FirstCash Holdings (FCFS) FCF Margin (2010 - 2026)

FirstCash Holdings (FCFS) recorded quarterly FCF Margin of 4.86% in Q1 2026, down 74.93% quarter-over-quarter from 19.37% in Q4 2025, and down 874.0% on a YoY basis from 0.63% in Q1 2025.

FirstCash Holdings (FCFS) FCF Margin (2010 - 2026) Analysis & Trends

FirstCash Holdings' FCF Margin history runs 17 years deep, the most recent figure standing at 4.86% for Q1 2026.

  • In Q1 2026, FCF Margin fell 874.0% year-over-year to 4.86%; the TTM figure through Mar 2026 stood at 10.63% (down 7276.0% YoY), while the FY2025 annual figure was 14.31%, down 1580.0% from the prior year.
  • FCF Margin was 4.86% for Q1 2026 at FirstCash Holdings, down from 19.37% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 31.5% in Q2 2022 to a low of 42.98% in Q3 2025.
  • Historically, FCF Margin has averaged 8.46% across 5 years, with a median of 17.14% in 2022.
  • The sharpest annual moves came in 2024 and 2025: FCF Margin sank 6492 bps in 2024, then soared 5974 bps in 2025.
  • A 5-year view of FCF Margin shows it stood at 12.04% in 2022, then tumbled by 177 bps to 9.33% in 2023, then sank by 333 bps to 40.38% in 2024, then jumped by 148 bps to 19.37% in 2025, then slumped by 75 bps to 4.86% in 2026.
  • The last three FCF Margin figures came in at 4.86% (Q1 2026), 19.37% (Q4 2025), and 42.98% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 23.37%
2 Mastercard 437.55 Bn 427.34 Bn - 33.56%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 14.04%
4 Capital One Financial 112.47 Bn 35.97 Bn - 35.91%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 10.81%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 45.78%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 6,779.64%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -216.52%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 65.22%
10 FirstCash Holdings - - 542.38 Mn 4.86%

Historic Data

Download Data
DateValue
Mar 31, 2026 4.86%
Dec 31, 2025 19.37%
Sep 30, 2025 -42.98%
Jun 30, 2025 26.98%
Mar 31, 2025 13.60%
Dec 31, 2024 -40.38%
Sep 30, 2024 -37.16%
Jun 30, 2024 24.75%
Mar 31, 2024 11.49%
Dec 31, 2023 -9.33%
Sep 30, 2023 27.75%
Jun 30, 2023 25.11%
Mar 31, 2023 29.51%
Dec 31, 2022 12.04%
Sep 30, 2022 29.61%
Jun 30, 2022 31.50%
Mar 31, 2022 17.14%
Dec 31, 2021 11.45%
Sep 30, 2021 5.03%
Jun 30, 2021 8.48%