FirstCash Holdings (FCFS) Debt Ratio (2010 - 2026)

FirstCash Holdings (FCFS) posted quarterly Debt Ratio of 0.11 for Q1 2026, up 170.32% year-over-year from 0.04 in Q1 2025, and up 1.35% on a QoQ basis from 0.11 in Q4 2025.

FirstCash Holdings (FCFS) Debt Ratio (2010 - 2026) Analysis & Trends

FirstCash Holdings (FCFS) has reported Debt Ratio for 17 consecutive years, with 0.11 the latest figure, recorded in Q1 2026.

  • In Q1 2026, Debt Ratio rose 170.32% year-over-year to 0.11; the TTM figure through Mar 2026 stood at 0.11 (up 170.32% YoY), while the FY2025 annual figure was 0.11, up 138.45% from the prior year.
  • Debt Ratio came in at 0.11 for Q1 2026 at FirstCash Holdings, up from 0.11 in the prior quarter.
  • The five-year high for Debt Ratio was 0.35 in Q2 2024, with the low at 0.0 in Q1 2024.
  • Average Debt Ratio over 5 years is 0.14, with a median of 0.11 recorded in 2025.
  • Across the five-year window, Debt Ratio sank 98.68% in 2024 and surged 1019.53% in 2025, its largest moves.
  • Year by year, Debt Ratio stood at 0.27 in 2022, then dropped by 8.8% to 0.24 in 2023, then plunged by 81.72% to 0.04 in 2024, then jumped by 138.45% to 0.11 in 2025, then rose by 1.35% to 0.11 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.11, 0.11, and 0.32 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.25
2 Mastercard 465.55 Bn 455.34 Bn - 0.36
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.01
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.12
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.18
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.02
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.60
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 3.53
10 FirstCash Holdings 125.59 Mn -856.28 Mn 542.38 Mn 0.11

Historic Data

Download Data
DateValue
Mar 31, 2026 0.11
Dec 31, 2025 0.11
Sep 30, 2025 0.32
Jun 30, 2025 0.03
Mar 31, 2025 0.04
Dec 31, 2024 0.04
Sep 30, 2024 0.05
Jun 30, 2024 0.35
Mar 31, 2024 0.00
Dec 31, 2023 0.24
Sep 30, 2023 0.13
Jun 30, 2023 0.26
Mar 31, 2023 0.27
Dec 31, 2022 0.27
Sep 30, 2022 0.09
Jun 30, 2022 0.07
Mar 31, 2022 0.06
Dec 31, 2021 0.07
Sep 30, 2021 0.19
Jun 30, 2021 0.07