FirstCash Holdings (FCFS) Gross Margin (2010 - 2026)
FirstCash Holdings (FCFS) posted Gross Margin of 49.54% for Q3 2026, down 1.09 percentage points from 50.63% a year earlier and down 0.12 percentage points from the prior quarter.
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Analysis
FirstCash Holdings (FCFS) Gross Margin (2010 - 2026) Analysis & Trends
For the trailing twelve months through Sep 30, 2026, Gross Margin at FirstCash Holdings was 50.20%, up 0.16 percentage points year-over-year; for FY2025, it was 50.28%, up 2.19 percentage points from FY2024.
- Annual Gross Margin has increased for three consecutive years, though with a five-year change of -5.58 percentage points (FY2020 to FY2025).
- In prior years, FirstCash Holdings' Gross Margin was 48.09% in FY2024 (+0.27 pp), 47.82% in FY2023 (+1.48 pp), 46.34% in FY2022 (-7.76 pp) and 54.10% in FY2021 (-1.75 pp).
- The Q3 2026 figure stands as the lowest quarterly Gross Margin since Q4 2024.
- On a year-over-year basis, Gross Margin increased in six of the last eight quarters, with an average year-over-year change of +1.07 percentage points.
- The strongest year-over-year quarter for Gross Margin in the past five years was Q1 2025, with a gain of 3.39 percentage points; the weakest was Q1 2022, with a drop of 13.13 percentage points.
- According to Business Quant data, Gross Margin for the three prior quarters was 49.66% (Q2 2026), 51.57% (Q1 2026) and 50.06% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 42.59 Bn | 31.41 Bn | - | - |
| 2 | Orix | 41.61 Bn | 10.83 Bn | 12.74 Bn | 93.96% |
| 3 | Royalty Pharma | 38.85 Bn | 38.76 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 29.69 Bn | 29.69 Bn | - | - |
| 5 | Affirm Holdings | 25.49 Bn | 19.18 Bn | - | - |
| 6 | Synchrony Financial | 23.34 Bn | -44.29 Bn | - | - |
| 7 | Royal Gold | 20.84 Bn | 20.06 Bn | 390.45 Mn | 86.66% |
| 8 | Federal Home Loan Mortgage | 15.10 Bn | -3.58 Bn | - | - |
| 9 | Annaly Capital Management | 14.86 Bn | 5.89 Bn | - | - |
| 10 | FirstCash Holdings | 8.29 Bn | 7.66 Bn | 545.54 Mn | 49.54% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 49.54% |
| Jun 30, 2026 | 49.66% |
| Mar 31, 2026 | 51.57% |
| Dec 31, 2025 | 50.06% |
| Sep 30, 2025 | 50.63% |
| Jun 30, 2025 | 49.70% |
| Mar 31, 2025 | 50.72% |
| Dec 31, 2024 | 49.07% |
| Sep 30, 2024 | 48.32% |
| Jun 30, 2024 | 47.58% |
| Mar 31, 2024 | 47.33% |
| Dec 31, 2023 | 49.01% |
| Sep 30, 2023 | 49.43% |
| Jun 30, 2023 | 47.01% |
| Mar 31, 2023 | 45.63% |
| Dec 31, 2022 | 46.59% |
| Sep 30, 2022 | 48.10% |
| Jun 30, 2022 | 46.47% |
| Mar 31, 2022 | 44.13% |
| Dec 31, 2021 | 45.49% |
API Access
FirstCash Holdings Gross Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=gross-margin&ticker=FCFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "gross-margin", "ticker": "FCFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=gross-margin&ticker=FCFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();