FirstCash Holdings (FCFS) Net Margin (2010 - 2026)
FirstCash Holdings (FCFS) posted quarterly Net Margin of 8.7% for Q2 2026, up 150.0% year-over-year from 3.48% in Q2 2025, and down 15.08% quarter-over-quarter from 10.24% in Q1 2026.
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Analysis
FirstCash Holdings (FCFS) Net Margin (2010 - 2026) Analysis & Trends
FirstCash Holdings' Net Margin history runs 16 years deep, the most recent figure standing at 8.7% for Q2 2026.
- In Q2 2026, Net Margin rose 150.0% year-over-year to 8.7%; the TTM figure through Jun 2026 stood at 9.42% (up 81.0% YoY), while the FY2025 annual figure was 9.02%, up 139.0% from the prior year.
- Net Margin for Q2 2026 stood at 8.7%, down from 10.24% in the prior quarter.
- The five-year high for Net Margin was 13.3% in Q2 2022, with the low at 4.24% in Q1 2022.
- The 5-year median for Net Margin is 8.43% (2023), against an average of 8.33%.
- The sharpest annual moves came in 2022 and 2023: Net Margin jumped 600 bps in 2022, then plunged 728 bps in 2023.
- FirstCash Holdings' Net Margin stood at 10.68% in 2022, then retreated by 24 bps to 8.17% in 2023, then increased by 16 bps to 9.45% in 2024, then climbed by 4 bps to 9.84% in 2025, then slipped by 12 bps to 8.7% in 2026.
- Business Quant data shows FCFS's Net Margin at 8.7% in Q2 2026, 10.24% in Q1 2026, and 9.84% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 48.38% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 47.30% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 15.84% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 18.52% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 12.72% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 138.65% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 17.93% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 12.85% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 16.05% |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 8.70% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 8.70% |
| Mar 31, 2026 | 10.24% |
| Dec 31, 2025 | 9.84% |
| Sep 30, 2025 | 8.85% |
| Jun 30, 2025 | 7.20% |
| Mar 31, 2025 | 9.99% |
| Dec 31, 2024 | 9.45% |
| Sep 30, 2024 | 7.74% |
| Jun 30, 2024 | 5.91% |
| Mar 31, 2024 | 7.34% |
| Dec 31, 2023 | 8.17% |
| Sep 30, 2023 | 7.27% |
| Jun 30, 2023 | 6.02% |
| Mar 31, 2023 | 6.21% |
| Dec 31, 2022 | 10.68% |
| Sep 30, 2022 | 8.82% |
| Jun 30, 2022 | 13.30% |
| Mar 31, 2022 | 4.24% |
| Dec 31, 2021 | 5.85% |
| Sep 30, 2021 | 8.36% |