FirstCash Holdings (FCFS) Net Margin (2010 - 2026)
FirstCash Holdings (FCFS) posted Net Margin of 8.7% for Q2 2026, down 15.08% on a QoQ basis from 10.24% in Q1 2026, and up 150.0% year-over-year from 3.48% in Q2 2025.
Analysis
FirstCash Holdings (FCFS) Net Margin (2010 - 2026) Analysis & Trends
FirstCash Holdings has reported Net Margin for 17 years, with the latest figure at 8.7% in Q2 2026.
- On a quarterly basis, Net Margin rose 150.0% year-over-year to 8.7% in Q2 2026; TTM through Jun 2026 was 9.42%, a 81.0% increase from a year earlier, with the FY2025 full-year figure at 9.02%, up 139.0% from the prior year.
- Net Margin was 8.7% for Q2 2026 at FirstCash Holdings, down from 10.24% in the prior quarter.
- The five-year high for Net Margin was 13.3% in Q2 2022, with the low at 4.24% in Q1 2022.
- Average Net Margin over 5 years is 8.33%, with a median of 8.43% recorded in 2023.
- The sharpest annual moves came in 2022 and 2023: Net Margin soared 600 bps in 2022, then plunged 728 bps in 2023.
- Over 5 years, Net Margin stood at 10.68% in 2022, then slipped by 24 bps to 8.17% in 2023, then gained by 16 bps to 9.45% in 2024, then increased by 4 bps to 9.84% in 2025, then declined by 12 bps to 8.7% in 2026.
- The last three Net Margin figures came in at 8.7% (Q2 2026), 10.24% (Q1 2026), and 9.84% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 17.93% |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 138.65% |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 8.70% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 23.14% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 13.03% |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 11.31% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 14.50% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 0.00% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 9.19% |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 14.12% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 8.70% |
| Mar 31, 2026 | 10.24% |
| Dec 31, 2025 | 9.84% |
| Sep 30, 2025 | 8.85% |
| Jun 30, 2025 | 7.20% |
| Mar 31, 2025 | 9.99% |
| Dec 31, 2024 | 9.45% |
| Sep 30, 2024 | 7.74% |
| Jun 30, 2024 | 5.91% |
| Mar 31, 2024 | 7.34% |
| Dec 31, 2023 | 8.17% |
| Sep 30, 2023 | 7.27% |
| Jun 30, 2023 | 6.02% |
| Mar 31, 2023 | 6.21% |
| Dec 31, 2022 | 10.68% |
| Sep 30, 2022 | 8.82% |
| Jun 30, 2022 | 13.30% |
| Mar 31, 2022 | 4.24% |
| Dec 31, 2021 | 5.85% |
| Sep 30, 2021 | 8.36% |