FirstCash Holdings (FCFS) Gross Margin (2010 - 2026)

FirstCash Holdings (FCFS) recorded quarterly Gross Margin of 51.57% in Q1 2026, up 142.74% quarter-over-quarter from 21.25% in Q4 2025, and up 86.0% on a YoY basis from 27.73% in Q1 2025.

FirstCash Holdings (FCFS) Gross Margin (2010 - 2026) Analysis & Trends

FirstCash Holdings' Gross Margin history runs 17 years deep, the most recent figure standing at 51.57% for Q1 2026.

  • In Q1 2026, Gross Margin rose 86.0% year-over-year to 51.57%; the TTM figure through Mar 2026 stood at 45.12% (down 24810.0% YoY), while the FY2025 annual figure was 50.28%, down 5785.0% from the prior year.
  • Gross Margin was 51.57% for Q1 2026 at FirstCash Holdings, up from 21.25% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 115.99% in Q3 2023 to a low of 45.48% in Q4 2023.
  • Historically, Gross Margin has averaged 67.99% across 5 years, with a median of 100.91% in 2022.
  • The sharpest annual moves came in 2023 and 2025: Gross Margin slumped 9207 bps in 2023, then jumped 6472 bps in 2025.
  • A 5-year view of Gross Margin shows it stood at 46.59% in 2022, then tumbled by 198 bps to 45.48% in 2023, then rose by 4 bps to 43.47% in 2024, then surged by 149 bps to 21.25% in 2025, then jumped by 143 bps to 51.57% in 2026.
  • The last three Gross Margin figures came in at 51.57% (Q1 2026), 21.25% (Q4 2025), and 115.27% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 92.17%
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 93.80%
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 78.22%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 84.45%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 94.24%
10 FirstCash Holdings - - 542.38 Mn 51.57%

Historic Data

Download Data
DateValue
Mar 31, 2026 51.57%
Dec 31, 2025 21.25%
Sep 30, 2025 115.27%
Jun 30, 2025 107.19%
Mar 31, 2025 50.72%
Dec 31, 2024 -43.47%
Sep 30, 2024 111.42%
Jun 30, 2024 108.79%
Mar 31, 2024 47.33%
Dec 31, 2023 -45.48%
Sep 30, 2023 115.99%
Jun 30, 2023 109.98%
Mar 31, 2023 106.14%
Dec 31, 2022 46.59%
Sep 30, 2022 107.44%
Jun 30, 2022 100.91%
Mar 31, 2022 44.13%
Dec 31, 2021 69.61%
Sep 30, 2021 86.74%
Jun 30, 2021 57.56%