FirstCash Holdings (FCFS) Gross Margin (2010 - 2026)

FirstCash Holdings (FCFS) posted quarterly Gross Margin of 51.57% for Q1 2026, up 86.0% year-over-year from 27.73% in Q1 2025, and up 142.74% on a QoQ basis from 21.25% in Q4 2025.

FirstCash Holdings (FCFS) Gross Margin (2010 - 2026) Analysis & Trends

FirstCash Holdings (FCFS) has reported Gross Margin for 17 consecutive years, with 51.57% the latest figure, recorded in Q1 2026.

  • In Q1 2026, Gross Margin rose 86.0% year-over-year to 51.57%; the TTM figure through Mar 2026 stood at 45.12% (down 24810.0% YoY), while the FY2025 annual figure was 50.28%, down 5785.0% from the prior year.
  • Gross Margin came in at 51.57% for Q1 2026 at FirstCash Holdings, up from 21.25% in the prior quarter.
  • The five-year high for Gross Margin was 115.99% in Q3 2023, with the low at 45.48% in Q4 2023.
  • Average Gross Margin over 5 years is 67.99%, with a median of 100.91% recorded in 2022.
  • Across the five-year window, Gross Margin tumbled 9207 bps in 2023 and jumped 6472 bps in 2025, its largest moves.
  • Year by year, Gross Margin stood at 46.59% in 2022, then plunged by 198 bps to 45.48% in 2023, then climbed by 4 bps to 43.47% in 2024, then surged by 149 bps to 21.25% in 2025, then jumped by 143 bps to 51.57% in 2026.
  • According to Business Quant data, Gross Margin over the past three periods registered 51.57%, 21.25%, and 115.27% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 92.17%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 93.80%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 78.22%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 84.45%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 94.24%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 97.03%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 71.98%
10 FirstCash Holdings 125.59 Mn -856.28 Mn 542.38 Mn 51.57%

Historic Data

Download Data
DateValue
Mar 31, 2026 51.57%
Dec 31, 2025 21.25%
Sep 30, 2025 115.27%
Jun 30, 2025 107.19%
Mar 31, 2025 50.72%
Dec 31, 2024 -43.47%
Sep 30, 2024 111.42%
Jun 30, 2024 108.79%
Mar 31, 2024 47.33%
Dec 31, 2023 -45.48%
Sep 30, 2023 115.99%
Jun 30, 2023 109.98%
Mar 31, 2023 106.14%
Dec 31, 2022 46.59%
Sep 30, 2022 107.44%
Jun 30, 2022 100.91%
Mar 31, 2022 44.13%
Dec 31, 2021 69.61%
Sep 30, 2021 86.74%
Jun 30, 2021 57.56%