FirstCash Holdings (FCFS) Debt Ratio (2010 - 2026)

FirstCash Holdings (FCFS) posted quarterly Debt Ratio of 0.43 for Q2 2026, up 14.59% year-over-year from 0.37 in Q2 2025, and up 1.72% quarter-over-quarter from 0.42 in Q1 2026.

FirstCash Holdings (FCFS) Debt Ratio (2010 - 2026) Analysis & Trends

FirstCash Holdings' Debt Ratio history runs 17 years deep, the most recent figure standing at 0.43 for Q2 2026.

  • In Q2 2026, Debt Ratio rose 14.59% year-over-year to 0.43; the TTM figure through Jun 2026 stood at 0.43 (up 14.59% YoY), while the FY2025 annual figure was 0.42, up 21.8% from the prior year.
  • Debt Ratio for Q2 2026 stood at 0.43, up from 0.42 in the prior quarter.
  • The five-year high for Debt Ratio was 0.43 in Q2 2026, with the low at 0.24 in Q4 2023.
  • The 5-year median for Debt Ratio is 0.37 (2025), against an average of 0.36.
  • The sharpest annual moves came in 2022 and 2023: Debt Ratio jumped 43.28% in 2022, then slipped 8.8% in 2023.
  • FirstCash Holdings' Debt Ratio stood at 0.27 in 2022, then fell by 8.8% to 0.24 in 2023, then surged by 41.41% to 0.34 in 2024, then climbed by 21.8% to 0.42 in 2025, then gained by 2.65% to 0.43 in 2026.
  • Business Quant data shows FCFS's Debt Ratio at 0.43 in Q2 2026, 0.42 in Q1 2026, and 0.42 in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.25
2 Mastercard 506.53 Bn 493.04 Bn - 0.43
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.19
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.05
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.18
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.13
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.18
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 FirstCash Holdings 9.04 Bn 8.87 Bn 533.67 Mn 0.43

Historic Data

Download Data
DateValue
Jun 30, 2026 0.43
Mar 31, 2026 0.42
Dec 31, 2025 0.42
Sep 30, 2025 0.43
Jun 30, 2025 0.37
Mar 31, 2025 0.39
Dec 31, 2024 0.34
Sep 30, 2024 0.39
Jun 30, 2024 0.39
Mar 31, 2024 0.36
Dec 31, 2023 0.24
Sep 30, 2023 0.38
Jun 30, 2023 0.36
Mar 31, 2023 0.35
Dec 31, 2022 0.27
Sep 30, 2022 0.36
Jun 30, 2022 0.34
Mar 31, 2022 0.33
Dec 31, 2021 0.27
Sep 30, 2021 0.29