FirstCash Holdings (FCFS) Times Interest Earned (2010 - 2026)
FirstCash Holdings (FCFS) recorded quarterly Times Interest Earned of $4.2 in Q1 2026, down 75.38% quarter-over-quarter from $17.07 in Q4 2025, and down 44.92% on a YoY basis from $7.63 in Q1 2025.
FirstCash Holdings (FCFS) Times Interest Earned (2010 - 2026) Analysis & Trends
FirstCash Holdings' Times Interest Earned history runs 17 years deep, the most recent figure standing at $4.2 for Q1 2026.
- In Q1 2026, Times Interest Earned fell 44.92% year-over-year to $4.2; the TTM figure through Mar 2026 stood at $8.3 (up 135.79% YoY), while the FY2025 annual figure was $7.48, up 129.52% from the prior year.
- Times Interest Earned was $4.2 for Q1 2026 at FirstCash Holdings, down from $17.07 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $17.07 in Q4 2025 to a low of -$6.57 in Q4 2024.
- Historically, Times Interest Earned has averaged $5.78 across 5 years, with a median of $6.55 in 2024.
- The sharpest annual moves came in 2024 and 2025: Times Interest Earned plunged 186.94% in 2024, then soared 359.91% in 2025.
- A 5-year view of Times Interest Earned shows it stood at $15.71 in 2022, then plunged by 51.92% to $7.56 in 2023, then tumbled by 186.94% to -$6.57 in 2024, then jumped by 359.91% to $17.07 in 2025, then sank by 75.38% to $4.2 in 2026.
- The last three Times Interest Earned figures came in at $4.2 (Q1 2026), $17.07 (Q4 2025), and $7.36 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 40.64 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 26.52 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.80 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 1.66 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.08 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.78 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.12 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.49 |
| 10 | FirstCash Holdings | - | - | 542.38 Mn | 4.20 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.20 |
| Dec 31, 2025 | 17.07 |
| Sep 30, 2025 | 7.36 |
| Jun 30, 2025 | 3.08 |
| Mar 31, 2025 | 7.63 |
| Dec 31, 2024 | -6.57 |
| Sep 30, 2024 | 6.55 |
| Jun 30, 2024 | 6.63 |
| Mar 31, 2024 | 6.87 |
| Dec 31, 2023 | 7.56 |
| Sep 30, 2023 | 3.14 |
| Jun 30, 2023 | 2.87 |
| Mar 31, 2023 | 3.02 |
| Dec 31, 2022 | 15.71 |
| Sep 30, 2022 | 4.12 |
| Jun 30, 2022 | 6.75 |
| Mar 31, 2022 | 2.28 |
| Dec 31, 2021 | 3.71 |
| Sep 30, 2021 | 5.56 |
| Jun 30, 2021 | 11.82 |