FirstCash Holdings (FCFS) Gross Margin (2010 - 2026)
FirstCash Holdings (FCFS) recorded quarterly Gross Margin of 51.57% in Q1 2026, up 142.74% quarter-over-quarter from 21.25% in Q4 2025, and up 86.0% on a YoY basis from 27.73% in Q1 2025.
FirstCash Holdings (FCFS) Gross Margin (2010 - 2026) Analysis & Trends
FirstCash Holdings' Gross Margin history runs 17 years deep, the most recent figure standing at 51.57% for Q1 2026.
- In Q1 2026, Gross Margin rose 86.0% year-over-year to 51.57%; the TTM figure through Mar 2026 stood at 45.12% (down 24810.0% YoY), while the FY2025 annual figure was 50.28%, down 5785.0% from the prior year.
- Gross Margin was 51.57% for Q1 2026 at FirstCash Holdings, up from 21.25% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 115.99% in Q3 2023 to a low of 45.48% in Q4 2023.
- Historically, Gross Margin has averaged 67.99% across 5 years, with a median of 100.91% in 2022.
- The sharpest annual moves came in 2023 and 2025: Gross Margin slumped 9207 bps in 2023, then jumped 6472 bps in 2025.
- A 5-year view of Gross Margin shows it stood at 46.59% in 2022, then tumbled by 198 bps to 45.48% in 2023, then rose by 4 bps to 43.47% in 2024, then surged by 149 bps to 21.25% in 2025, then jumped by 143 bps to 51.57% in 2026.
- The last three Gross Margin figures came in at 51.57% (Q1 2026), 21.25% (Q4 2025), and 115.27% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 92.17% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 93.80% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 78.22% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 84.45% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 94.24% |
| 10 | FirstCash Holdings | - | - | 542.38 Mn | 51.57% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 51.57% |
| Dec 31, 2025 | 21.25% |
| Sep 30, 2025 | 115.27% |
| Jun 30, 2025 | 107.19% |
| Mar 31, 2025 | 50.72% |
| Dec 31, 2024 | -43.47% |
| Sep 30, 2024 | 111.42% |
| Jun 30, 2024 | 108.79% |
| Mar 31, 2024 | 47.33% |
| Dec 31, 2023 | -45.48% |
| Sep 30, 2023 | 115.99% |
| Jun 30, 2023 | 109.98% |
| Mar 31, 2023 | 106.14% |
| Dec 31, 2022 | 46.59% |
| Sep 30, 2022 | 107.44% |
| Jun 30, 2022 | 100.91% |
| Mar 31, 2022 | 44.13% |
| Dec 31, 2021 | 69.61% |
| Sep 30, 2021 | 86.74% |
| Jun 30, 2021 | 57.56% |