FirstCash Holdings (FCFS) EBITDA Margin (2010 - 2026)
FirstCash Holdings (FCFS) recorded quarterly EBITDA Margin of 21.51% in Q1 2026, down 20.9% quarter-over-quarter from 27.19% in Q4 2025, and down 1417.0% on a YoY basis from 1.63% in Q1 2025.
FirstCash Holdings (FCFS) EBITDA Margin (2010 - 2026) Analysis & Trends
FirstCash Holdings' EBITDA Margin history runs 17 years deep, the most recent figure standing at 21.51% for Q1 2026.
- In Q1 2026, EBITDA Margin fell 1417.0% year-over-year to 21.51%; the TTM figure through Mar 2026 stood at 31.71% (down 10615.0% YoY), while the FY2025 annual figure was 33.49%, down 1801.0% from the prior year.
- EBITDA Margin was 21.51% for Q1 2026 at FirstCash Holdings, down from 27.19% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 78.37% in Q3 2024 to a low of 33.16% in Q4 2023.
- Historically, EBITDA Margin has averaged 42.0% across 5 years, with a median of 50.26% in 2023.
- The sharpest annual moves came in 2022 and 2023: EBITDA Margin soared 4261 bps in 2022, then tumbled 8711 bps in 2023.
- A 5-year view of EBITDA Margin shows it stood at 53.96% in 2022, then plunged by 161 bps to 33.16% in 2023, then surged by 124 bps to 8.09% in 2024, then jumped by 236 bps to 27.19% in 2025, then declined by 21 bps to 21.51% in 2026.
- The last three EBITDA Margin figures came in at 21.51% (Q1 2026), 27.19% (Q4 2025), and 76.21% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 64.42% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 58.43% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 44.55% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 42.26% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 28.77% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 13.91% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 15.79% |
| 10 | FirstCash Holdings | - | - | 542.38 Mn | 21.51% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 21.51% |
| Dec 31, 2025 | 27.19% |
| Sep 30, 2025 | 76.21% |
| Jun 30, 2025 | 41.38% |
| Mar 31, 2025 | 35.68% |
| Dec 31, 2024 | 8.09% |
| Sep 30, 2024 | 78.37% |
| Jun 30, 2024 | 76.26% |
| Mar 31, 2024 | 35.27% |
| Dec 31, 2023 | -33.16% |
| Sep 30, 2023 | 54.11% |
| Jun 30, 2023 | 50.81% |
| Mar 31, 2023 | 50.26% |
| Dec 31, 2022 | 53.96% |
| Sep 30, 2022 | 53.81% |
| Jun 30, 2022 | 64.45% |
| Mar 31, 2022 | 19.81% |
| Dec 31, 2021 | 15.23% |
| Sep 30, 2021 | 16.48% |
| Jun 30, 2021 | 21.84% |