FirstCash Holdings FCFS
NASDAQ FCFS
$218.99 +0.02 (+0.01%)
At close: Sep 18, 2026 · 4:00 PM EDT

FirstCash Holdings (FCFS) Net Margin (2010 - 2026)

FirstCash Holdings (FCFS) posted Net Margin of 8.7% for Q2 2026, down 15.08% on a QoQ basis from 10.24% in Q1 2026, and up 150.0% year-over-year from 3.48% in Q2 2025.

Analysis

FirstCash Holdings (FCFS) Net Margin (2010 - 2026) Analysis & Trends

FirstCash Holdings has reported Net Margin for 17 years, with the latest figure at 8.7% in Q2 2026.

  • On a quarterly basis, Net Margin rose 150.0% year-over-year to 8.7% in Q2 2026; TTM through Jun 2026 was 9.42%, a 81.0% increase from a year earlier, with the FY2025 full-year figure at 9.02%, up 139.0% from the prior year.
  • Net Margin was 8.7% for Q2 2026 at FirstCash Holdings, down from 10.24% in the prior quarter.
  • The five-year high for Net Margin was 13.3% in Q2 2022, with the low at 4.24% in Q1 2022.
  • Average Net Margin over 5 years is 8.33%, with a median of 8.43% recorded in 2023.
  • The sharpest annual moves came in 2022 and 2023: Net Margin soared 600 bps in 2022, then plunged 728 bps in 2023.
  • Over 5 years, Net Margin stood at 10.68% in 2022, then slipped by 24 bps to 8.17% in 2023, then gained by 16 bps to 9.45% in 2024, then increased by 4 bps to 9.84% in 2025, then declined by 12 bps to 8.7% in 2026.
  • The last three Net Margin figures came in at 8.7% (Q2 2026), 10.24% (Q1 2026), and 9.84% (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 17.93%
2 Affirm Holdings 24.01 Bn 22.38 Bn - 138.65%
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 8.70%
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 23.14%
5 Slm 4.72 Bn -77.52 Mn - 13.03%
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 11.31%
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 14.50%
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 0.00%
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 9.19%
10 Navient 1.64 Bn 275.03 Mn - 14.12%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 8.70%
Mar 31, 2026 10.24%
Dec 31, 2025 9.84%
Sep 30, 2025 8.85%
Jun 30, 2025 7.20%
Mar 31, 2025 9.99%
Dec 31, 2024 9.45%
Sep 30, 2024 7.74%
Jun 30, 2024 5.91%
Mar 31, 2024 7.34%
Dec 31, 2023 8.17%
Sep 30, 2023 7.27%
Jun 30, 2023 6.02%
Mar 31, 2023 6.21%
Dec 31, 2022 10.68%
Sep 30, 2022 8.82%
Jun 30, 2022 13.30%
Mar 31, 2022 4.24%
Dec 31, 2021 5.85%
Sep 30, 2021 8.36%