FirstCash Holdings (FCFS) Times Interest Earned (2010 - 2026)

FirstCash Holdings (FCFS) posted quarterly Times Interest Earned of $4.2 for Q1 2026, down 44.92% year-over-year from $7.63 in Q1 2025, and down 75.38% on a QoQ basis from $17.07 in Q4 2025.

FirstCash Holdings (FCFS) Times Interest Earned (2010 - 2026) Analysis & Trends

FirstCash Holdings (FCFS) has reported Times Interest Earned for 17 consecutive years, with $4.2 the latest figure, recorded in Q1 2026.

  • In Q1 2026, Times Interest Earned fell 44.92% year-over-year to $4.2; the TTM figure through Mar 2026 stood at $8.3 (up 135.79% YoY), while the FY2025 annual figure was $7.48, up 129.52% from the prior year.
  • Times Interest Earned came in at $4.2 for Q1 2026 at FirstCash Holdings, down from $17.07 in the prior quarter.
  • The five-year high for Times Interest Earned was $17.07 in Q4 2025, with the low at -$6.57 in Q4 2024.
  • Average Times Interest Earned over 5 years is $5.78, with a median of $6.55 recorded in 2024.
  • Across the five-year window, Times Interest Earned sank 186.94% in 2024 and soared 359.91% in 2025, its largest moves.
  • Year by year, Times Interest Earned stood at $15.71 in 2022, then sank by 51.92% to $7.56 in 2023, then plunged by 186.94% to -$6.57 in 2024, then jumped by 359.91% to $17.07 in 2025, then slumped by 75.38% to $4.2 in 2026.
  • According to Business Quant data, Times Interest Earned over the past three periods registered $4.2, $17.07, and $7.36 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 40.64
2 Mastercard 465.55 Bn 455.34 Bn - 26.52
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.80
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.78
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.12
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.49
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.23
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 FirstCash Holdings 125.59 Mn -856.28 Mn 542.38 Mn 4.20

Historic Data

Download Data
DateValue
Mar 31, 2026 4.20
Dec 31, 2025 17.07
Sep 30, 2025 7.36
Jun 30, 2025 3.08
Mar 31, 2025 7.63
Dec 31, 2024 -6.57
Sep 30, 2024 6.55
Jun 30, 2024 6.63
Mar 31, 2024 6.87
Dec 31, 2023 7.56
Sep 30, 2023 3.14
Jun 30, 2023 2.87
Mar 31, 2023 3.02
Dec 31, 2022 15.71
Sep 30, 2022 4.12
Jun 30, 2022 6.75
Mar 31, 2022 2.28
Dec 31, 2021 3.71
Sep 30, 2021 5.56
Jun 30, 2021 11.82