FirstCash Holdings (FCFS) FCF Margin (2010 - 2026)
FirstCash Holdings (FCFS) recorded quarterly FCF Margin of 4.86% in Q1 2026, down 74.93% quarter-over-quarter from 19.37% in Q4 2025, and down 874.0% on a YoY basis from 0.63% in Q1 2025.
FirstCash Holdings (FCFS) FCF Margin (2010 - 2026) Analysis & Trends
FirstCash Holdings' FCF Margin history runs 17 years deep, the most recent figure standing at 4.86% for Q1 2026.
- In Q1 2026, FCF Margin fell 874.0% year-over-year to 4.86%; the TTM figure through Mar 2026 stood at 10.63% (down 7276.0% YoY), while the FY2025 annual figure was 14.31%, down 1580.0% from the prior year.
- FCF Margin was 4.86% for Q1 2026 at FirstCash Holdings, down from 19.37% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 31.5% in Q2 2022 to a low of 42.98% in Q3 2025.
- Historically, FCF Margin has averaged 8.46% across 5 years, with a median of 17.14% in 2022.
- The sharpest annual moves came in 2024 and 2025: FCF Margin sank 6492 bps in 2024, then soared 5974 bps in 2025.
- A 5-year view of FCF Margin shows it stood at 12.04% in 2022, then tumbled by 177 bps to 9.33% in 2023, then sank by 333 bps to 40.38% in 2024, then jumped by 148 bps to 19.37% in 2025, then slumped by 75 bps to 4.86% in 2026.
- The last three FCF Margin figures came in at 4.86% (Q1 2026), 19.37% (Q4 2025), and 42.98% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 23.37% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 33.56% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 14.04% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 35.91% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 10.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 45.78% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 6,779.64% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -216.52% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 65.22% |
| 10 | FirstCash Holdings | - | - | 542.38 Mn | 4.86% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.86% |
| Dec 31, 2025 | 19.37% |
| Sep 30, 2025 | -42.98% |
| Jun 30, 2025 | 26.98% |
| Mar 31, 2025 | 13.60% |
| Dec 31, 2024 | -40.38% |
| Sep 30, 2024 | -37.16% |
| Jun 30, 2024 | 24.75% |
| Mar 31, 2024 | 11.49% |
| Dec 31, 2023 | -9.33% |
| Sep 30, 2023 | 27.75% |
| Jun 30, 2023 | 25.11% |
| Mar 31, 2023 | 29.51% |
| Dec 31, 2022 | 12.04% |
| Sep 30, 2022 | 29.61% |
| Jun 30, 2022 | 31.50% |
| Mar 31, 2022 | 17.14% |
| Dec 31, 2021 | 11.45% |
| Sep 30, 2021 | 5.03% |
| Jun 30, 2021 | 8.48% |