FirstCash Holdings (FCFS) FCF Margin (2010 - 2026)

FirstCash Holdings (FCFS) posted quarterly FCF Margin of 4.86% for Q1 2026, down 874.0% year-over-year from 0.63% in Q1 2025, and down 74.93% on a QoQ basis from 19.37% in Q4 2025.

FirstCash Holdings (FCFS) FCF Margin (2010 - 2026) Analysis & Trends

FirstCash Holdings (FCFS) has reported FCF Margin for 17 consecutive years, with 4.86% the latest figure, recorded in Q1 2026.

  • In Q1 2026, FCF Margin fell 874.0% year-over-year to 4.86%; the TTM figure through Mar 2026 stood at 10.63% (down 7276.0% YoY), while the FY2025 annual figure was 14.31%, down 1580.0% from the prior year.
  • FCF Margin came in at 4.86% for Q1 2026 at FirstCash Holdings, down from 19.37% in the prior quarter.
  • The five-year high for FCF Margin was 31.5% in Q2 2022, with the low at 42.98% in Q3 2025.
  • Average FCF Margin over 5 years is 8.46%, with a median of 17.14% recorded in 2022.
  • Across the five-year window, FCF Margin slumped 6492 bps in 2024 and soared 5974 bps in 2025, its largest moves.
  • Year by year, FCF Margin stood at 12.04% in 2022, then plunged by 177 bps to 9.33% in 2023, then slumped by 333 bps to 40.38% in 2024, then jumped by 148 bps to 19.37% in 2025, then tumbled by 75 bps to 4.86% in 2026.
  • According to Business Quant data, FCF Margin over the past three periods registered 4.86%, 19.37%, and 42.98% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 23.37%
2 Mastercard 465.55 Bn 455.34 Bn - 33.56%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 14.04%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 10.81%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 6,779.64%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -216.52%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 65.22%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 46.37%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 15.37%
10 FirstCash Holdings 125.59 Mn -856.28 Mn 542.38 Mn 4.86%

Historic Data

Download Data
DateValue
Mar 31, 2026 4.86%
Dec 31, 2025 19.37%
Sep 30, 2025 -42.98%
Jun 30, 2025 26.98%
Mar 31, 2025 13.60%
Dec 31, 2024 -40.38%
Sep 30, 2024 -37.16%
Jun 30, 2024 24.75%
Mar 31, 2024 11.49%
Dec 31, 2023 -9.33%
Sep 30, 2023 27.75%
Jun 30, 2023 25.11%
Mar 31, 2023 29.51%
Dec 31, 2022 12.04%
Sep 30, 2022 29.61%
Jun 30, 2022 31.50%
Mar 31, 2022 17.14%
Dec 31, 2021 11.45%
Sep 30, 2021 5.03%
Jun 30, 2021 8.48%