FirstCash Holdings (FCFS) Gross Margin (2010 - 2026)
FirstCash Holdings (FCFS) posted quarterly Gross Margin of 49.66% for Q2 2026, down 4.0% year-over-year from 51.73% in Q2 2025, and down 3.72% quarter-over-quarter from 51.57% in Q1 2026.
FirstCash Holdings (FCFS) Gross Margin (2010 - 2026) Analysis & Trends
FirstCash Holdings' Gross Margin history runs 17 years deep, the most recent figure standing at 49.66% for Q2 2026.
- In Q2 2026, Gross Margin fell 4.0% year-over-year to 49.66%; the TTM figure through Jun 2026 stood at 50.47% (up 103.0% YoY), while the FY2025 annual figure was 50.28%, up 219.0% from the prior year.
- Gross Margin for Q2 2026 stood at 49.66%, down from 51.57% in the prior quarter.
- The five-year high for Gross Margin was 51.57% in Q1 2026, with the low at 44.13% in Q1 2022.
- The 5-year median for Gross Margin is 48.67% (2023), against an average of 48.39%.
- The sharpest annual moves came in 2022 and 2025: Gross Margin slumped 1313 bps in 2022, then soared 339 bps in 2025.
- FirstCash Holdings' Gross Margin stood at 46.59% in 2022, then increased by 5 bps to 49.01% in 2023, then advanced by 0 bps to 49.07% in 2024, then increased by 2 bps to 50.06% in 2025, then slipped by 1 bps to 49.66% in 2026.
- Business Quant data shows FCFS's Gross Margin at 49.66% in Q2 2026, 51.57% in Q1 2026, and 50.06% in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 91.60% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -32.14% |
| 10 | FirstCash Holdings | 9.04 Bn | 8.87 Bn | 533.67 Mn | 49.66% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 49.66% |
| Mar 31, 2026 | 51.57% |
| Dec 31, 2025 | 50.06% |
| Sep 30, 2025 | 50.63% |
| Jun 30, 2025 | 49.70% |
| Mar 31, 2025 | 50.72% |
| Dec 31, 2024 | 49.07% |
| Sep 30, 2024 | 48.32% |
| Jun 30, 2024 | 47.58% |
| Mar 31, 2024 | 47.33% |
| Dec 31, 2023 | 49.01% |
| Sep 30, 2023 | 49.43% |
| Jun 30, 2023 | 47.01% |
| Mar 31, 2023 | 45.63% |
| Dec 31, 2022 | 46.59% |
| Sep 30, 2022 | 48.10% |
| Jun 30, 2022 | 46.47% |
| Mar 31, 2022 | 44.13% |
| Dec 31, 2021 | 45.49% |
| Sep 30, 2021 | 58.32% |