FirstCash Holdings FCFS
NASDAQ FCFS
$218.99 +0.02 (+0.01%)
At close: Sep 18, 2026 · 4:00 PM EDT

FirstCash Holdings (FCFS) Times Interest Earned (2010 - 2026)

FirstCash Holdings (FCFS) posted Times Interest Earned of 3.56 for Q2 2026, down 15.37% on a QoQ basis from 4.2 in Q1 2026, and up 15.55% year-over-year from 3.08 in Q2 2025.

Analysis

FirstCash Holdings (FCFS) Times Interest Earned (2010 - 2026) Analysis & Trends

FirstCash Holdings has reported Times Interest Earned for 17 years, with the latest figure at 3.56 in Q2 2026.

  • On a quarterly basis, Times Interest Earned rose 15.55% year-over-year to 3.56 in Q2 2026; TTM through Jun 2026 was 3.83, a 7.3% increase from a year earlier, with the FY2025 full-year figure at 3.69, up 13.27% from the prior year.
  • Times Interest Earned was 3.56 for Q2 2026 at FirstCash Holdings, down from 4.2 in the prior quarter.
  • The five-year high for Times Interest Earned was 6.75 in Q2 2022, with the low at 2.28 in Q1 2022.
  • Average Times Interest Earned over 5 years is 3.67, with a median of 3.47 recorded in 2025.
  • The largest YoY upside for Times Interest Earned was 37.06% in 2022 against a maximum downside of 64.35% in 2022.
  • Over 5 years, Times Interest Earned stood at 5.09 in 2022, then slumped by 32.4% to 3.44 in 2023, then climbed by 17.03% to 4.03 in 2024, then rose by 0.53% to 4.05 in 2025, then fell by 12.13% to 3.56 in 2026.
  • The last three Times Interest Earned figures came in at 3.56 (Q2 2026), 4.2 (Q1 2026), and 4.05 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 2.22
2 Affirm Holdings 24.01 Bn 22.38 Bn - 1.24
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 3.56
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 1.40
5 Slm 4.72 Bn -77.52 Mn - 1.30
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 2.42
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 2.43
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 1.64
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 6.56
10 Navient 1.64 Bn 275.03 Mn - 1.07
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 3.56
Mar 31, 2026 4.20
Dec 31, 2025 4.05
Sep 30, 2025 3.49
Jun 30, 2025 3.08
Mar 31, 2025 4.05
Dec 31, 2024 4.03
Sep 30, 2024 3.11
Jun 30, 2024 2.63
Mar 31, 2024 3.22
Dec 31, 2023 3.44
Sep 30, 2023 3.14
Jun 30, 2023 2.87
Mar 31, 2023 3.02
Dec 31, 2022 5.09
Sep 30, 2022 4.12
Jun 30, 2022 6.75
Mar 31, 2022 2.28
Dec 31, 2021 3.71
Sep 30, 2021 5.56