FirstCash Holdings (FCFS) Gross Margin (2010 - 2026)
FirstCash Holdings (FCFS) posted Gross Margin of 49.66% for Q2 2026, down 3.72% on a QoQ basis from 51.57% in Q1 2026, and down 4.0% year-over-year from 51.73% in Q2 2025.
Analysis
FirstCash Holdings (FCFS) Gross Margin (2010 - 2026) Analysis & Trends
FirstCash Holdings has reported Gross Margin for 17 years, with the latest figure at 49.66% in Q2 2026.
- On a quarterly basis, Gross Margin fell 4.0% year-over-year to 49.66% in Q2 2026; TTM through Jun 2026 was 50.47%, a 103.0% increase from a year earlier, with the FY2025 full-year figure at 50.28%, up 219.0% from the prior year.
- Gross Margin was 49.66% for Q2 2026 at FirstCash Holdings, down from 51.57% in the prior quarter.
- The five-year high for Gross Margin was 51.57% in Q1 2026, with the low at 44.13% in Q1 2022.
- Average Gross Margin over 5 years is 48.39%, with a median of 48.67% recorded in 2023.
- The sharpest annual moves came in 2022 and 2025: Gross Margin slumped 1313 bps in 2022, then surged 339 bps in 2025.
- Over 5 years, Gross Margin stood at 46.59% in 2022, then gained by 5 bps to 49.01% in 2023, then grew by 0 bps to 49.07% in 2024, then gained by 2 bps to 50.06% in 2025, then declined by 1 bps to 49.66% in 2026.
- The last three Gross Margin figures came in at 49.66% (Q2 2026), 51.57% (Q1 2026), and 50.06% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 49.66% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 96.92% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 61.15% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 96.37% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 43.59% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 58.79% |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 49.66% |
| Mar 31, 2026 | 51.57% |
| Dec 31, 2025 | 50.06% |
| Sep 30, 2025 | 50.63% |
| Jun 30, 2025 | 49.70% |
| Mar 31, 2025 | 50.72% |
| Dec 31, 2024 | 49.07% |
| Sep 30, 2024 | 48.32% |
| Jun 30, 2024 | 47.58% |
| Mar 31, 2024 | 47.33% |
| Dec 31, 2023 | 49.01% |
| Sep 30, 2023 | 49.43% |
| Jun 30, 2023 | 47.01% |
| Mar 31, 2023 | 45.63% |
| Dec 31, 2022 | 46.59% |
| Sep 30, 2022 | 48.10% |
| Jun 30, 2022 | 46.47% |
| Mar 31, 2022 | 44.13% |
| Dec 31, 2021 | 45.49% |
| Sep 30, 2021 | 58.32% |