FirstCash Holdings (FCFS) Debt Ratio (2010 - 2026)
FirstCash Holdings (FCFS) recorded quarterly Debt Ratio of 0.11 in Q1 2026, up 1.35% quarter-over-quarter from 0.11 in Q4 2025, and up 170.32% on a YoY basis from 0.04 in Q1 2025.
FirstCash Holdings (FCFS) Debt Ratio (2010 - 2026) Analysis & Trends
FirstCash Holdings' Debt Ratio history runs 17 years deep, the most recent figure standing at 0.11 for Q1 2026.
- In Q1 2026, Debt Ratio rose 170.32% year-over-year to 0.11; the TTM figure through Mar 2026 stood at 0.11 (up 170.32% YoY), while the FY2025 annual figure was 0.11, up 138.45% from the prior year.
- Debt Ratio was 0.11 for Q1 2026 at FirstCash Holdings, up from 0.11 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.35 in Q2 2024 to a low of 0.0 in Q1 2024.
- Historically, Debt Ratio has averaged 0.14 across 5 years, with a median of 0.11 in 2025.
- The sharpest annual moves came in 2024 and 2025: Debt Ratio plunged 98.68% in 2024, then surged 1019.53% in 2025.
- A 5-year view of Debt Ratio shows it stood at 0.27 in 2022, then retreated by 8.8% to 0.24 in 2023, then tumbled by 81.72% to 0.04 in 2024, then jumped by 138.45% to 0.11 in 2025, then climbed by 1.35% to 0.11 in 2026.
- The last three Debt Ratio figures came in at 0.11 (Q1 2026), 0.11 (Q4 2025), and 0.32 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.25 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 0.36 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.01 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.06 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.12 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.06 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.18 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.02 |
| 10 | FirstCash Holdings | - | - | 542.38 Mn | 0.11 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.11 |
| Dec 31, 2025 | 0.11 |
| Sep 30, 2025 | 0.32 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | 0.04 |
| Dec 31, 2024 | 0.04 |
| Sep 30, 2024 | 0.05 |
| Jun 30, 2024 | 0.35 |
| Mar 31, 2024 | 0.00 |
| Dec 31, 2023 | 0.24 |
| Sep 30, 2023 | 0.13 |
| Jun 30, 2023 | 0.26 |
| Mar 31, 2023 | 0.27 |
| Dec 31, 2022 | 0.27 |
| Sep 30, 2022 | 0.09 |
| Jun 30, 2022 | 0.07 |
| Mar 31, 2022 | 0.06 |
| Dec 31, 2021 | 0.07 |
| Sep 30, 2021 | 0.19 |
| Jun 30, 2021 | 0.07 |