FirstCash Holdings (FCFS) Total Debt (2010 - 2026)
FirstCash Holdings' Total Debt was $2.45 billion in Q3 2026, up 10.6% from $2.21 billion a year earlier and up 4.3% from the prior quarter.
Analysis
FirstCash Holdings (FCFS) Total Debt (2010 - 2026) Analysis & Trends
At the end of FY2025, Total Debt at FirstCash Holdings came in at $2.21 billion, up 27.7% from FY2024.
- Total Debt has now increased for five consecutive years, with a five-year compound annual growth rate of 29.1% (FY2020 to FY2025).
- In earlier years, Total Debt was $1.73 billion in FY2024 (+7.7%), $1.61 billion in FY2023 (+16.8%), $1.37 billion in FY2022 (+6.3%) and $1.29 billion in FY2021 (+109.9%).
- The Q3 2026 figure marks the highest quarterly Total Debt in data going back to Q2 2010.
- Compared with a year earlier, Total Debt has increased for 22 straight quarters, with growth averaging 19.5% over the last eight quarters.
- Across the past five years, year-over-year growth in Total Debt ran from 0.3% in Q2 2025 to 133.2% in Q1 2022.
- Per Business Quant data, FCFS's Total Debt in the three quarters before Q3 2026 was $2.35 billion (Q2 2026), $2.25 billion (Q1 2026) and $2.21 billion (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 42.59 Bn | 31.41 Bn | - | 24.90 Bn |
| 2 | Orix | 41.61 Bn | 10.83 Bn | 12.74 Bn | 38.96 Bn |
| 3 | Royalty Pharma | 38.85 Bn | 38.76 Bn | - | 8.96 Bn |
| 4 | Federal National Mortgage Association Fannie Mae | 29.69 Bn | 29.69 Bn | - | 4,169.25 Bn |
| 5 | Affirm Holdings | 25.49 Bn | 19.18 Bn | - | 3.33 Bn |
| 6 | Synchrony Financial | 23.34 Bn | -44.29 Bn | - | 8.11 Bn |
| 7 | Royal Gold | 20.84 Bn | 20.06 Bn | 390.45 Mn | 395.89 Mn |
| 8 | Federal Home Loan Mortgage | 15.10 Bn | -3.58 Bn | - | 166.52 Bn |
| 9 | Annaly Capital Management | 14.86 Bn | 5.89 Bn | - | 38.38 Bn |
| 10 | FirstCash Holdings | 8.29 Bn | 7.66 Bn | 545.54 Mn | 2.45 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 2.45 Bn |
| Jun 30, 2026 | 2.35 Bn |
| Mar 31, 2026 | 2.25 Bn |
| Dec 31, 2025 | 2.21 Bn |
| Sep 30, 2025 | 2.21 Bn |
| Jun 30, 2025 | 1.68 Bn |
| Mar 31, 2025 | 1.71 Bn |
| Dec 31, 2024 | 1.73 Bn |
| Sep 30, 2024 | 1.73 Bn |
| Jun 30, 2024 | 1.68 Bn |
| Mar 31, 2024 | 1.54 Bn |
| Dec 31, 2023 | 1.61 Bn |
| Sep 30, 2023 | 1.60 Bn |
| Jun 30, 2023 | 1.41 Bn |
| Mar 31, 2023 | 1.34 Bn |
| Dec 31, 2022 | 1.37 Bn |
| Sep 30, 2022 | 1.37 Bn |
| Jun 30, 2022 | 1.31 Bn |
| Mar 31, 2022 | 1.25 Bn |
| Dec 31, 2021 | 1.29 Bn |
API Access
FirstCash Holdings Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=FCFS&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "FCFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=FCFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();