FirstCash Holdings (FCFS) Debt Ratio (2010 - 2026)
FirstCash Holdings' (FCFS) Debt Ratio came in at 0.44 for Q3 2026, up 3.1% from 0.43 a year earlier and up 2.9% from the prior quarter.
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Analysis
FirstCash Holdings (FCFS) Debt Ratio (2010 - 2026) Analysis & Trends
For FY2025, FirstCash Holdings' Debt Ratio stood at 0.42, up 7.9% from FY2024.
- Annual Debt Ratio has increased for seven consecutive years.
- In prior years, FirstCash Holdings' Debt Ratio was 0.39 in FY2024 (+3.2%), 0.37 in FY2023 (+6.3%), 0.35 in FY2022 (+4.5%) and 0.34 in FY2021 (+29.8%).
- The Q3 2026 figure stands as the highest quarterly Debt Ratio in data going back to Q2 2010.
- On a year-over-year basis, Debt Ratio has increased in each of the last five quarters, with growth averaging 6.0% over the last eight quarters.
- The strongest year-over-year quarter for Debt Ratio in the past five years was Q1 2022, with growth of 43.3%; the weakest was Q2 2025, with a decline of 4.0%.
- According to Business Quant data, Debt Ratio for the three prior quarters was 0.43 (Q2 2026), 0.42 (Q1 2026) and 0.42 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 42.59 Bn | 31.41 Bn | - | 0.41 |
| 2 | Orix | 41.61 Bn | 10.83 Bn | 12.74 Bn | 0.35 |
| 3 | Royalty Pharma | 38.85 Bn | 38.76 Bn | - | 0.45 |
| 4 | Federal National Mortgage Association Fannie Mae | 29.69 Bn | 29.69 Bn | - | 0.97 |
| 5 | Affirm Holdings | 25.49 Bn | 19.18 Bn | - | 0.21 |
| 6 | Synchrony Financial | 23.34 Bn | -44.29 Bn | - | 0.07 |
| 7 | Royal Gold | 20.84 Bn | 20.06 Bn | 390.45 Mn | 0.04 |
| 8 | Federal Home Loan Mortgage | 15.10 Bn | -3.58 Bn | - | 0.05 |
| 9 | Annaly Capital Management | 14.86 Bn | 5.89 Bn | - | 0.26 |
| 10 | FirstCash Holdings | 8.29 Bn | 7.66 Bn | 545.54 Mn | 0.44 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.44 |
| Jun 30, 2026 | 0.43 |
| Mar 31, 2026 | 0.42 |
| Dec 31, 2025 | 0.42 |
| Sep 30, 2025 | 0.43 |
| Jun 30, 2025 | 0.37 |
| Mar 31, 2025 | 0.39 |
| Dec 31, 2024 | 0.39 |
| Sep 30, 2024 | 0.39 |
| Jun 30, 2024 | 0.39 |
| Mar 31, 2024 | 0.36 |
| Dec 31, 2023 | 0.37 |
| Sep 30, 2023 | 0.38 |
| Jun 30, 2023 | 0.36 |
| Mar 31, 2023 | 0.35 |
| Dec 31, 2022 | 0.35 |
| Sep 30, 2022 | 0.36 |
| Jun 30, 2022 | 0.34 |
| Mar 31, 2022 | 0.33 |
| Dec 31, 2021 | 0.34 |
API Access
FirstCash Holdings Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=FCFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "FCFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=FCFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();