FirstCash Holdings FCFS
NASDAQ FCFS
$218.99 +0.02 (+0.01%)
At close: Sep 18, 2026 · 4:00 PM EDT

FirstCash Holdings (FCFS) Gross Margin (2010 - 2026)

FirstCash Holdings (FCFS) posted Gross Margin of 49.66% for Q2 2026, down 3.72% on a QoQ basis from 51.57% in Q1 2026, and down 4.0% year-over-year from 51.73% in Q2 2025.

Analysis

FirstCash Holdings (FCFS) Gross Margin (2010 - 2026) Analysis & Trends

FirstCash Holdings has reported Gross Margin for 17 years, with the latest figure at 49.66% in Q2 2026.

  • On a quarterly basis, Gross Margin fell 4.0% year-over-year to 49.66% in Q2 2026; TTM through Jun 2026 was 50.47%, a 103.0% increase from a year earlier, with the FY2025 full-year figure at 50.28%, up 219.0% from the prior year.
  • Gross Margin was 49.66% for Q2 2026 at FirstCash Holdings, down from 51.57% in the prior quarter.
  • The five-year high for Gross Margin was 51.57% in Q1 2026, with the low at 44.13% in Q1 2022.
  • Average Gross Margin over 5 years is 48.39%, with a median of 48.67% recorded in 2023.
  • The sharpest annual moves came in 2022 and 2025: Gross Margin slumped 1313 bps in 2022, then surged 339 bps in 2025.
  • Over 5 years, Gross Margin stood at 46.59% in 2022, then gained by 5 bps to 49.01% in 2023, then grew by 0 bps to 49.07% in 2024, then gained by 2 bps to 50.06% in 2025, then declined by 1 bps to 49.66% in 2026.
  • The last three Gross Margin figures came in at 49.66% (Q2 2026), 51.57% (Q1 2026), and 50.06% (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - -
2 Affirm Holdings 24.01 Bn 22.38 Bn - -
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 49.66%
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 96.92%
5 Slm 4.72 Bn -77.52 Mn - -
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 61.15%
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 96.37%
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 43.59%
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 58.79%
10 Navient 1.64 Bn 275.03 Mn - -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 49.66%
Mar 31, 2026 51.57%
Dec 31, 2025 50.06%
Sep 30, 2025 50.63%
Jun 30, 2025 49.70%
Mar 31, 2025 50.72%
Dec 31, 2024 49.07%
Sep 30, 2024 48.32%
Jun 30, 2024 47.58%
Mar 31, 2024 47.33%
Dec 31, 2023 49.01%
Sep 30, 2023 49.43%
Jun 30, 2023 47.01%
Mar 31, 2023 45.63%
Dec 31, 2022 46.59%
Sep 30, 2022 48.10%
Jun 30, 2022 46.47%
Mar 31, 2022 44.13%
Dec 31, 2021 45.49%
Sep 30, 2021 58.32%