar 31, 2022 | 19.81% |
| Dec 31, 2021 | 15.23% |
| Sep 30, 2021 | 16.48% |
| Jun 30, 2021 | 21.84% |