FirstCash Holdings (FCFS) Debt Ratio (2010 - 2026)

FirstCash Holdings (FCFS) recorded quarterly Debt Ratio of 0.11 in Q1 2026, up 1.35% quarter-over-quarter from 0.11 in Q4 2025, and up 170.32% on a YoY basis from 0.04 in Q1 2025.

FirstCash Holdings (FCFS) Debt Ratio (2010 - 2026) Analysis & Trends

FirstCash Holdings' Debt Ratio history runs 17 years deep, the most recent figure standing at 0.11 for Q1 2026.

  • In Q1 2026, Debt Ratio rose 170.32% year-over-year to 0.11; the TTM figure through Mar 2026 stood at 0.11 (up 170.32% YoY), while the FY2025 annual figure was 0.11, up 138.45% from the prior year.
  • Debt Ratio was 0.11 for Q1 2026 at FirstCash Holdings, up from 0.11 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.35 in Q2 2024 to a low of 0.0 in Q1 2024.
  • Historically, Debt Ratio has averaged 0.14 across 5 years, with a median of 0.11 in 2025.
  • The sharpest annual moves came in 2024 and 2025: Debt Ratio plunged 98.68% in 2024, then surged 1019.53% in 2025.
  • A 5-year view of Debt Ratio shows it stood at 0.27 in 2022, then retreated by 8.8% to 0.24 in 2023, then tumbled by 81.72% to 0.04 in 2024, then jumped by 138.45% to 0.11 in 2025, then climbed by 1.35% to 0.11 in 2026.
  • The last three Debt Ratio figures came in at 0.11 (Q1 2026), 0.11 (Q4 2025), and 0.32 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.25
2 Mastercard 437.55 Bn 427.34 Bn - 0.36
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.01
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.06
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.12
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.06
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.18
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.02
10 FirstCash Holdings - - 542.38 Mn 0.11

Historic Data

Download Data
DateValue
Mar 31, 2026 0.11
Dec 31, 2025 0.11
Sep 30, 2025 0.32
Jun 30, 2025 0.03
Mar 31, 2025 0.04
Dec 31, 2024 0.04
Sep 30, 2024 0.05
Jun 30, 2024 0.35
Mar 31, 2024 0.00
Dec 31, 2023 0.24
Sep 30, 2023 0.13
Jun 30, 2023 0.26
Mar 31, 2023 0.27
Dec 31, 2022 0.27
Sep 30, 2022 0.09
Jun 30, 2022 0.07
Mar 31, 2022 0.06
Dec 31, 2021 0.07
Sep 30, 2021 0.19
Jun 30, 2021 0.07