FirstCash Holdings (FCFS) FCF Margin (2010 - 2026)
FirstCash Holdings (FCFS) posted FCF Margin of 7.73% for Q2 2026, up 59.14% on a QoQ basis from 4.86% in Q1 2026, and up 842.0% year-over-year from 0.82% in Q2 2025.
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FirstCash Holdings (FCFS) FCF Margin (2010 - 2026) Analysis & Trends
FirstCash Holdings has reported FCF Margin for 17 years, with the latest figure at 7.73% in Q2 2026.
- On a quarterly basis, FCF Margin rose 842.0% year-over-year to 7.73% in Q2 2026; TTM through Jun 2026 was 15.82%, a 773.0% increase from a year earlier, with the FY2025 full-year figure at 14.31%, up 92.0% from the prior year.
- FCF Margin was 7.73% for Q2 2026 at FirstCash Holdings, up from 4.86% in the prior quarter.
- The five-year high for FCF Margin was 45.64% in Q4 2025, with the low at 16.12% in Q3 2024.
- Average FCF Margin over 5 years is 11.97%, with a median of 11.16% recorded in 2024.
- The largest YoY upside for FCF Margin was 3673 bps in 2024 against a maximum downside of 2794 bps in 2024.
- Over 5 years, FCF Margin stood at 12.04% in 2022, then declined by 27 bps to 8.85% in 2023, then soared by 415 bps to 45.57% in 2024, then advanced by 0 bps to 45.64% in 2025, then plunged by 83 bps to 7.73% in 2026.
- The last three FCF Margin figures came in at 7.73% (Q2 2026), 4.86% (Q1 2026), and 45.64% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 50.23% |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | -1,112.06% |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 7.73% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 52.42% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | -31.97% |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 57.21% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 53.68% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 51.85% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 7.85% |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 80.79% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.73% |
| Mar 31, 2026 | 4.86% |
| Dec 31, 2025 | 45.64% |
| Sep 30, 2025 | 3.70% |
| Jun 30, 2025 | -0.70% |
| Mar 31, 2025 | 1.45% |
| Dec 31, 2024 | 45.57% |
| Sep 30, 2024 | -16.12% |
| Jun 30, 2024 | 10.82% |
| Mar 31, 2024 | 11.49% |
| Dec 31, 2023 | 8.85% |
| Sep 30, 2023 | 11.83% |
| Jun 30, 2023 | 10.73% |
| Mar 31, 2023 | 12.69% |
| Dec 31, 2022 | 12.04% |
| Sep 30, 2022 | 13.25% |
| Jun 30, 2022 | 14.51% |
| Mar 31, 2022 | 17.14% |
| Dec 31, 2021 | 7.48% |
| Sep 30, 2021 | 3.38% |