FirstCash Holdings (FCFS) Debt Ratio (2010 - 2026)
FirstCash Holdings (FCFS) posted quarterly Debt Ratio of 0.43 for Q2 2026, up 14.59% year-over-year from 0.37 in Q2 2025, and up 1.72% quarter-over-quarter from 0.42 in Q1 2026.
Analysis
FirstCash Holdings (FCFS) Debt Ratio (2010 - 2026) Analysis & Trends
FirstCash Holdings' Debt Ratio history runs 17 years deep, the most recent figure standing at 0.43 for Q2 2026.
- In Q2 2026, Debt Ratio rose 14.59% year-over-year to 0.43; the TTM figure through Jun 2026 stood at 0.43 (up 14.59% YoY), while the FY2025 annual figure was 0.42, up 21.8% from the prior year.
- Debt Ratio for Q2 2026 stood at 0.43, up from 0.42 in the prior quarter.
- The five-year high for Debt Ratio was 0.43 in Q2 2026, with the low at 0.24 in Q4 2023.
- The 5-year median for Debt Ratio is 0.37 (2025), against an average of 0.36.
- The sharpest annual moves came in 2022 and 2023: Debt Ratio jumped 43.28% in 2022, then slipped 8.8% in 2023.
- FirstCash Holdings' Debt Ratio stood at 0.27 in 2022, then fell by 8.8% to 0.24 in 2023, then surged by 41.41% to 0.34 in 2024, then climbed by 21.8% to 0.42 in 2025, then gained by 2.65% to 0.43 in 2026.
- Business Quant data shows FCFS's Debt Ratio at 0.43 in Q2 2026, 0.42 in Q1 2026, and 0.42 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 0.25 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 0.43 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 0.19 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 0.05 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 0.18 |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 0.21 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 0.13 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.11 |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 0.43 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.43 |
| Mar 31, 2026 | 0.42 |
| Dec 31, 2025 | 0.42 |
| Sep 30, 2025 | 0.43 |
| Jun 30, 2025 | 0.37 |
| Mar 31, 2025 | 0.39 |
| Dec 31, 2024 | 0.34 |
| Sep 30, 2024 | 0.39 |
| Jun 30, 2024 | 0.39 |
| Mar 31, 2024 | 0.36 |
| Dec 31, 2023 | 0.24 |
| Sep 30, 2023 | 0.38 |
| Jun 30, 2023 | 0.36 |
| Mar 31, 2023 | 0.35 |
| Dec 31, 2022 | 0.27 |
| Sep 30, 2022 | 0.36 |
| Jun 30, 2022 | 0.34 |
| Mar 31, 2022 | 0.33 |
| Dec 31, 2021 | 0.27 |
| Sep 30, 2021 | 0.29 |